KPIs & Operating Metrics(New)

LendingClub (LC) Retained Earnings (2016 - 2025)

LendingClub (LC) has disclosed Retained Earnings for 15 consecutive years, with -$201.8 million as the latest value for Q4 2025.

  • Quarterly Retained Earnings rose 40.2% to -$201.8 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$201.8 million through Dec 2025, up 40.2% year-over-year, with the annual reading at -$201.8 million for FY2025, 40.2% up from the prior year.
  • Retained Earnings hit -$201.8 million in Q4 2025 for LendingClub, up from -$243.4 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$3.6 million in Q3 2024 to a low of -$833.3 million in Q1 2021.
  • Historically, Retained Earnings has averaged -$321.4 million across 5 years, with a median of -$284.6 million in 2025.
  • Biggest five-year swings in Retained Earnings: plummeted 68941.77% in 2021 and later surged 97.35% in 2022.
  • Year by year, Retained Earnings stood at -$717.4 million in 2021, then skyrocketed by 40.38% to -$427.7 million in 2022, then soared by 92.92% to -$30.3 million in 2023, then crashed by 1013.64% to -$337.5 million in 2024, then soared by 40.2% to -$201.8 million in 2025.
  • Business Quant data shows Retained Earnings for LC at -$201.8 million in Q4 2025, -$243.4 million in Q3 2025, and -$26.0 million in Q2 2025.