KPIs & Operating Metrics(New)

LendingClub (LC) Loans - Loss Allowance: 2021-2025

Historic Loans - Loss Allowance for LendingClub (LC) over the last 5 years, with Sep 2025 value amounting to $267.8 million.

  • LendingClub's Loans - Loss Allowance rose 21.40% to $267.8 million in Q3 2025 from the same period last year, while for Sep 2025 it was $267.8 million, marking a year-over-year increase of 21.40%. This contributed to the annual value of $236.7 million for FY2024, which is 23.73% down from last year.
  • As of Q3 2025, LendingClub's Loans - Loss Allowance stood at $267.8 million, which was up 5.84% from $253.0 million recorded in Q2 2025.
  • In the past 5 years, LendingClub's Loans - Loss Allowance ranged from a high of $355.2 million in Q2 2023 and a low of $36.1 million during Q1 2021.
  • For the 3-year period, LendingClub's Loans - Loss Allowance averaged around $279.6 million, with its median value being $259.1 million (2024).
  • As far as peak fluctuations go, LendingClub's Loans - Loss Allowance surged by 420.27% in 2022, and later crashed by 37.07% in 2024.
  • Over the past 5 years, LendingClub's Loans - Loss Allowance (Quarterly) stood at $144.4 million in 2021, then skyrocketed by 127.06% to $327.9 million in 2022, then dropped by 5.33% to $310.4 million in 2023, then declined by 23.73% to $236.7 million in 2024, then grew by 21.40% to $267.8 million in 2025.
  • Its Loans - Loss Allowance stands at $267.8 million for Q3 2025, versus $253.0 million for Q2 2025 and $244.2 million for Q1 2025.