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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Asset Utilization Ratio (2016 - 2026)

LendingClub (LC) has disclosed Asset Utilization Ratio for 16 consecutive years, with 0.09 as the latest value for Q1 2026.

  • For Q1 2026, Asset Utilization Ratio rose 12.63% year-over-year to 0.09; the TTM value through Mar 2026 reached 0.09, up 12.63%, while the annual FY2025 figure was 0.09, 11.25% up from the prior year.
  • Asset Utilization Ratio hit 0.09 in Q1 2026 for LendingClub, roughly flat from 0.09 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.27 in Q1 2022 and bottomed at 0.07 in Q4 2024.
  • Average Asset Utilization Ratio over 5 years is 0.13, with a median of 0.09 recorded in 2024.
  • Year-over-year, Asset Utilization Ratio soared 94.17% in 2022 and then tumbled 55.12% in 2023.
  • LendingClub's Asset Utilization Ratio stood at 0.16 in 2022, then plummeted by 37.89% to 0.1 in 2023, then dropped by 27.33% to 0.07 in 2024, then rose by 21.47% to 0.09 in 2025, then dropped by 0.36% to 0.09 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods came in at 0.09, 0.09, and 0.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.