KPIs & Operating Metrics(New)

LendingClub (LC) Times Interest Earned (2016 - 2026)

LendingClub (LC) has disclosed Times Interest Earned for 17 consecutive years, with $0.14 as the latest value for Q1 2026.

  • For Q1 2026, Times Interest Earned fell 73.35% year-over-year to $0.14; the TTM value through Mar 2026 reached $0.55, up 25.5%, while the annual FY2025 figure was $0.65, 70.62% up from the prior year.
  • Times Interest Earned hit $0.14 in Q1 2026 for LendingClub, down from $0.59 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $4.83 in Q2 2022 and bottomed at $0.14 in Q1 2026.
  • Average Times Interest Earned over 5 years is $1.22, with a median of $0.73 recorded in 2025.
  • On a YoY basis, Times Interest Earned climbed as much as 1054.71% in 2022 and fell as far as 98.52% in 2022.
  • LendingClub's Times Interest Earned stood at $1.23 in 2022, then plummeted by 65.91% to $0.42 in 2023, then increased by 24.04% to $0.52 in 2024, then rose by 13.44% to $0.59 in 2025, then plummeted by 75.39% to $0.14 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $0.14, $0.59, and $0.75 for Q1 2026, Q4 2025, and Q3 2025 respectively.