LendingClub (LC) Gross Margin (2010 - 2026)

LendingClub has disclosed Gross Margin across 17 years of filings, most recently posting 78.03% for Q1 2026.

• Gross Margin for Q1 2026 came in at 78.03%, down 854.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 83.03% (down 417.0% YoY), and the FY2025 annual result was 85.06%, down 218.0% from the prior year.
• Gross Margin came in at 78.03% for Q1 2026 at LendingClub, down from 82.86% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 90.26% in Q3 2023 to a low of 78.03% in Q1 2026.
• The 5-year median for Gross Margin is 86.57% (2025), against an average of 85.74%.
• Across the five-year window, Gross Margin surged 833 bps in 2023 and plunged 854 bps in 2026, its largest moves.
• LendingClub's Gross Margin stood at 86.62% in 2022, then gained by 1 bps to 87.36% in 2023, then rose by 2 bps to 89.22% in 2024, then dropped by 7 bps to 82.86% in 2025, then fell by 6 bps to 78.03% in 2026.
• The last three Gross Margin figures came in at 78.03% (Q1 2026), 82.86% (Q4 2025), and 84.71% (Q3 2025), per Business Quant data.