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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Times Interest Earned (2016 - 2025)

LendingClub (LC) has disclosed Times Interest Earned for 16 consecutive years, with $0.59 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 13.44% to $0.59 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $0.65 through Dec 2025, up 70.62% year-over-year, with the annual reading at $0.65 for FY2025, 70.62% up from the prior year.
  • Times Interest Earned hit $0.59 in Q4 2025 for LendingClub, down from $0.75 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $4.83 in Q2 2022 to a low of -$5.2 in Q1 2021.
  • Historically, Times Interest Earned has averaged $0.92 across 5 years, with a median of $0.74 in 2025.
  • Biggest five-year swings in Times Interest Earned: tumbled 209.82% in 2021 and later soared 1054.71% in 2022.
  • Year by year, Times Interest Earned stood at $1.61 in 2021, then dropped by 23.62% to $1.23 in 2022, then tumbled by 65.91% to $0.42 in 2023, then rose by 24.04% to $0.52 in 2024, then grew by 13.44% to $0.59 in 2025.
  • Business Quant data shows Times Interest Earned for LC at $0.59 in Q4 2025, $0.75 in Q3 2025, and $0.73 in Q2 2025.