KPIs & Operating Metrics(New)

LendingClub (LC) EBT Margin (2016 - 2025)

Historic EBT Margin for LendingClub (LC) over the last 16 years, with Q3 2025 value amounting to 21.5%.

  • LendingClub's EBT Margin rose 125800.0% to 21.5% in Q3 2025 from the same period last year, while for Sep 2025 it was 14.54%, marking a year-over-year increase of 55800.0%. This contributed to the annual value of 8.27% for FY2024, which is 19500.0% up from last year.
  • As of Q3 2025, LendingClub's EBT Margin stood at 21.5%, which was up 125800.0% from 21.73% recorded in Q2 2025.
  • In the past 5 years, LendingClub's EBT Margin registered a high of 21.73% during Q2 2025, and its lowest value of 47.15% during Q1 2021.
  • For the 5-year period, LendingClub's EBT Margin averaged around 7.4%, with its median value being 8.92% (2024).
  • Data for LendingClub's EBT Margin shows a peak YoY increase of 1991400bps (in 2021) and a maximum YoY decrease of -107400bps (in 2021) over the last 5 years.
  • LendingClub's EBT Margin (Quarter) stood at 11.01% in 2021, then decreased by -27bps to 8.05% in 2022, then dropped by -8bps to 7.37% in 2023, then plummeted by -31bps to 5.11% in 2024, then soared by 320bps to 21.5% in 2025.
  • Its EBT Margin was 21.5% in Q3 2025, compared to 21.73% in Q2 2025 and 7.21% in Q1 2025.