LendingClub Income Statement (2010-2025) | LC

Income Statement Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 0.18M-2.15M-2.35M-2.78M-2.82M-4.23M5.12M-4.79M-3.51M-7.25M-9.22M-13.05M15.61M-18.74M24.75M26.41M33.81M-84.84M0.01M0.00M-0.04M0.02M0.17M1.04M0.48M1.26M10.98M-3.51M-3.67M-0.42M6.90M34.98M37.52M45.29M52.51M70.57M82.74M61.51M70.85M66.59M64.48M41.91M31.93M36.58M47.54M63.24M58.15M40.60M46.28M
Revenue 109.14M1.11M1.59M2.17M2.79M3.40M4.39M5.21M6.66M9.90M16.25M20.84M27.41M69.41M38.72M48.23M56.06M68.12M81.23M96.92M116.28M135.52M152.29M103.44M114.56M130.52M124.48M139.57M154.03M156.46M151.67M176.98M184.65M181.52M174.42M190.81M204.90M188.49M131.19M40.36M71.04M75.50M105.84M204.38M246.17M262.24M289.54M330.06M304.91M262.71M245.69M232.47M200.85M185.61M180.69M187.24M201.88M217.20M217.71M248.44M266.23M
Interest income
Interest income - Loans 1.88M3.35M-2.27M5.08M6.28M8.19M27.38M25.29M14.92M5.30M5.16M8.69M8.54M7.15M7.45M7.13M5.88M10.55M28.57M22.89M12.61M10.02M14.70M26.72M30.33M20.70M25.41M32.49M37.63M
Interest Income - Debt Securities 13.03M11.38M14.27M9.08M12.12M14.64M15.61M18.89M14.00M17.42M15.11M17.66M17.70M15.32M13.08M11.16M35.35M42.88M52.48M57.26M56.28M55.34M56.25M
Interest Income - Deposits 0.01M0.00M
Interest Income - Fed Funds 7.68M0.11M0.10M0.79M2.40M-0.19M1.16M
Other interest income 0.88M0.10M0.04M0.03M0.16M0.19M0.35M0.47M0.69M2.28M5.02M10.60M13.71M19.13M16.80M16.27M16.50M13.17M12.44M14.19M9.61M7.11M6.39M
Interest Income - Total 5.19M6.44M8.38M12.66M13.55M18.49M32.36M41.02M51.39M130.65M73.05M85.21M94.04M102.16M113.47M130.53M145.83M163.14M177.88M179.69M171.87M167.23M161.00M157.26M151.53M141.47M138.02M127.76M115.51M106.17M100.17M92.56M77.82M74.79M69.41M60.56M46.77M32.95M44.59M67.73M82.86M97.66M111.65M128.47M143.22M174.00M202.41M214.49M207.41M208.32M207.35M219.63M240.38M240.60M232.06M237.10M241.80M
Interest expenses
Interest Expense - Deposits 0.04M0.06M0.06M0.06M0.10M0.96M1.01M1.70M1.90M2.62M3.44M6.08M15.18M35.75M53.27M66.52M69.51M76.25M83.96M90.19M96.86M98.20M82.10M82.84M83.22M
Interest Expense - Debt 0.10M0.05M0.03M0.01M287.00-400.007.40M5.75M3.18M1.50M1.26M1.00M0.85M0.56M0.43M0.42M0.36M0.39M
Interest Expense - Others -44.24M32.44M-255.95M1.57M1.07M0.68M18.75M2.44M1.31M0.90M0.59M0.50M0.91M3.27M0.01M0.00M0.00M0.14M
Interest Expenses -0.30M2.76M3.37M4.50M5.09M6.29M7.85M12.52M13.45M18.26M32.33M41.03M51.37M130.81M73.00M85.59M94.46M103.56M113.28M129.73M144.66M162.07M176.68M177.60M169.44M164.65M158.61M150.34M139.68M122.80M110.84M100.90M90.64M83.22M75.36M66.92M55.06M49.25M45.21M41.62M33.48M30.05M26.08M21.82M17.57M14.52M11.97M12.24M19.54M38.76M55.71M67.83M70.41M76.84M84.46M91.11M100.14M98.21M82.10M82.85M83.36M
