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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Gross Margin (2016 - 2025)

LendingClub (LC) has disclosed Gross Margin for 16 consecutive years, with 82.86% as the latest value for Q4 2025.

  • Quarterly Gross Margin fell 636.0% to 82.86% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 85.06% through Dec 2025, down 218.0% year-over-year, with the annual reading at 85.06% for FY2025, 218.0% down from the prior year.
  • Gross Margin hit 82.86% in Q4 2025 for LendingClub, down from 84.71% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 90.26% in Q3 2023 to a low of 7.44% in Q1 2021.
  • Historically, Gross Margin has averaged 80.75% across 5 years, with a median of 86.12% in 2025.
  • Biggest five-year swings in Gross Margin: tumbled -7765bps in 2021 and later soared 8842bps in 2022.
  • Year by year, Gross Margin stood at 80.66% in 2021, then grew by 7bps to 86.62% in 2022, then rose by 1bps to 87.36% in 2023, then increased by 2bps to 89.22% in 2024, then fell by -7bps to 82.86% in 2025.
  • Business Quant data shows Gross Margin for LC at 82.86% in Q4 2025, 84.71% in Q3 2025, and 86.48% in Q2 2025.