LendingClub (LC) Free Cash Flow (2010 - 2026)
LendingClub's (LC) quarterly Free Cash Flow came in at -$644.8 million in Q1 2026, down 83.01% year-on-year from -$3.8 billion in Q1 2025, and up 29.87% quarter-over-quarter from -$919.3 million in Q4 2025.
LendingClub (LC) Free Cash Flow (2010 - 2026) Analysis & Trends
LendingClub has disclosed Free Cash Flow across 17 years of filings, most recently posting -$644.8 million for Q1 2026.
- Free Cash Flow for Q1 2026 came in at -$644.8 million, down 83.01% year-over-year; the trailing twelve-month figure through Mar 2026 was -$3.2 billion (down 44.78% YoY), and the FY2025 annual result was -$2.9 billion, down 6.65% from the prior year.
- Free Cash Flow came in at -$644.8 million for Q1 2026 at LendingClub, up from -$919.3 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $175.5 million in Q2 2022 to a low of -$945.3 million in Q2 2024.
- The 5-year median for Free Cash Flow is -$360.9 million (2023), against an average of -$417.1 million.
- Peak annual rise in Free Cash Flow reached 413.63% in 2023, while the deepest fall reached 4558.52% in 2023.
- LendingClub's Free Cash Flow stood at $18.5 million in 2022, then plunged by 4558.52% to -$826.1 million in 2023, then jumped by 75.48% to -$202.6 million in 2024, then tumbled by 353.79% to -$919.3 million in 2025, then increased by 29.87% to -$644.8 million in 2026.
- The last three Free Cash Flow figures came in at -$644.8 million (Q1 2026), -$919.3 million (Q4 2025), and -$791.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | -644.77 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -644.77 Mn |
| Mar 31, 2026 | -644.77 Mn |
| Dec 31, 2025 | -919.35 Mn |
| Dec 31, 2025 | -919.35 Mn |
| Sep 30, 2025 | -791.83 Mn |
| Sep 30, 2025 | -791.83 Mn |
| Jun 30, 2025 | -803.79 Mn |
| Jun 30, 2025 | -803.79 Mn |
| Mar 31, 2025 | -352.32 Mn |
| Mar 31, 2025 | -352.32 Mn |
| Dec 31, 2024 | -202.59 Mn |
| Dec 31, 2024 | -202.59 Mn |
| Sep 30, 2024 | -682.26 Mn |
| Sep 30, 2024 | -682.26 Mn |
| Jun 30, 2024 | -945.32 Mn |
| Jun 30, 2024 | -945.32 Mn |
| Mar 31, 2024 | -858.30 Mn |
| Mar 31, 2024 | -858.30 Mn |
| Dec 31, 2023 | -826.08 Mn |
| Dec 31, 2023 | -826.08 Mn |