Interest Income - Net 3.03M1.61M1.57M-4.34M0.09M0.14M4.26M0.14M0.11M0.23M0.04M-0.01M0.02M-0.16M0.05M-0.38M-0.42M-1.41M0.19M0.80M1.17M1.08M1.03M1.05M1.95M1.32M0.97M4.75M3.57M-0.27M-1.54M0.31M5.32M-2.92M-9.92M-10.33M-8.87M-17.12M24.20M18.94M13.29M2.90M18.51M45.91M65.29M83.13M99.68M116.23M123.68M135.24M146.70M146.65M137.00M131.48M122.89M128.53M140.24M142.38M149.96M154.25M158.44M
Non-interest income
Interest Income - Total -0.24M-0.11M-0.11M0.02M-0.03M0.18M0.10M0.11M0.08M0.01M-0.00M0.01M0.36M0.02M-0.40M-0.47M-1.43M0.19M0.80M1.21M1.05M1.03M1.05M1.95M1.32M
Financial Services Fees 0.01M-587.000.28M0.28M0.44M0.42M0.48M0.71M0.88M0.89M2.48M1.78M1.47M3.05M5.23M5.39M6.48M9.00M11.94M20.49M14.66M18.48M26.03M21.18M21.12M20.50M24.31M27.89M27.40M102.48M18.88M54.63M69.32M81.73M151.74M174.56M170.56M179.97M206.38M173.84M123.44M95.63M82.78M60.89M52.18M55.89M56.35M58.38M72.16M65.64M89.64M102.16M
Service Charges 2.44M3.74M4.58M5.87M8.97M13.58M16.39M25.24M59.82M35.41M45.80M52.62M63.29M72.48M85.65M100.42M114.95M124.51M96.61M100.81M101.57M98.69M107.31M121.91M120.70M111.18M135.93M
Investment Gain (Loss) -0.01M0.00M-0.00M0.01M-0.24M0.15M0.00M0.04M-0.04M
Investment Banking Income -3.53M1.16M2.70M3.53M-0.07M-0.71M-1.33M-1.46M0.10M0.35M1.69M2.75M4.70M-10.45M-11.52M0.12M1.89M4.45M6.68M10.35M12.67M11.88M10.92M10.51M15.15M13.89M18.30M20.37M14.26M1.72M7.74M7.09M8.32M19.32M21.91M20.57M24.11M29.32M23.55M18.35M14.12M13.22M8.57M11.92M10.91M10.75M12.43M15.01M12.20M13.54M17.80M
Income - Trust 0.20M
Asset Management 0.15M0.23M0.72M0.87M
Investment Advisory -0.00M
Mortgage Banking 1.74M0.77M2.48M3.10M2.41M3.01M4.43M5.82M5.64M9.17M11.78M5.60M1.56M0.72M0.26M3.24M9.11M
Other Non-Interest Income 0.15M0.21M0.20M0.10M0.27M0.14M1.45M2.85M0.41M4.39M0.42M-0.11M-0.74M-0.77M0.96M1.44M2.74M4.26M6.27M-8.87M4.84M1.49M4.51M2.54M3.12M3.28M18.00M6.74M6.32M8.55M9.89M7.45M7.40M62.73M52.56M64.27M74.18M90.10M90.34M78.09M69.11M66.05M8.00M49.85M47.89M
Non-Interest Income 0.01M2.77M3.43M4.21M5.12M6.56M9.81M-3.53M16.24M20.84M27.41M69.05M38.70M48.62M56.54M69.55M81.05M96.12M115.06M134.47M151.26M102.39M112.61M129.20M121.76M134.61M149.86M157.84M154.84M177.62M13.93M14.94M20.98M19.53M27.48M32.14M106.99M21.42M57.75M72.60M87.33M158.48M180.88M179.11M189.86M213.83M181.24M127.47M98.99M85.82M63.84M54.13M57.80M58.71M61.64M74.82M67.75M94.19M107.79M
