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Ratios

LendingClub (LC) Cost of Revenue (2016 - 2025)

LendingClub (LC) has disclosed Cost of Revenue for 16 consecutive years, with $45.7 million as the latest value for Q4 2025.

  • Quarterly Cost of Revenue rose 95.09% to $45.7 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $149.2 million through Dec 2025, up 48.61% year-over-year, with the annual reading at $149.2 million for FY2025, 48.61% up from the prior year.
  • Cost of Revenue hit $45.7 million in Q4 2025 for LendingClub, up from $40.7 million in the prior quarter.
  • In the past five years, Cost of Revenue ranged from a high of $61.5 million in Q2 2022 to a low of $19.5 million in Q1 2021.
  • Historically, Cost of Revenue has averaged $34.9 million across 5 years, with a median of $31.4 million in 2025.
  • Biggest five-year swings in Cost of Revenue: soared 2278.55% in 2021 and later plummeted 61.07% in 2023.
  • Year by year, Cost of Revenue stood at $50.7 million in 2021, then plummeted by 30.7% to $35.1 million in 2022, then tumbled by 33.22% to $23.5 million in 2023, then decreased by 0.21% to $23.4 million in 2024, then surged by 95.09% to $45.7 million in 2025.
  • Business Quant data shows Cost of Revenue for LC at $45.7 million in Q4 2025, $40.7 million in Q3 2025, and $33.6 million in Q2 2025.