KPIs & Operating Metrics(New)

LendingClub (LC) FCF Margin (2016 - 2025)

LendingClub (LC) has disclosed FCF Margin for 16 consecutive years, with 345.01% as the latest value for Q4 2025.

  • Quarterly FCF Margin fell 25173.0% to 345.01% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 287.06% through Dec 2025, up 5455.0% year-over-year, with the annual reading at 287.06% for FY2025, 5455.0% up from the prior year.
  • FCF Margin hit 345.01% in Q4 2025 for LendingClub, down from 297.42% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 53.17% in Q2 2022 to a low of 504.87% in Q2 2024.
  • Historically, FCF Margin has averaged 163.98% across 5 years, with a median of 127.55% in 2024.
  • Biggest five-year swings in FCF Margin: crashed -52611bps in 2021 and later skyrocketed 35179bps in 2024.
  • Year by year, FCF Margin stood at 42.56% in 2021, then plummeted by -83bps to 7.05% in 2022, then crashed by -6411bps to 445.07% in 2023, then soared by 79bps to 93.27% in 2024, then plummeted by -270bps to 345.01% in 2025.
  • Business Quant data shows FCF Margin for LC at 345.01% in Q4 2025, 297.42% in Q3 2025, and 323.54% in Q2 2025.