Operating Items
Depreciation & Amortization - Total 6.49M8.01M6.43M5.91M7.89M9.28M10.30M12.02M11.05M12.46M12.49M13.20M13.70M13.97M12.63M13.19M12.68M12.36M12.79M13.36M14.64M14.49M13.46M
Research & Development 0.50M0.50M0.51M0.44M0.52M0.67M0.66M0.86M0.99M1.38M-1.30M2.25M3.04M11.53M13.90M18.21M21.06M23.89M24.20M29.21M29.43M32.52M35.76M35.72M32.86M37.93M36.84M37.65M41.22M39.55M42.55M43.30M41.45M41.08M38.71M39.17M31.98M29.19M
Wages, Salaries and Other 0.85M0.45M75.55M65.80M58.65M52.53M64.42M71.92M73.30M78.74M81.61M85.10M84.92M87.77M73.31M71.55M58.50M58.59M59.55M56.54M57.41M58.66M58.39M61.99M60.83M
Selling, General & Administrative 0.83M0.95M0.90M1.26M1.51M1.79M2.01M2.04M2.51M4.11M5.87M7.23M9.33M22.47M18.03M28.98M31.85M2.27M26.41M28.25M32.28M35.24M38.03M53.46M58.94M56.74M43.57M52.49M46.92M48.69M52.31M57.58M57.45M61.30M56.88M64.32M59.48M57.61M58.49M56.62M54.33M43.58M
Rent Expense 6.81M8.96M6.47M5.63M6.90M6.16M6.49M4.71M6.02M6.21M5.05M4.70M4.31M4.68M4.61M3.93M3.86M3.94M4.00M3.99M4.34M4.79M5.25M
Other Operating Expenses 2.30M3.08M3.06M3.42M3.86M4.29M4.59M4.93M5.68M5.29M-3.46M-1.89M-0.84M-1.97M-7.88M-7.47M-5.95M20.20M0.96M1.44M2.74M4.26M1.57M1.58M4.84M1.49M1.75M1.95M1.38M1.37M1.46M1.47M1.46M1.46M2.06M2.77M3.98M5.02M4.51M2.54M3.12M3.28M119.46M144.70M161.99M171.50M174.14M190.72M168.68M162.15M139.30M132.43M110.79M112.90M115.69M115.96M119.54M125.50M124.88M135.44M144.00M
Operating Expenses 3.63M4.52M4.48M5.12M5.89M6.75M7.26M7.84M9.19M10.78M-1.30M16.21M19.06M24.79M57.86M46.02M56.77M63.02M76.83M86.98M100.67M114.09M130.37M148.01M188.74M151.25M163.01M154.37M165.07M160.68M247.84M182.81M237.77M207.43M194.91M194.32M201.88M205.19M188.11M167.97M122.34M109.11M102.89M134.25M160.14M178.78M188.22M191.20M209.39M186.22M180.04M157.31M151.08M128.03M130.01M132.23M132.26M136.33M142.85M143.87M154.72M162.71M
Operating Income 1.11M-6.49M-5.95M-6.37M2.79M-7.64M-7.46M-7.56M-8.21M-5.62M-7.67M-6.63M-7.83M3.93M-27.88M-27.77M-27.95M-33.55M-40.22M-43.25M-41.84M-48.38M-62.29M-135.03M-81.60M-87.95M-84.47M-81.08M-66.22M-151.52M-88.66M-129.83M-96.39M-81.75M-86.52M-80.39M-76.55M-66.85M-75.87M-83.80M-40.20M-35.88M-47.96M9.13M16.61M23.32M43.25M59.17M72.66M47.52M61.51M57.45M53.26M32.13M24.32M28.32M39.36M50.93M44.60M60.14M62.81M
EBIT 1.11M-6.49M-5.95M-6.37M2.79M-7.64M-7.46M-7.56M-8.21M-5.62M-7.67M-6.63M-7.83M3.93M-27.88M-27.77M-27.95M-33.55M-40.22M-43.25M-41.84M-48.38M-62.29M-135.03M-81.60M-87.95M-84.47M-81.08M-66.22M-151.52M-88.66M-129.83M-96.39M-81.75M-86.52M-80.39M-76.55M-66.85M-75.87M-83.80M-40.20M-35.88M-47.96M9.13M16.61M23.32M43.25M59.17M72.66M47.52M61.51M57.45M53.26M32.13M24.32M28.32M39.36M50.93M44.60M60.14M62.81M
