KPIs & Operating Metrics(New)

LendingClub (LC) Return on Assets (2016 - 2025)

LendingClub (LC) has disclosed Return on Assets for 15 consecutive years, with 0.01% as the latest value for Q4 2025.

  • Quarterly Return on Assets rose 1.0% to 0.01% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.01% through Dec 2025, up 1.0% year-over-year, with the annual reading at 0.01% for FY2025, 1.0% up from the prior year.
  • Return on Assets hit 0.01% in Q4 2025 for LendingClub, up from 0.01% in the prior quarter.
  • In the past five years, Return on Assets ranged from a high of 0.04% in Q2 2022 to a low of 0.05% in Q1 2021.
  • Historically, Return on Assets has averaged 0.01% across 5 years, with a median of 0.01% in 2023.
  • Biggest five-year swings in Return on Assets: increased 10bps in 2021 and later decreased -4bps in 2023.
  • Year by year, Return on Assets stood at 0.0% in 2021, then surged by 734bps to 0.04% in 2022, then crashed by -89bps to 0.0% in 2023, then grew by 5bps to 0.0% in 2024, then surged by 153bps to 0.01% in 2025.
  • Business Quant data shows Return on Assets for LC at 0.01% in Q4 2025, 0.01% in Q3 2025, and 0.01% in Q2 2025.