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LendingClub (LC) Loans - Loss Allowance (2021 - 2025)

LendingClub (LC) has disclosed Loans - Loss Allowance for 5 consecutive years, with $275.7 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 16.48% to $275.7 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $275.7 million through Dec 2025, up 16.48% year-over-year, with the annual reading at $275.7 million for FY2025, 16.48% up from the prior year.
  • Loans - Loss Allowance hit $275.7 million in Q4 2025 for LendingClub, up from $267.8 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $355.2 million in Q2 2023 to a low of $36.1 million in Q1 2021.
  • Historically, Loans - Loss Allowance has averaged $238.5 million across 5 years, with a median of $248.6 million in 2025.
  • Biggest five-year swings in Loans - Loss Allowance: surged 420.27% in 2022 and later crashed 37.07% in 2024.
  • Year by year, Loans - Loss Allowance stood at $144.4 million in 2021, then soared by 127.06% to $327.9 million in 2022, then decreased by 5.33% to $310.4 million in 2023, then decreased by 23.73% to $236.7 million in 2024, then increased by 16.48% to $275.7 million in 2025.
  • Business Quant data shows Loans - Loss Allowance for LC at $275.7 million in Q4 2025, $267.8 million in Q3 2025, and $253.0 million in Q2 2025.