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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Net Margin (2016 - 2026)

LendingClub (LC) has disclosed Net Margin for 17 consecutive years, with 20.47% as the latest value for Q1 2026.

  • For Q1 2026, Net Margin rose 1511.0% year-over-year to 20.47%; the TTM value through Mar 2026 reached 16.99%, up 1084.0%, while the annual FY2025 figure was 13.58%, 706.0% up from the prior year.
  • Net Margin hit 20.47% in Q1 2026 for LendingClub, up from 15.6% in the prior quarter.
  • Across five years, Net Margin topped out at 55.16% in Q2 2022 and bottomed at 2.49% in Q3 2023.
  • Average Net Margin over 5 years is 12.35%, with a median of 7.97% recorded in 2024.
  • Year-over-year, Net Margin surged 27294bps in 2022 and then plummeted -5081bps in 2023.
  • LendingClub's Net Margin stood at 8.98% in 2022, then plummeted by -39bps to 5.44% in 2023, then decreased by -18bps to 4.48% in 2024, then skyrocketed by 249bps to 15.6% in 2025, then soared by 31bps to 20.47% in 2026.
  • According to Business Quant data, Net Margin over the past three periods came in at 20.47%, 15.6%, and 16.62% for Q1 2026, Q4 2025, and Q3 2025 respectively.