KPIs & Operating Metrics(New)

LendingClub (LC) EBITDA Margin (2016 - 2026)

LendingClub (LC) has disclosed EBITDA Margin for 17 consecutive years, with 10.94% as the latest value for Q1 2026.

  • For Q1 2026, EBITDA Margin fell 1627.0% year-over-year to 10.94%; the TTM value through Mar 2026 reached 23.65%, down 261.0%, while the annual FY2025 figure was 27.64%, 297.0% up from the prior year.
  • EBITDA Margin hit 10.94% in Q1 2026 for LendingClub, down from 24.74% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 32.81% in Q3 2023 and bottomed at 10.94% in Q1 2026.
  • Average EBITDA Margin over 5 years is 25.25%, with a median of 25.83% recorded in 2024.
  • On a YoY basis, EBITDA Margin climbed as much as 72082bps in 2022 and fell as far as -15179bps in 2022.
  • LendingClub's EBITDA Margin stood at 23.12% in 2022, then increased by 6bps to 24.42% in 2023, then grew by 21bps to 29.6% in 2024, then dropped by -16bps to 24.74% in 2025, then tumbled by -56bps to 10.94% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods came in at 10.94%, 24.74%, and 28.65% for Q1 2026, Q4 2025, and Q3 2025 respectively.