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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) EBT Margin (2016 - 2025)

Historic EBT Margin for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 18.77%.

  • LendingClub's EBT Margin rose 136600.0% to 18.77% in Q4 2025 from the same period last year, while for Dec 2025 it was 17.72%, marking a year-over-year increase of 94500.0%. This contributed to the annual value of 17.72% for FY2025, which is 94500.0% up from last year.
  • According to the latest figures from Q4 2025, LendingClub's EBT Margin is 18.77%, which was up 136600.0% from 21.5% recorded in Q3 2025.
  • LendingClub's EBT Margin's 5-year high stood at 21.73% during Q2 2025, with a 5-year trough of 47.15% in Q1 2021.
  • Over the past 5 years, LendingClub's median EBT Margin value was 9.03% (recorded in 2024), while the average stood at 7.97%.
  • Within the past 5 years, the most significant YoY rise in LendingClub's EBT Margin was 1991400bps (2021), while the steepest drop was -107400bps (2021).
  • Over the past 5 years, LendingClub's EBT Margin (Quarter) stood at 11.01% in 2021, then decreased by -27bps to 8.05% in 2022, then dropped by -8bps to 7.37% in 2023, then plummeted by -31bps to 5.11% in 2024, then surged by 267bps to 18.77% in 2025.
  • Its EBT Margin stands at 18.77% for Q4 2025, versus 21.5% for Q3 2025 and 21.73% for Q2 2025.