LendingClub (LC) Times Interest Earned (2010 - 2026)
LendingClub's (LC) quarterly Times Interest Earned came in at $0.14 in Q1 2026, down 73.35% year-on-year from $0.54 in Q1 2025, and down 75.39% quarter-over-quarter from $0.59 in Q4 2025.
LendingClub (LC) Times Interest Earned (2010 - 2026) Analysis & Trends
LendingClub has disclosed Times Interest Earned across 17 years of filings, most recently posting $0.14 for Q1 2026.
- Times Interest Earned for Q1 2026 came in at $0.14, down 73.35% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.55 (up 25.5% YoY), and the FY2025 annual result was $0.65, up 70.62% from the prior year.
- Times Interest Earned came in at $0.14 for Q1 2026 at LendingClub, down from $0.59 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $4.83 in Q2 2022 to a low of $0.14 in Q1 2026.
- The 5-year median for Times Interest Earned is $0.73 (2025), against an average of $1.22.
- Peak annual rise in Times Interest Earned reached 1054.71% in 2022, while the deepest fall reached 99.53% in 2022.
- LendingClub's Times Interest Earned stood at $1.23 in 2022, then sank by 65.91% to $0.42 in 2023, then grew by 24.04% to $0.52 in 2024, then advanced by 13.44% to $0.59 in 2025, then slumped by 75.39% to $0.14 in 2026.
- The last three Times Interest Earned figures came in at $0.14 (Q1 2026), $0.59 (Q4 2025), and $0.75 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.59 |
| Sep 30, 2025 | 0.75 |
| Jun 30, 2025 | 0.73 |
| Mar 31, 2025 | 0.54 |
| Dec 31, 2024 | 0.52 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.29 |
| Dec 31, 2023 | 0.42 |
| Sep 30, 2023 | 0.76 |
| Jun 30, 2023 | 0.85 |
| Mar 31, 2023 | 1.10 |
| Dec 31, 2022 | 1.23 |
| Sep 30, 2022 | 3.72 |
| Jun 30, 2022 | 4.83 |
| Mar 31, 2022 | 3.61 |
| Dec 31, 2021 | 263.14 |
| Sep 30, 2021 | 0.95 |
| Jun 30, 2021 | 0.42 |