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LendingClub (LC) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 0.59.

  • LendingClub's Interest Coverage Ratio rose 1343.52% to 0.59 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.65, marking a year-over-year increase of 7061.98%. This contributed to the annual value of 0.65 for FY2025, which is 7061.98% up from last year.
  • Per LendingClub's latest filing, its Interest Coverage Ratio stood at 0.59 for Q4 2025, which was up 1343.52% from 0.75 recorded in Q3 2025.
  • LendingClub's 5-year Interest Coverage Ratio high stood at 4.83 for Q2 2022, and its period low was 1.84 during Q1 2021.
  • Its 5-year average for Interest Coverage Ratio is 1.09, with a median of 0.74 in 2025.
  • Per our database at Business Quant, LendingClub's Interest Coverage Ratio surged by 105470.72% in 2022 and then crashed by 8247.88% in 2023.
  • Over the past 5 years, LendingClub's Interest Coverage Ratio (Quarter) stood at 1.61 in 2021, then fell by 23.62% to 1.23 in 2022, then crashed by 65.91% to 0.42 in 2023, then increased by 24.04% to 0.52 in 2024, then grew by 13.44% to 0.59 in 2025.
  • Its last three reported values are 0.59 in Q4 2025, 0.75 for Q3 2025, and 0.73 during Q2 2025.