LendingClub (LC) Retained Earnings (2011 - 2026)

LendingClub's (LC) quarterly Retained Earnings came in at -$28.7 million in Q1 2026, down 29.04% year-on-year from -$40.5 million in Q1 2025, and down 58.1% quarter-over-quarter from -$18.2 million in Q4 2025.

LendingClub (LC) Retained Earnings (2011 - 2026) Analysis & Trends

LendingClub has disclosed Retained Earnings across 16 years of filings, most recently posting -$28.7 million for Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$28.7 million, down 29.04% year-over-year; the trailing twelve-month figure through Mar 2026 was -$28.7 million (down 29.04% YoY), and the FY2025 annual result was -$18.2 million, up 25.09% from the prior year.
  • Retained Earnings came in at -$28.7 million for Q1 2026 at LendingClub, down from -$18.2 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$18.2 million in Q4 2025 to a low of -$676.6 million in Q1 2022.
  • The 5-year median for Retained Earnings is -$243.4 million (2025), against an average of -$225.9 million.
  • Across the five-year window, Retained Earnings soared 95.0% in 2022 and tumbled 901.56% in 2023, its largest moves.
  • LendingClub's Retained Earnings stood at -$37.6 million in 2022, then increased by 19.44% to -$30.3 million in 2023, then gained by 20.0% to -$24.2 million in 2024, then climbed by 25.09% to -$18.2 million in 2025, then tumbled by 58.1% to -$28.7 million in 2026.
  • The last three Retained Earnings figures came in at -$28.7 million (Q1 2026), -$18.2 million (Q4 2025), and -$243.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 711,658.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 16.81 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 120.93 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -8.57 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 43.56 Bn
10 LendingClub 2.08 Bn 1.28 Bn 196.84 Mn -28.71 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -28.71 Mn
Dec 31, 2025 -18.16 Mn
Sep 30, 2025 -243.35 Mn
Jun 30, 2025 -287.63 Mn
Mar 31, 2025 -22.25 Mn
Dec 31, 2024 -24.24 Mn
Sep 30, 2024 -347.20 Mn
Jun 30, 2024 -361.65 Mn
Mar 31, 2024 -376.56 Mn
Dec 31, 2023 -30.30 Mn
Sep 30, 2023 -398.96 Mn
Jun 30, 2023 -39.19 Mn
Mar 31, 2023 -414.08 Mn
Dec 31, 2022 -37.62 Mn
Sep 30, 2022 -39.83 Mn
Jun 30, 2022 -494.53 Mn
Mar 31, 2022 -676.59 Mn
Dec 31, 2021 7.05 Mn
Sep 30, 2021 -796.74 Mn
Jun 30, 2021 -823.93 Mn