KPIs & Operating Metrics(New)

LendingClub (LC) Retained Earnings (2016 - 2026)

LendingClub (LC) has disclosed Retained Earnings for 16 consecutive years, with -$28.7 million as the latest value for Q1 2026.

  • For Q1 2026, Retained Earnings fell 29.04% year-over-year to -$28.7 million; the TTM value through Mar 2026 reached -$28.7 million, down 29.04%, while the annual FY2025 figure was -$18.2 million, 25.09% up from the prior year.
  • Retained Earnings hit -$28.7 million in Q1 2026 for LendingClub, down from -$18.2 million in the prior quarter.
  • Across five years, Retained Earnings topped out at -$18.2 million in Q4 2025 and bottomed at -$676.6 million in Q1 2022.
  • Average Retained Earnings over 5 years is -$225.9 million, with a median of -$243.4 million recorded in 2025.
  • Year-over-year, Retained Earnings skyrocketed 95.0% in 2022 and then plummeted 901.56% in 2023.
  • LendingClub's Retained Earnings stood at -$37.6 million in 2022, then rose by 19.44% to -$30.3 million in 2023, then increased by 20.0% to -$24.2 million in 2024, then grew by 25.09% to -$18.2 million in 2025, then tumbled by 58.1% to -$28.7 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods came in at -$28.7 million, -$18.2 million, and -$243.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.