LendingClub (LC) FCF Margin (2010 - 2026)
LendingClub's (LC) quarterly FCF Margin came in at 255.61% in Q1 2026, down 9378.0% year-on-year from 2.75% in Q1 2025, and up 25.91% quarter-over-quarter from 345.01% in Q4 2025.
LendingClub (LC) FCF Margin (2010 - 2026) Analysis & Trends
LendingClub has disclosed FCF Margin across 17 years of filings, most recently posting 255.61% for Q1 2026.
- FCF Margin for Q1 2026 came in at 255.61%, down 9378.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 305.76% (down 4091.0% YoY), and the FY2025 annual result was 287.06%, up 5455.0% from the prior year.
- FCF Margin came in at 255.61% for Q1 2026 at LendingClub, up from 345.01% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 53.17% in Q2 2022 to a low of 504.87% in Q2 2024.
- The 5-year median for FCF Margin is 179.69% (2023), against an average of 195.77%.
- Peak annual rise in FCF Margin reached 35179 bps in 2024, while the deepest fall reached 51494 bps in 2024.
- LendingClub's FCF Margin stood at 7.05% in 2022, then tumbled by 6411 bps to 445.07% in 2023, then jumped by 79 bps to 93.27% in 2024, then plunged by 270 bps to 345.01% in 2025, then gained by 26 bps to 255.61% in 2026.
- The last three FCF Margin figures came in at 255.61% (Q1 2026), 345.01% (Q4 2025), and 297.42% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | -255.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -255.61% |
| Dec 31, 2025 | -345.01% |
| Sep 30, 2025 | -297.42% |
| Jun 30, 2025 | -323.54% |
| Mar 31, 2025 | -161.83% |
| Dec 31, 2024 | -93.27% |
| Sep 30, 2024 | -337.95% |
| Jun 30, 2024 | -504.87% |
| Mar 31, 2024 | -475.02% |
| Dec 31, 2023 | -445.07% |
| Sep 30, 2023 | -179.69% |
| Jun 30, 2023 | -46.12% |
| Mar 31, 2023 | 39.93% |
| Dec 31, 2022 | 7.05% |
| Sep 30, 2022 | 30.49% |
| Jun 30, 2022 | 53.17% |
| Mar 31, 2022 | 6.60% |
| Dec 31, 2021 | 42.56% |
| Sep 30, 2021 | 30.96% |
| Jun 30, 2021 | 36.88% |