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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Gross Margin (2016 - 2025)

Historic Gross Margin for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 82.86%.

  • LendingClub's Gross Margin fell 63600.0% to 82.86% in Q4 2025 from the same period last year, while for Dec 2025 it was 85.06%, marking a year-over-year decrease of 21800.0%. This contributed to the annual value of 85.06% for FY2025, which is 21800.0% down from last year.
  • LendingClub's Gross Margin amounted to 82.86% in Q4 2025, which was down 63600.0% from 84.71% recorded in Q3 2025.
  • Over the past 5 years, LendingClub's Gross Margin peaked at 90.26% during Q3 2023, and registered a low of 79.37% during Q3 2021.
  • In the last 5 years, LendingClub's Gross Margin had a median value of 86.12% in 2025 and averaged 85.2%.
  • The largest annual percentage gain for LendingClub's Gross Margin in the last 5 years was 113200bps (2021), contrasted with its biggest fall of -176200bps (2021).
  • LendingClub's Gross Margin (Quarter) stood at 80.66% in 2021, then rose by 7bps to 86.62% in 2022, then increased by 1bps to 87.36% in 2023, then grew by 2bps to 89.22% in 2024, then dropped by -7bps to 82.86% in 2025.
  • Its Gross Margin stands at 82.86% for Q4 2025, versus 84.71% for Q3 2025 and 86.48% for Q2 2025.