KPIs & Operating Metrics(New)

LendingClub (LC) Asset Utilization Ratio (2016 - 2025)

Historic Asset Utilization Ratio for LendingClub (LC) over the last 15 years, with Q4 2025 value amounting to 0.09.

  • LendingClub's Asset Utilization Ratio rose 2146.61% to 0.09 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.09, marking a year-over-year increase of 2146.61%. This contributed to the annual value of 0.09 for FY2025, which is 1124.9% up from last year.
  • LendingClub's Asset Utilization Ratio amounted to 0.09 in Q4 2025, which was up 2146.61% from 0.09 recorded in Q3 2025.
  • In the past 5 years, LendingClub's Asset Utilization Ratio registered a high of 0.19 during Q2 2022, and its lowest value of 0.07 during Q4 2024.
  • Its 5-year average for Asset Utilization Ratio is 0.12, with a median of 0.1 in 2021.
  • As far as peak fluctuations go, LendingClub's Asset Utilization Ratio tumbled by 6286.24% in 2021, and later surged by 10771.14% in 2022.
  • LendingClub's Asset Utilization Ratio (Quarter) stood at 0.17 in 2021, then dropped by 5.14% to 0.16 in 2022, then plummeted by 37.89% to 0.1 in 2023, then decreased by 27.33% to 0.07 in 2024, then grew by 21.47% to 0.09 in 2025.
  • Its Asset Utilization Ratio was 0.09 in Q4 2025, compared to 0.09 in Q3 2025 and 0.08 in Q2 2025.