KPIs & Operating Metrics(New)

LendingClub (LC) EBT (2016 - 2025)

LendingClub (LC) has disclosed EBT for 16 consecutive years, with $50.0 million as the latest value for Q4 2025.

  • Quarterly EBT rose 350.39% to $50.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $176.9 million through Dec 2025, up 171.95% year-over-year, with the annual reading at $176.9 million for FY2025, 171.95% up from the prior year.
  • EBT hit $50.0 million in Q4 2025 for LendingClub, down from $57.2 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $57.2 million in Q3 2025 to a low of -$27.4 million in Q1 2021.
  • Historically, EBT has averaged $22.0 million across 5 years, with a median of $17.9 million in 2023.
  • Biggest five-year swings in EBT: skyrocketed 421.5% in 2022 and later plummeted 76.82% in 2023.
  • Year by year, EBT stood at -$21.1 million in 2021, then skyrocketed by 200.27% to $21.2 million in 2022, then plummeted by 35.31% to $13.7 million in 2023, then decreased by 18.82% to $11.1 million in 2024, then skyrocketed by 350.39% to $50.0 million in 2025.
  • Business Quant data shows EBT for LC at $50.0 million in Q4 2025, $57.2 million in Q3 2025, and $54.0 million in Q2 2025.