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LendingClub (LC) Provisions (2016 - 2025)

LendingClub (LC) has disclosed Provisions for 13 consecutive years, with $48.4 million as the latest value for Q4 2025.

  • Quarterly Provisions fell 19.81% to $48.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $192.2 million through Dec 2025, up 11.33% year-over-year, with the annual reading at $191.3 million for FY2025, 9.06% up from the prior year.
  • Provisions hit $48.4 million in Q4 2025 for LendingClub, up from $45.9 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $82.7 million in Q3 2022 to a low of $6.9 million in Q1 2021.
  • Historically, Provisions has averaged $50.2 million across 5 years, with a median of $47.9 million in 2024.
  • Biggest five-year swings in Provisions: surged 1298.58% in 2021 and later tumbled 58.72% in 2024.
  • Year by year, Provisions stood at $47.3 million in 2021, then surged by 32.02% to $62.4 million in 2022, then tumbled by 32.1% to $42.4 million in 2023, then surged by 42.45% to $60.4 million in 2024, then fell by 19.81% to $48.4 million in 2025.
  • Business Quant data shows Provisions for LC at $48.4 million in Q4 2025, $45.9 million in Q3 2025, and $39.7 million in Q2 2025.