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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) EBITDA Margin (2016 - 2025)

LendingClub (LC) has disclosed EBITDA Margin for 16 consecutive years, with 24.74% as the latest value for Q4 2025.

  • Quarterly EBITDA Margin fell 486.0% to 24.74% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 27.64% through Dec 2025, up 297.0% year-over-year, with the annual reading at 27.64% for FY2025, 297.0% up from the prior year.
  • EBITDA Margin hit 24.74% in Q4 2025 for LendingClub, down from 28.65% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 32.81% in Q3 2023 to a low of 702.07% in Q1 2021.
  • Historically, EBITDA Margin has averaged 12.52% across 5 years, with a median of 24.58% in 2025.
  • Biggest five-year swings in EBITDA Margin: plummeted -64918bps in 2021 and later soared 72082bps in 2022.
  • Year by year, EBITDA Margin stood at 13.47% in 2021, then soared by 72bps to 23.12% in 2022, then rose by 6bps to 24.42% in 2023, then increased by 21bps to 29.6% in 2024, then decreased by -16bps to 24.74% in 2025.
  • Business Quant data shows EBITDA Margin for LC at 24.74% in Q4 2025, 28.65% in Q3 2025, and 30.04% in Q2 2025.