KPIs & Operating Metrics(New)

LendingClub (LC) Asset Utilization Ratio: 2011-2025

Historic Asset Utilization Ratio for LendingClub (LC) over the last 15 years, with Sep 2025 value amounting to 0.09.

  • LendingClub's Asset Utilization Ratio rose 18.66% to 0.09 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09, marking a year-over-year increase of 18.66%. This contributed to the annual value of 0.08 for FY2024, which is 21.38% down from last year.
  • Per LendingClub's latest filing, its Asset Utilization Ratio stood at 0.09 for Q3 2025, which was up 4.38% from 0.08 recorded in Q2 2025.
  • LendingClub's 5-year Asset Utilization Ratio high stood at 0.19 for Q2 2022, and its period low was 0.07 during Q4 2024.
  • For the 3-year period, LendingClub's Asset Utilization Ratio averaged around 0.09, with its median value being 0.09 (2025).
  • Per our database at Business Quant, LendingClub's Asset Utilization Ratio crashed by 62.86% in 2021 and then spiked by 107.71% in 2022.
  • Quarterly analysis of 5 years shows LendingClub's Asset Utilization Ratio stood at 0.17 in 2021, then fell by 5.14% to 0.16 in 2022, then crashed by 37.89% to 0.10 in 2023, then decreased by 27.33% to 0.07 in 2024, then increased by 18.66% to 0.09 in 2025.
  • Its last three reported values are 0.09 in Q3 2025, 0.08 for Q2 2025, and 0.08 during Q1 2025.