KPIs & Operating Metrics(New)

LendingClub (LC) Net Margin (2016 - 2025)

Historic Net Margin for LendingClub (LC) over the last 16 years, with Q3 2025 value amounting to 16.62%.

  • LendingClub's Net Margin rose 94800.0% to 16.62% in Q3 2025 from the same period last year, while for Sep 2025 it was 10.93%, marking a year-over-year increase of 40900.0%. This contributed to the annual value of 6.52% for FY2024, which is 20200.0% up from last year.
  • Latest data reveals that LendingClub reported Net Margin of 16.62% as of Q3 2025, which was up 94800.0% from 15.37% recorded in Q2 2025.
  • LendingClub's Net Margin's 5-year high stood at 55.17% during Q2 2022, with a 5-year trough of 44.49% in Q1 2021.
  • For the 5-year period, LendingClub's Net Margin averaged around 8.22%, with its median value being 7.14% (2024).
  • Its Net Margin has fluctuated over the past 5 years, first skyrocketed by 1990200bps in 2021, then plummeted by -508300bps in 2023.
  • LendingClub's Net Margin (Quarter) stood at 11.1% in 2021, then fell by -19bps to 8.98% in 2022, then plummeted by -39bps to 5.47% in 2023, then decreased by -18bps to 4.48% in 2024, then skyrocketed by 271bps to 16.62% in 2025.
  • Its last three reported values are 16.62% in Q3 2025, 15.37% for Q2 2025, and 5.36% during Q1 2025.