KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Gross Margin: 2010-2025

Historic Gross Margin for LendingClub (LC) over the last 15 years, with Sep 2025 value amounting to 84.71%.

  • LendingClub's Gross Margin fell 232.00% to 84.71% in Q3 2025 from the same period last year, while for Sep 2025 it was 86.63%, marking a year-over-year decrease of 7.00%. This contributed to the annual value of 87.24% for FY2024, which is 190.00% down from last year.
  • As of Q3 2025, LendingClub's Gross Margin stood at 84.71%, which was down 2.05% from 86.48% recorded in Q2 2025.
  • LendingClub's Gross Margin's 5-year high stood at 90.26% during Q3 2023, with a 5-year trough of 79.37% in Q3 2021.
  • Moreover, its 3-year median value for Gross Margin was 87.03% (2024), whereas its average is 87.53%.
  • Examining YoY changes over the last 5 years, LendingClub's Gross Margin showed a top increase of 1,132bps in 2021 and a maximum decrease of 1,762bps in 2021.
  • Over the past 5 years, LendingClub's Gross Margin (Quarterly) stood at 80.66% in 2021, then spiked by 596bps to 86.62% in 2022, then spiked by 73bps to 87.36% in 2023, then surged by 186bps to 89.22% in 2024, then tumbled by 232bps to 84.71% in 2025.
  • Its Gross Margin stands at 84.71% for Q3 2025, versus 86.48% for Q2 2025 and 86.57% for Q1 2025.