LendingClub (LC) Interest Coverage Ratio (2010 - 2026)

LendingClub has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 0.14 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 0.14, down 73.35% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.55 (up 25.5% YoY), and the FY2025 annual result was 0.65, up 70.62% from the prior year.
• Interest Coverage Ratio came in at 0.14 for Q1 2026 at LendingClub, down from 0.59 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 4.83 in Q2 2022 to a low of 0.14 in Q1 2026.
• The 5-year median for Interest Coverage Ratio is 0.73 (2025), against an average of 1.22.
• Peak annual rise in Interest Coverage Ratio reached 1054.71% in 2022, while the deepest fall reached 99.53% in 2022.
• LendingClub's Interest Coverage Ratio stood at 1.23 in 2022, then sank by 65.91% to 0.42 in 2023, then grew by 24.04% to 0.52 in 2024, then advanced by 13.44% to 0.59 in 2025, then slumped by 75.39% to 0.14 in 2026.
• The last three Interest Coverage Ratio figures came in at 0.14 (Q1 2026), 0.59 (Q4 2025), and 0.75 (Q3 2025), per Business Quant data.