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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Interest Coverage Ratio (2016 - 2026)

LendingClub (LC) has disclosed Interest Coverage Ratio for 17 consecutive years, with 0.14 as the latest value for Q1 2026.

  • For Q1 2026, Interest Coverage Ratio fell 73.35% year-over-year to 0.14; the TTM value through Mar 2026 reached 0.55, up 25.5%, while the annual FY2025 figure was 0.65, 70.62% up from the prior year.
  • Interest Coverage Ratio hit 0.14 in Q1 2026 for LendingClub, down from 0.59 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 4.83 in Q2 2022 and bottomed at 0.14 in Q1 2026.
  • Average Interest Coverage Ratio over 5 years is 1.22, with a median of 0.73 recorded in 2025.
  • On a YoY basis, Interest Coverage Ratio climbed as much as 1054.71% in 2022 and fell as far as 98.52% in 2022.
  • LendingClub's Interest Coverage Ratio stood at 1.23 in 2022, then plummeted by 65.91% to 0.42 in 2023, then increased by 24.04% to 0.52 in 2024, then rose by 13.44% to 0.59 in 2025, then plummeted by 75.39% to 0.14 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 0.14, 0.59, and 0.75 for Q1 2026, Q4 2025, and Q3 2025 respectively.