LendingClub (LC) Retained Earnings (2011 - 2026)
LendingClub's (LC) quarterly Retained Earnings came in at -$28.7 million in Q1 2026, down 29.04% year-on-year from -$40.5 million in Q1 2025, and down 58.1% quarter-over-quarter from -$18.2 million in Q4 2025.
LendingClub (LC) Retained Earnings (2011 - 2026) Analysis & Trends
LendingClub has disclosed Retained Earnings across 16 years of filings, most recently posting -$28.7 million for Q1 2026.
- Retained Earnings for Q1 2026 came in at -$28.7 million, down 29.04% year-over-year; the trailing twelve-month figure through Mar 2026 was -$28.7 million (down 29.04% YoY), and the FY2025 annual result was -$18.2 million, up 25.09% from the prior year.
- Retained Earnings came in at -$28.7 million for Q1 2026 at LendingClub, down from -$18.2 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of -$18.2 million in Q4 2025 to a low of -$676.6 million in Q1 2022.
- The 5-year median for Retained Earnings is -$243.4 million (2025), against an average of -$225.9 million.
- Across the five-year window, Retained Earnings soared 95.0% in 2022 and tumbled 901.56% in 2023, its largest moves.
- LendingClub's Retained Earnings stood at -$37.6 million in 2022, then increased by 19.44% to -$30.3 million in 2023, then gained by 20.0% to -$24.2 million in 2024, then climbed by 25.09% to -$18.2 million in 2025, then tumbled by 58.1% to -$28.7 million in 2026.
- The last three Retained Earnings figures came in at -$28.7 million (Q1 2026), -$18.2 million (Q4 2025), and -$243.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 711,658.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 16.81 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 120.93 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -8.57 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 43.56 Bn |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | -28.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -28.71 Mn |
| Dec 31, 2025 | -18.16 Mn |
| Sep 30, 2025 | -243.35 Mn |
| Jun 30, 2025 | -287.63 Mn |
| Mar 31, 2025 | -22.25 Mn |
| Dec 31, 2024 | -24.24 Mn |
| Sep 30, 2024 | -347.20 Mn |
| Jun 30, 2024 | -361.65 Mn |
| Mar 31, 2024 | -376.56 Mn |
| Dec 31, 2023 | -30.30 Mn |
| Sep 30, 2023 | -398.96 Mn |
| Jun 30, 2023 | -39.19 Mn |
| Mar 31, 2023 | -414.08 Mn |
| Dec 31, 2022 | -37.62 Mn |
| Sep 30, 2022 | -39.83 Mn |
| Jun 30, 2022 | -494.53 Mn |
| Mar 31, 2022 | -676.59 Mn |
| Dec 31, 2021 | 7.05 Mn |
| Sep 30, 2021 | -796.74 Mn |
| Jun 30, 2021 | -823.93 Mn |