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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Gross Margin (2016 - 2026)

LendingClub (LC) has disclosed Gross Margin for 17 consecutive years, with 78.03% as the latest value for Q1 2026.

  • For Q1 2026, Gross Margin fell 854.0% year-over-year to 78.03%; the TTM value through Mar 2026 reached 83.03%, down 417.0%, while the annual FY2025 figure was 85.06%, 218.0% down from the prior year.
  • Gross Margin hit 78.03% in Q1 2026 for LendingClub, down from 82.86% in the prior quarter.
  • Across five years, Gross Margin topped out at 90.26% in Q3 2023 and bottomed at 78.03% in Q1 2026.
  • Average Gross Margin over 5 years is 85.74%, with a median of 86.57% recorded in 2025.
  • Year-over-year, Gross Margin surged 8842bps in 2022 and then crashed -854bps in 2026.
  • LendingClub's Gross Margin stood at 86.62% in 2022, then increased by 1bps to 87.36% in 2023, then grew by 2bps to 89.22% in 2024, then decreased by -7bps to 82.86% in 2025, then dropped by -6bps to 78.03% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods came in at 78.03%, 82.86%, and 84.71% for Q1 2026, Q4 2025, and Q3 2025 respectively.