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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Interest Coverage Ratio (2016 - 2025)

LendingClub (LC) has disclosed Interest Coverage Ratio for 16 consecutive years, with 0.59 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 13.44% to 0.59 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.65 through Dec 2025, up 70.62% year-over-year, with the annual reading at 0.65 for FY2025, 70.62% up from the prior year.
  • Interest Coverage Ratio hit 0.59 in Q4 2025 for LendingClub, down from 0.75 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.83 in Q2 2022 to a low of 5.2 in Q1 2021.
  • Historically, Interest Coverage Ratio has averaged 0.92 across 5 years, with a median of 0.74 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: tumbled 209.82% in 2021 and later soared 1054.71% in 2022.
  • Year by year, Interest Coverage Ratio stood at 1.61 in 2021, then dropped by 23.62% to 1.23 in 2022, then tumbled by 65.91% to 0.42 in 2023, then rose by 24.04% to 0.52 in 2024, then grew by 13.44% to 0.59 in 2025.
  • Business Quant data shows Interest Coverage Ratio for LC at 0.59 in Q4 2025, 0.75 in Q3 2025, and 0.73 in Q2 2025.