LendingClub (LC) FCF Margin (2010 - 2026)

LendingClub's (LC) quarterly FCF Margin came in at 255.61% in Q1 2026, down 9378.0% year-on-year from 2.75% in Q1 2025, and up 25.91% quarter-over-quarter from 345.01% in Q4 2025.

LendingClub (LC) FCF Margin (2010 - 2026) Analysis & Trends

LendingClub has disclosed FCF Margin across 17 years of filings, most recently posting 255.61% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 255.61%, down 9378.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 305.76% (down 4091.0% YoY), and the FY2025 annual result was 287.06%, up 5455.0% from the prior year.
  • FCF Margin came in at 255.61% for Q1 2026 at LendingClub, up from 345.01% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 53.17% in Q2 2022 to a low of 504.87% in Q2 2024.
  • The 5-year median for FCF Margin is 179.69% (2023), against an average of 195.77%.
  • Peak annual rise in FCF Margin reached 35179 bps in 2024, while the deepest fall reached 51494 bps in 2024.
  • LendingClub's FCF Margin stood at 7.05% in 2022, then tumbled by 6411 bps to 445.07% in 2023, then jumped by 79 bps to 93.27% in 2024, then plunged by 270 bps to 345.01% in 2025, then gained by 26 bps to 255.61% in 2026.
  • The last three FCF Margin figures came in at 255.61% (Q1 2026), 345.01% (Q4 2025), and 297.42% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 LendingClub 2.08 Bn 1.28 Bn 196.84 Mn -255.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 -255.61%
Dec 31, 2025 -345.01%
Sep 30, 2025 -297.42%
Jun 30, 2025 -323.54%
Mar 31, 2025 -161.83%
Dec 31, 2024 -93.27%
Sep 30, 2024 -337.95%
Jun 30, 2024 -504.87%
Mar 31, 2024 -475.02%
Dec 31, 2023 -445.07%
Sep 30, 2023 -179.69%
Jun 30, 2023 -46.12%
Mar 31, 2023 39.93%
Dec 31, 2022 7.05%
Sep 30, 2022 30.49%
Jun 30, 2022 53.17%
Mar 31, 2022 6.60%
Dec 31, 2021 42.56%
Sep 30, 2021 30.96%
Jun 30, 2021 36.88%