KPIs & Operating Metrics(New)

LendingClub (LC) Return on Invested Capital (2016 - 2025)

LendingClub (LC) has disclosed Return on Invested Capital for 12 consecutive years, with 0.11% as the latest value for Q4 2025.

  • Quarterly Return on Invested Capital rose 3.0% to 0.11% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.11% through Dec 2025, up 3.0% year-over-year, with the annual reading at 0.12% for FY2025, 3.0% up from the prior year.
  • Return on Invested Capital hit 0.11% in Q4 2025 for LendingClub, down from 0.11% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.44% in Q3 2022 to a low of 0.83% in Q1 2021.
  • Historically, Return on Invested Capital has averaged 0.05% across 5 years, with a median of 0.11% in 2025.
  • Biggest five-year swings in Return on Invested Capital: tumbled -47bps in 2021 and later skyrocketed 106bps in 2022.
  • Year by year, Return on Invested Capital stood at 0.19% in 2021, then surged by 92bps to 0.36% in 2022, then plummeted by -68bps to 0.12% in 2023, then decreased by -29bps to 0.08% in 2024, then surged by 35bps to 0.11% in 2025.
  • Business Quant data shows Return on Invested Capital for LC at 0.11% in Q4 2025, 0.11% in Q3 2025, and 0.11% in Q2 2025.