KPIs & Operating Metrics(New)

LendingClub (LC) Operating Expenses (2016 - 2025)

LendingClub (LC) has disclosed Operating Expenses for 16 consecutive years, with $169.3 million as the latest value for Q4 2025.

  • Quarterly Operating Expenses rose 18.5% to $169.3 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $630.6 million through Dec 2025, up 15.98% year-over-year, with the annual reading at $630.6 million for FY2025, 15.98% up from the prior year.
  • Operating Expenses hit $169.3 million in Q4 2025 for LendingClub, up from $162.7 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $209.4 million in Q2 2022 to a low of $128.0 million in Q3 2023.
  • Historically, Operating Expenses has averaged $158.4 million across 5 years, with a median of $156.0 million in 2023.
  • Biggest YoY gain for Operating Expenses was 63.85% in 2021; the steepest drop was 62.53% in 2021.
  • Year by year, Operating Expenses stood at $188.2 million in 2021, then dropped by 4.34% to $180.0 million in 2022, then fell by 27.79% to $130.0 million in 2023, then increased by 9.88% to $142.9 million in 2024, then grew by 18.5% to $169.3 million in 2025.
  • Business Quant data shows Operating Expenses for LC at $169.3 million in Q4 2025, $162.7 million in Q3 2025, and $154.7 million in Q2 2025.