KPIs & Operating Metrics(New)

LendingClub (LC) Gross Margin (2016 - 2025)

Historic Gross Margin for LendingClub (LC) over the last 16 years, with Q3 2025 value amounting to 84.71%.

  • LendingClub's Gross Margin fell 23200.0% to 84.71% in Q3 2025 from the same period last year, while for Sep 2025 it was 86.63%, marking a year-over-year decrease of 700.0%. This contributed to the annual value of 87.24% for FY2024, which is 19000.0% down from last year.
  • As of Q3 2025, LendingClub's Gross Margin stood at 84.71%, which was down 23200.0% from 86.48% recorded in Q2 2025.
  • In the past 5 years, LendingClub's Gross Margin registered a high of 90.26% during Q3 2023, and its lowest value of 79.37% during Q3 2021.
  • Moreover, its 5-year median value for Gross Margin was 86.48% (2025), whereas its average is 85.32%.
  • Examining YoY changes over the last 5 years, LendingClub's Gross Margin showed a top increase of 113200bps in 2021 and a maximum decrease of -176200bps in 2021.
  • Over the past 5 years, LendingClub's Gross Margin (Quarter) stood at 80.66% in 2021, then rose by 7bps to 86.62% in 2022, then increased by 1bps to 87.36% in 2023, then grew by 2bps to 89.22% in 2024, then dropped by -5bps to 84.71% in 2025.
  • Its Gross Margin stands at 84.71% for Q3 2025, versus 86.48% for Q2 2025 and 86.57% for Q1 2025.