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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Net Margin (2016 - 2025)

LendingClub (LC) has disclosed Net Margin for 16 consecutive years, with 15.6% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 1112.0% to 15.6% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 13.58% through Dec 2025, up 707.0% year-over-year, with the annual reading at 13.58% for FY2025, 706.0% up from the prior year.
  • Net Margin hit 15.6% in Q4 2025 for LendingClub, down from 16.62% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 55.17% in Q2 2022 to a low of 135.5% in Q1 2021.
  • Historically, Net Margin has averaged 3.69% across 5 years, with a median of 6.96% in 2024.
  • Biggest YoY gain for Net Margin was 19902bps in 2021; the steepest drop was -6275bps in 2021.
  • Year by year, Net Margin stood at 4.13% in 2021, then surged by 117bps to 8.97% in 2022, then crashed by -39bps to 5.44% in 2023, then fell by -18bps to 4.48% in 2024, then surged by 249bps to 15.6% in 2025.
  • Business Quant data shows Net Margin for LC at 15.6% in Q4 2025, 16.62% in Q3 2025, and 15.37% in Q2 2025.