LendingClub (LC) EBITDA Margin (2010 - 2026)
LendingClub's (LC) quarterly EBITDA Margin came in at 10.94% in Q1 2026, down 1627.0% year-on-year from 0.72% in Q1 2025, and down 55.78% quarter-over-quarter from 24.74% in Q4 2025.
LendingClub (LC) EBITDA Margin (2010 - 2026) Analysis & Trends
LendingClub has disclosed EBITDA Margin across 17 years of filings, most recently posting 10.94% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 10.94%, down 1627.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 23.65% (down 261.0% YoY), and the FY2025 annual result was 27.64%, up 297.0% from the prior year.
- EBITDA Margin came in at 10.94% for Q1 2026 at LendingClub, down from 24.74% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 32.81% in Q3 2023 to a low of 10.94% in Q1 2026.
- The 5-year median for EBITDA Margin is 25.83% (2024), against an average of 25.25%.
- Peak annual rise in EBITDA Margin reached 1700 bps in 2022, while the deepest fall reached 27477 bps in 2022.
- LendingClub's EBITDA Margin stood at 23.12% in 2022, then grew by 6 bps to 24.42% in 2023, then rose by 21 bps to 29.6% in 2024, then slipped by 16 bps to 24.74% in 2025, then sank by 56 bps to 10.94% in 2026.
- The last three EBITDA Margin figures came in at 10.94% (Q1 2026), 24.74% (Q4 2025), and 28.65% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | 10.94% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.94% |
| Dec 31, 2025 | 24.74% |
| Sep 30, 2025 | 28.65% |
| Jun 30, 2025 | 30.04% |
| Mar 31, 2025 | 27.21% |
| Dec 31, 2024 | 29.60% |
| Sep 30, 2024 | 25.83% |
| Jun 30, 2024 | 21.72% |
| Mar 31, 2024 | 20.48% |
| Dec 31, 2023 | 24.42% |
| Sep 30, 2023 | 32.81% |
| Jun 30, 2023 | 30.72% |
| Mar 31, 2023 | 30.61% |
| Dec 31, 2022 | 23.12% |
| Sep 30, 2022 | 27.93% |
| Jun 30, 2022 | 21.70% |
| Mar 31, 2022 | 18.75% |
| Dec 31, 2021 | 297.88% |
| Sep 30, 2021 | 10.93% |
| Jun 30, 2021 | 9.01% |