LendingClub Corp Income Statement

Income Statement Mar2011 Mar2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions -8.95M-6.73M0.03M0.12M-0.01M2.95M3.38M140.95M267.33M243.57M178.27M
Revenue 6.45M15.80M98.00M211.13M429.94M500.81M574.54M694.81M758.61M318.08M818.63M1,187.22M864.62M787.01M
Interest income
Interest income - Loans 109.49M72.88M29.54M31.01M74.09M92.44M
Interest Income - Debt Securities 64.08M47.76M61.26M64.19M57.26M187.96M
Other interest income 6.00M1.05M1.17M18.58M65.92M56.31M
Interest Income - Total 32.66M187.51M354.45M552.97M696.66M611.26M487.46M345.35M209.69M292.83M557.34M832.63M907.96M
Interest expenses
Interest Expense - Deposits 7.23M60.45M265.56M369.22M
Interest Expense - Debt 0.25M26.83M17.84M3.68M1.42M
Interest Expense - Others -246.59M-141.50M15.09M22.06M5.24M4.70M
Interest Expenses 12.71M32.03M187.45M356.62M549.74M688.37M571.42M385.61M247.30M150.37M80.00M82.52M270.79M373.92M
Interest Income - Net 0.03M0.63M0.06M-2.16M3.25M5.34M9.02M1.17M98.04M59.33M212.83M474.82M561.84M534.04M
Non-interest income
Interest Income - Total 0.26M0.03M-2.28M3.25M5.34M
Financial Services Fees 1.22M3.95M11.53M43.79M79.65M87.11M646.74M245.31M578.58M683.63M291.48M242.79M
Service Charges 13.70M85.83M197.12M373.51M423.49M448.61M
Investment Gain (Loss) -0.01M0.01M-0.09M
Investment Banking Income 3.86M-3.57M4.88M-17.15M23.37M45.98M67.72M30.81M70.12M95.33M47.84M49.10M
Mortgage Banking 4.99M10.48M32.42M7.88M0.26M14.37M
Other Non-Interest Income 0.41M5.11M-1.20M9.40M9.48M13.83M13.44M27.22M87.47M281.11M303.59M
Non-Interest Income 15.54M97.97M213.41M426.70M495.47M564.07M56.46M660.57M258.76M605.80M712.39M302.78M252.97M
Operating Items
Depreciation & Amortization - Total 24.93M26.84M39.49M49.20M53.48M51.19M
Research & Development 1.95M2.71M15.53M38.52M77.06M115.36M142.26M155.25M168.38M139.05M
Wages, Salaries and Other 333.63M252.52M288.39M339.40M261.95M232.16M
Selling, General & Administrative 3.94M10.07M34.44M81.14M122.18M207.17M191.68M228.64M238.29M213.02M
Rent Expense 29.37M27.87M24.25M21.98M17.53M15.80M
Restructuring Costs 19.76M81.14M122.18M
Other Operating Expenses 11.86M14.96M-17.59M-1.20M4.52M9.48M6.44M5.84M13.83M13.44M597.65M695.68M495.42M476.69M
Operating Expenses 17.75M27.74M90.69M242.63M432.11M651.01M727.95M822.92M789.50M502.32M661.39M766.85M566.44M543.68M
Operating Income -23.16M-24.52M2.48M-10.71M-0.74M-51.07M-52.09M-396.63M-266.23M-235.75M1.10M222.62M204.34M142.93M
EBIT -23.16M-24.52M2.48M-10.71M-0.74M-51.07M-52.09M-396.63M-266.23M-235.75M1.10M222.62M204.34M142.93M
Non-operating items
Interest & Investment Income 12.74M32.66M
Non Operating Income 474.82M561.84M534.04M
Net income details
EBT -11.30M-11.94M7.31M-31.50M-2.16M-150.20M-153.41M-128.11M-30.89M-187.62M18.44M153.04M54.62M65.07M
Tax Provisions 1.39M2.83M-4.23M0.63M0.04M-0.20M-0.08M-0.14M-136.65M15.68M13.74M
Profit After Tax -11.30M-11.94M7.31M-32.89M-5.00M-145.97M-154.04M-128.15M-30.75M-187.54M18.58M289.69M38.94M51.33M
Net Income - Minority -5.26M-1.78M
Income from Non-Controlling Interests -0.21M0.15M0.06M
Income from Continuing Operations -11.30M-11.94M7.31M-32.89M-5.00M-145.97M-154.04M-128.15M-30.69M-187.54M18.58M289.69M38.94M51.33M
Consolidated Net Income -11.30M-11.94M7.31M-32.89M-5.00M-145.97M-154.04M-128.15M-30.69M-187.54M18.58M289.69M38.94M51.33M
Income towards Parent Company -11.30M-11.94M7.31M-32.89M-5.00M-145.97M-159.31M-129.93M-30.69M-187.54M18.58M289.69M38.94M51.33M
Net Income towards Common Stockholders -11.30M-11.94M7.31M-32.89M-5.00M-145.97M-159.31M-129.93M-30.69M-187.54M18.58M289.69M38.94M51.33M
Additional items
EPS (Basic) -1.32-1.36-0.44-0.01-0.38-1.88-1.52-0.35-3.460.192.800.360.46
EPS (Weighted Average and Diluted) -1.360.09-0.44-0.01-0.38-1.88-1.52-0.35-3.460.182.790.360.45
Shares Outstanding (Weighted Average) 74.40M75.57M78.86M82.97M85.24M88.13M91.50M99.87M105.09M109.65M112.40M
Shares Outstanding (Diluted Average) 81.43M75.57M374.87M387.76M81.80M85.54M87.28M77.93M102.15M104.00M108.47M113.12M
Tax Rate 2.81%0.65%0.04%28.71%21.11%