KPIs & Operating Metrics(New)

LendingClub (LC) FCF Margin (2016 - 2026)

LendingClub (LC) has disclosed FCF Margin for 17 consecutive years, with 255.61% as the latest value for Q1 2026.

  • For Q1 2026, FCF Margin fell 9378.0% year-over-year to 255.61%; the TTM value through Mar 2026 reached 305.76%, down 4091.0%, while the annual FY2025 figure was 287.06%, 5455.0% up from the prior year.
  • FCF Margin hit 255.61% in Q1 2026 for LendingClub, up from 345.01% in the prior quarter.
  • Across five years, FCF Margin topped out at 53.17% in Q2 2022 and bottomed at 504.87% in Q2 2024.
  • Average FCF Margin over 5 years is 195.77%, with a median of 179.69% recorded in 2023.
  • On a YoY basis, FCF Margin climbed as much as 35179bps in 2024 and fell as far as -51494bps in 2024.
  • LendingClub's FCF Margin stood at 7.05% in 2022, then tumbled by -6411bps to 445.07% in 2023, then surged by 79bps to 93.27% in 2024, then crashed by -270bps to 345.01% in 2025, then increased by 26bps to 255.61% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods came in at 255.61%, 345.01%, and 297.42% for Q1 2026, Q4 2025, and Q3 2025 respectively.