KPIs & Operating Metrics(New)

LendingClub (LC) EBT Margin: 2010-2025

Historic EBT Margin for LendingClub (LC) over the last 16 years, with Sep 2025 value amounting to 21.50%.

  • LendingClub's EBT Margin rose 1258.00% to 21.50% in Q3 2025 from the same period last year, while for Sep 2025 it was 14.54%, marking a year-over-year increase of 558.00%. This contributed to the annual value of 8.27% for FY2024, which is 195.00% up from last year.
  • As of Q3 2025, LendingClub's EBT Margin stood at 21.50%, which was down 1.06% from 21.73% recorded in Q2 2025.
  • LendingClub's EBT Margin's 5-year high stood at 21.73% during Q2 2025, with a 5-year trough of -47.15% in Q1 2021.
  • Its 3-year average for EBT Margin is 9.92%, with a median of 7.37% in 2023.
  • The largest annual percentage gain for LendingClub's EBT Margin in the last 5 years was 19,914bps (2021), contrasted with its biggest fall of 1,074bps (2021).
  • LendingClub's EBT Margin (Quarterly) stood at 11.01% in 2021, then tumbled by 296bps to 8.05% in 2022, then tumbled by 68bps to 7.37% in 2023, then tumbled by 226bps to 5.11% in 2024, then spiked by 1,258bps to 21.50% in 2025.
  • Its last three reported values are 21.50% in Q3 2025, 21.73% for Q2 2025, and 7.21% during Q1 2025.