LendingClub (LC) Free Cash Flow (2010 - 2026)

LendingClub's (LC) quarterly Free Cash Flow came in at -$644.8 million in Q1 2026, down 83.01% year-on-year from -$3.8 billion in Q1 2025, and up 29.87% quarter-over-quarter from -$919.3 million in Q4 2025.

LendingClub (LC) Free Cash Flow (2010 - 2026) Analysis & Trends

LendingClub has disclosed Free Cash Flow across 17 years of filings, most recently posting -$644.8 million for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at -$644.8 million, down 83.01% year-over-year; the trailing twelve-month figure through Mar 2026 was -$3.2 billion (down 44.78% YoY), and the FY2025 annual result was -$2.9 billion, down 6.65% from the prior year.
  • Free Cash Flow came in at -$644.8 million for Q1 2026 at LendingClub, up from -$919.3 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $175.5 million in Q2 2022 to a low of -$945.3 million in Q2 2024.
  • The 5-year median for Free Cash Flow is -$360.9 million (2023), against an average of -$417.1 million.
  • Peak annual rise in Free Cash Flow reached 413.63% in 2023, while the deepest fall reached 4558.52% in 2023.
  • LendingClub's Free Cash Flow stood at $18.5 million in 2022, then plunged by 4558.52% to -$826.1 million in 2023, then jumped by 75.48% to -$202.6 million in 2024, then tumbled by 353.79% to -$919.3 million in 2025, then increased by 29.87% to -$644.8 million in 2026.
  • The last three Free Cash Flow figures came in at -$644.8 million (Q1 2026), -$919.3 million (Q4 2025), and -$791.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 LendingClub 2.08 Bn 1.28 Bn 196.84 Mn -644.77 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -644.77 Mn
Mar 31, 2026 -644.77 Mn
Dec 31, 2025 -919.35 Mn
Dec 31, 2025 -919.35 Mn
Sep 30, 2025 -791.83 Mn
Sep 30, 2025 -791.83 Mn
Jun 30, 2025 -803.79 Mn
Jun 30, 2025 -803.79 Mn
Mar 31, 2025 -352.32 Mn
Mar 31, 2025 -352.32 Mn
Dec 31, 2024 -202.59 Mn
Dec 31, 2024 -202.59 Mn
Sep 30, 2024 -682.26 Mn
Sep 30, 2024 -682.26 Mn
Jun 30, 2024 -945.32 Mn
Jun 30, 2024 -945.32 Mn
Mar 31, 2024 -858.30 Mn
Mar 31, 2024 -858.30 Mn
Dec 31, 2023 -826.08 Mn
Dec 31, 2023 -826.08 Mn