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LendingClub (LC) Interest Coverage Ratio: 2010-2025

Historic Interest Coverage Ratio for LendingClub (LC) over the last 15 years, with Sep 2025 value amounting to 0.75.

  • LendingClub's Interest Coverage Ratio rose 91.66% to 0.75 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.63, marking a year-over-year increase of 79.07%. This contributed to the annual value of 0.38 for FY2024, which is 49.34% down from last year.
  • Per LendingClub's latest filing, its Interest Coverage Ratio stood at 0.75 for Q3 2025, which was up 3.79% from 0.73 recorded in Q2 2025.
  • LendingClub's 5-year Interest Coverage Ratio high stood at 4.83 for Q2 2022, and its period low was -1.84 during Q1 2021.
  • Its 3-year average for Interest Coverage Ratio is 0.61, with a median of 0.54 in 2025.
  • In the last 5 years, LendingClub's Interest Coverage Ratio skyrocketed by 1,054.71% in 2022 and then tumbled by 82.48% in 2023.
  • Quarterly analysis of 5 years shows LendingClub's Interest Coverage Ratio stood at 1.61 in 2021, then declined by 23.62% to 1.23 in 2022, then plummeted by 65.91% to 0.42 in 2023, then climbed by 24.04% to 0.52 in 2024, then skyrocketed by 91.66% to 0.75 in 2025.
  • Its Interest Coverage Ratio stands at 0.75 for Q3 2025, versus 0.73 for Q2 2025 and 0.54 for Q1 2025.