LendingClub (LC) Asset Utilization Ratio (2011 - 2026)

LendingClub has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.09 for Q1 2026.

• Asset Utilization Ratio for Q1 2026 came in at 0.09, up 12.63% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.09 (up 12.63% YoY), and the FY2025 annual result was 0.09, up 11.25% from the prior year.
• Asset Utilization Ratio came in at 0.09 for Q1 2026 at LendingClub, roughly flat from 0.09 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.19 in Q2 2022 to a low of 0.07 in Q4 2024.
• The 5-year median for Asset Utilization Ratio is 0.09 (2024), against an average of 0.11.
• Across the five-year window, Asset Utilization Ratio gained 21.52% in 2022 and sank 38.83% in 2023, its largest moves.
• LendingClub's Asset Utilization Ratio stood at 0.16 in 2022, then sank by 37.89% to 0.1 in 2023, then slipped by 27.33% to 0.07 in 2024, then advanced by 21.47% to 0.09 in 2025, then slipped by 0.36% to 0.09 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.09 (Q1 2026), 0.09 (Q4 2025), and 0.09 (Q3 2025), per Business Quant data.