Non-operating items
Interest & Investment Income 0.23M4.38M4.95M0.16M0.19M9.38M12.12M3.54M
Non Operating Income 146.70M137.00M131.48M122.89M128.53M140.24M142.38M149.96M154.25M158.44M
Net income details
EBT -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M0.04M1.78M2.63M11.55M-7.30M-8.55M-6.95M-8.71M-5.75M-3.75M2.18M5.15M4.29M-85.30M-36.70M-32.49M-29.88M-25.50M-6.65M-91.39M-31.14M-60.79M-22.79M-13.39M-19.90M-11.07M-0.29M0.37M-47.77M-78.47M-34.40M-26.98M-49.91M9.61M29.87M28.87M45.82M50.11M35.95M21.15M17.80M14.80M8.34M13.68M16.53M19.42M18.01M11.11M15.70M53.98M57.24M
Tax Provisions -0.09M0.64M0.42M0.33M0.63M0.39M1.23M0.58M0.15M-3.95M-0.21M-0.22M-0.04M-0.05M0.01M0.71M0.04M0.02M-0.04M0.02M-0.44M0.10M0.14M0.32M-0.10M-0.32M-2.82M0.24M2.70M-0.24M5.00M-132.00M-7.24M-2.44M4.14M4.70M3.33M3.53M4.30M4.52M3.60M1.39M4.02M15.81M13.00M
Profit After Tax -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M0.04M1.70M2.71M11.55M-7.30M-9.19M-7.37M-9.04M-6.37M-4.14M0.95M4.57M4.14M-81.35M-36.49M-32.27M-29.84M-25.45M-6.66M-92.10M-31.18M-60.86M-22.80M-13.46M-19.93M-10.66M-0.39M0.23M-48.09M-78.47M-34.33M-26.66M-47.08M9.37M27.18M29.11M40.84M182.06M43.20M23.59M13.67M10.11M5.01M10.15M12.25M14.90M14.46M9.72M11.67M38.18M44.27M
Net Income - Minority -7.73M-6.56M-5.26M-4.17M-3.20M-2.45M-1.78M-1.09M-0.70M
Income from Non-Controlling Interests 0.01M-0.13M-0.09M0.00M0.05M0.06M0.05M0.04M0.03M-0.01M
Income from Continuing Operations -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M0.04M1.78M2.71M11.55M-7.30M-9.19M-7.37M-9.04M-6.37M-4.14M0.95M4.57M4.14M-81.35M-36.49M-32.27M-29.84M-25.44M-6.66M-92.10M-31.18M-60.81M-22.75M-13.41M-19.90M-10.63M-0.39M0.23M-48.09M-78.47M-34.30M-26.66M-47.08M9.37M27.17M29.11M40.82M182.11M43.20M23.59M13.67M10.10M5.01M10.15M12.23M14.90M14.41M9.72M11.67M38.18M44.24M
Consolidated Net Income -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M0.04M1.78M2.71M11.55M-7.30M-9.19M-7.37M-9.04M-6.37M-4.14M0.95M4.57M4.14M-81.35M-36.49M-32.27M-29.84M-25.44M-6.66M-92.10M-31.18M-60.81M-22.75M-13.41M-19.90M-10.63M-0.39M0.23M-48.09M-78.47M-34.30M-26.66M-47.08M9.37M27.17M29.11M40.82M182.11M43.20M23.59M13.67M10.10M5.01M10.15M12.23M14.90M14.41M9.72M11.67M38.18M44.24M
