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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Asset Utilization Ratio (2016 - 2025)

LendingClub (LC) has disclosed Asset Utilization Ratio for 15 consecutive years, with 0.09 as the latest value for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 21.47% to 0.09 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.09 through Dec 2025, up 21.47% year-over-year, with the annual reading at 0.09 for FY2025, 11.25% up from the prior year.
  • Asset Utilization Ratio hit 0.09 in Q4 2025 for LendingClub, up from 0.09 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.19 in Q2 2022 to a low of 0.06 in Q1 2021.
  • Historically, Asset Utilization Ratio has averaged 0.11 across 5 years, with a median of 0.09 in 2023.
  • Biggest five-year swings in Asset Utilization Ratio: crashed 73.98% in 2021 and later soared 196.48% in 2022.
  • Year by year, Asset Utilization Ratio stood at 0.15 in 2021, then rose by 6.23% to 0.16 in 2022, then tumbled by 37.89% to 0.1 in 2023, then decreased by 27.33% to 0.07 in 2024, then grew by 21.47% to 0.09 in 2025.
  • Business Quant data shows Asset Utilization Ratio for LC at 0.09 in Q4 2025, 0.09 in Q3 2025, and 0.08 in Q2 2025.