LendingClub (LC) Net Margin (2010 - 2026)

LendingClub has disclosed Net Margin across 17 years of filings, most recently posting 20.47% for Q1 2026.

• Net Margin for Q1 2026 came in at 20.47%, up 1511.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 16.99% (up 1084.0% YoY), and the FY2025 annual result was 13.58%, up 706.0% from the prior year.
• Net Margin came in at 20.47% for Q1 2026 at LendingClub, up from 15.6% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 55.16% in Q2 2022 to a low of 2.49% in Q3 2023.
• The 5-year median for Net Margin is 7.97% (2024), against an average of 12.35%.
• Across the five-year window, Net Margin soared 5859 bps in 2022 and sank 5081 bps in 2023, its largest moves.
• LendingClub's Net Margin stood at 8.98% in 2022, then slumped by 39 bps to 5.44% in 2023, then dropped by 18 bps to 4.48% in 2024, then soared by 249 bps to 15.6% in 2025, then surged by 31 bps to 20.47% in 2026.
• The last three Net Margin figures came in at 20.47% (Q1 2026), 15.6% (Q4 2025), and 16.62% (Q3 2025), per Business Quant data.