KPIs & Operating Metrics(New)

LendingClub (LC) EBT Margin (2016 - 2026)

LendingClub (LC) has disclosed EBT Margin for 17 consecutive years, with 26.69% as the latest value for Q1 2026.

  • For Q1 2026, EBT Margin rose 1948.0% year-over-year to 26.69%; the TTM value through Mar 2026 reached 22.12%, up 1432.0%, while the annual FY2025 figure was 17.72%, 945.0% up from the prior year.
  • EBT Margin hit 26.69% in Q1 2026 for LendingClub, up from 18.77% in the prior quarter.
  • Across five years, EBT Margin topped out at 26.69% in Q1 2026 and bottomed at 4.15% in Q3 2023.
  • Average EBT Margin over 5 years is 12.08%, with a median of 9.15% recorded in 2024.
  • Year-over-year, EBT Margin surged 29017bps in 2022 and then tumbled -882bps in 2023.
  • LendingClub's EBT Margin stood at 8.05% in 2022, then fell by -8bps to 7.37% in 2023, then tumbled by -31bps to 5.11% in 2024, then skyrocketed by 267bps to 18.77% in 2025, then surged by 42bps to 26.69% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods came in at 26.69%, 18.77%, and 21.5% for Q1 2026, Q4 2025, and Q3 2025 respectively.