Income towards Parent Company -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M0.04M1.78M2.71M11.55M-7.30M-9.19M-7.37M-9.04M-6.37M-4.14M0.95M4.57M4.14M-81.35M-36.49M-32.27M-29.84M-33.18M-13.22M-97.36M-35.35M-64.02M-25.20M-15.19M-20.99M-11.33M-0.39M0.23M-48.09M-78.47M-34.30M-26.66M-47.08M9.37M27.17M29.11M40.82M182.11M43.20M23.59M13.67M10.10M5.01M10.15M12.23M14.90M14.41M9.72M11.67M38.18M44.24M
Net Income towards Common Stockholders -2.53M-2.94M-2.89M-2.95M-3.11M-3.35M-2.87M-2.62M-2.53M-0.88M-5.97M0.04M1.70M2.71M11.55M-7.30M-9.19M-7.37M-9.04M-6.37M-4.14M0.95M4.57M4.14M-81.35M-36.49M-32.27M-29.84M-33.18M-13.22M-97.36M-35.35M-64.02M-25.20M-15.19M-19.93M-11.33M-0.39M0.23M-95.44M-78.47M-34.30M-26.66M-47.08M9.37M27.17M29.11M40.82M182.11M43.20M23.59M13.67M10.10M5.01M10.15M12.23M14.90M14.41M9.72M11.67M38.18M44.24M
Additional items
EPS (Basic) -0.30-0.34-0.34-0.34-0.36-0.38-0.32-0.29-0.25-0.09-0.240.140.10-0.13-0.16-0.12-0.03-0.02-0.010.010.010.01-0.21-0.09-0.08-0.07-0.06-0.02-0.22-0.37-0.72-0.27-0.16-0.23-0.120.000.0018.36-0.87-0.38-1.11-0.490.100.270.300.401.770.410.210.130.090.050.090.110.130.130.090.100.330.39
EPS (Weighted Average and Diluted) -0.25-0.09-0.120.020.10-0.13-0.16-0.12-0.03-0.02-0.010.000.010.01-0.21-0.09-0.08-0.07-0.06-0.02-0.22-0.37-0.72-0.27-0.16-0.23-0.120.000.0018.36-0.87-0.38-1.11-0.490.090.260.290.391.730.410.230.130.090.050.090.110.130.130.080.100.330.37
Shares Outstanding (Weighted Average) 11.88M72.22M74.40M74.46M74.46M75.04M75.57M76.32M78.23M78.86M78.86M80.77M80.77M82.28M82.97M83.52M83.93M84.65M85.24M85.95M86.38M87.17M88.13M88.91M88.86M90.50M91.50M93.55M97.23M98.60M99.87M101.04M102.19M103.65M105.09M106.57M107.47M108.69M109.65M110.41M111.12M111.82M112.40M113.38M114.20M114.74M
Shares Outstanding (Diluted Average) 81.43M55.78M57.97M59.84M75.57M371.96M372.84M401.93M374.87M392.40M382.89M391.45M387.76M400.31M406.68M412.78M81.80M83.66M84.24M84.87M85.54M86.11M86.72M87.59M87.28M86.51M78.41M76.78M77.93M92.67M102.03M106.11M102.15M105.05M105.04M105.85M104.00M106.92M107.90M109.07M108.47M110.69M111.47M113.92M113.12M116.18M115.94M118.19M
EBITDA 1.11M-6.49M-5.95M-6.37M2.79M-7.64M-7.46M-7.56M-8.21M-5.62M-7.67M-6.63M-7.83M3.93M-27.88M-27.77M-27.95M-33.55M-40.22M-43.25M-41.84M-48.38M-62.29M-135.03M-81.60M-87.95M-84.47M-81.08M-66.22M-151.52M-88.66M-129.83M-96.39M-81.75M-86.52M-80.39M-76.55M-66.85M-69.38M-75.78M-33.77M-29.97M-40.06M18.42M26.91M35.33M54.30M71.64M85.15M60.73M75.20M71.42M65.89M45.32M37.00M40.68M52.15M64.29M59.25M74.63M76.27M
Tax Rate 56.48%11.33%3.52%4.63%0.57%0.69%0.13%0.20%0.17%3.96%37.43%0.29%1.20%5.65%2.47%9.04%10.91%23.23%31.77%39.92%25.79%26.02%23.27%19.99%12.50%25.64%29.28%22.71%