LendingClub (LC) EBT Margin (2010 - 2026)

LendingClub has disclosed EBT Margin across 17 years of filings, most recently posting 26.69% for Q1 2026.

• EBT Margin for Q1 2026 came in at 26.69%, up 1948.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 22.12% (up 1432.0% YoY), and the FY2025 annual result was 17.72%, up 945.0% from the prior year.
• EBT Margin came in at 26.69% for Q1 2026 at LendingClub, up from 18.77% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 26.69% in Q1 2026 to a low of 4.15% in Q3 2023.
• The 5-year median for EBT Margin is 9.15% (2024), against an average of 12.08%.
• Across the five-year window, EBT Margin soared 6298 bps in 2022 and slumped 882 bps in 2023, its largest moves.
• LendingClub's EBT Margin stood at 8.05% in 2022, then declined by 8 bps to 7.37% in 2023, then plunged by 31 bps to 5.11% in 2024, then soared by 267 bps to 18.77% in 2025, then jumped by 42 bps to 26.69% in 2026.
• The last three EBT Margin figures came in at 26.69% (Q1 2026), 18.77% (Q4 2025), and 21.5% (Q3 2025), per Business Quant data.