KPIs & Operating Metrics(New)

LendingClub (LC) Return on Invested Capital (2016 - 2026)

LendingClub (LC) has disclosed Return on Invested Capital for 13 consecutive years, with 0.09% as the latest value for Q1 2026.

  • For Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.09%; the TTM value through Mar 2026 reached 0.09%, changed 0.0%, while the annual FY2025 figure was 0.12%, 3.0% up from the prior year.
  • Return on Invested Capital hit 0.09% in Q1 2026 for LendingClub, down from 0.11% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 2.52% in Q3 2022 and bottomed at 0.07% in Q3 2024.
  • Average Return on Invested Capital over 5 years is 0.47%, with a median of 0.11% recorded in 2025.
  • Year-over-year, Return on Invested Capital surged 242bps in 2022 and then tumbled -236bps in 2023.
  • LendingClub's Return on Invested Capital stood at 0.36% in 2022, then plummeted by -68bps to 0.12% in 2023, then decreased by -29bps to 0.08% in 2024, then surged by 35bps to 0.11% in 2025, then decreased by -16bps to 0.09% in 2026.
  • According to Business Quant data, Return on Invested Capital over the past three periods came in at 0.09%, 0.11%, and 0.11% for Q1 2026, Q4 2025, and Q3 2025 respectively.