KPIs & Operating Metrics(New)

LendingClub (LC) Gross Margin (2016 - 2025)

Historic Gross Margin for LendingClub (LC) over the last 16 years, with Q3 2025 value amounting to 84.71%.

  • LendingClub's Gross Margin fell 23200.0% to 84.71% in Q3 2025 from the same period last year, while for Sep 2025 it was 86.63%, marking a year-over-year decrease of 700.0%. This contributed to the annual value of 87.24% for FY2024, which is 19000.0% down from last year.
  • LendingClub's Gross Margin amounted to 84.71% in Q3 2025, which was down 23200.0% from 86.48% recorded in Q2 2025.
  • In the past 5 years, LendingClub's Gross Margin ranged from a high of 90.26% in Q3 2023 and a low of 79.37% during Q3 2021
  • For the 5-year period, LendingClub's Gross Margin averaged around 85.32%, with its median value being 86.48% (2025).
  • Within the past 5 years, the most significant YoY rise in LendingClub's Gross Margin was 113200bps (2021), while the steepest drop was -176200bps (2021).
  • Quarter analysis of 5 years shows LendingClub's Gross Margin stood at 80.66% in 2021, then increased by 7bps to 86.62% in 2022, then grew by 1bps to 87.36% in 2023, then rose by 2bps to 89.22% in 2024, then fell by -5bps to 84.71% in 2025.
  • Its last three reported values are 84.71% in Q3 2025, 86.48% for Q2 2025, and 86.57% during Q1 2025.