KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Net Margin (2016 - 2025)

Historic Net Margin for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 15.6%.

  • LendingClub's Net Margin rose 111200.0% to 15.6% in Q4 2025 from the same period last year, while for Dec 2025 it was 13.58%, marking a year-over-year increase of 70700.0%. This contributed to the annual value of 13.58% for FY2025, which is 70600.0% up from last year.
  • Per LendingClub's latest filing, its Net Margin stood at 15.6% for Q4 2025, which was up 111200.0% from 16.62% recorded in Q3 2025.
  • In the past 5 years, LendingClub's Net Margin registered a high of 55.17% during Q2 2022, and its lowest value of 44.49% during Q1 2021.
  • Over the past 5 years, LendingClub's median Net Margin value was 7.55% (recorded in 2024), while the average stood at 8.59%.
  • Per our database at Business Quant, LendingClub's Net Margin surged by 1990200bps in 2021 and then tumbled by -508300bps in 2023.
  • LendingClub's Net Margin (Quarter) stood at 11.1% in 2021, then dropped by -19bps to 8.98% in 2022, then tumbled by -39bps to 5.47% in 2023, then fell by -18bps to 4.48% in 2024, then skyrocketed by 249bps to 15.6% in 2025.
  • Its Net Margin was 15.6% in Q4 2025, compared to 16.62% in Q3 2025 and 15.37% in Q2 2025.