LendingClub (LC) Loans - Loss Allowance (2021 - 2026)

LendingClub's (LC) quarterly Loans - Loss Allowance came in at $237.7 million in Q1 2026, down 2.66% year-on-year from $244.2 million in Q1 2025, and down 13.8% quarter-over-quarter from $275.7 million in Q4 2025.

LendingClub (LC) Loans - Loss Allowance (2021 - 2026) Analysis & Trends

LendingClub has disclosed Loans - Loss Allowance across 6 years of filings, most recently posting $237.7 million for Q1 2026.

  • Loans - Loss Allowance for Q1 2026 came in at $237.7 million, down 2.66% year-over-year; the trailing twelve-month figure through Mar 2026 was $237.7 million (down 2.66% YoY), and the FY2025 annual result was $275.7 million, up 16.48% from the prior year.
  • Loans - Loss Allowance came in at $237.7 million for Q1 2026 at LendingClub, down from $275.7 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $355.2 million in Q2 2023 to a low of $188.0 million in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $259.2 million (2024), against an average of $273.6 million.
  • Across the five-year window, Loans - Loss Allowance soared 420.27% in 2022 and plunged 37.07% in 2024, its largest moves.
  • LendingClub's Loans - Loss Allowance stood at $327.9 million in 2022, then slipped by 5.33% to $310.4 million in 2023, then slipped by 23.73% to $236.7 million in 2024, then rose by 16.48% to $275.7 million in 2025, then fell by 13.8% to $237.7 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $237.7 million (Q1 2026), $275.7 million (Q4 2025), and $267.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 LendingClub 2.08 Bn 1.28 Bn 196.84 Mn 237.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 237.70 Mn
Dec 31, 2025 275.74 Mn
Sep 30, 2025 267.77 Mn
Jun 30, 2025 252.99 Mn
Mar 31, 2025 244.19 Mn
Dec 31, 2024 236.73 Mn
Sep 30, 2024 220.56 Mn
Jun 30, 2024 228.91 Mn
Mar 31, 2024 259.15 Mn
Dec 31, 2023 310.39 Mn
Sep 30, 2023 350.50 Mn
Jun 30, 2023 355.16 Mn
Mar 31, 2023 348.86 Mn
Dec 31, 2022 327.85 Mn
Sep 30, 2022 303.20 Mn
Jun 30, 2022 243.26 Mn
Mar 31, 2022 187.99 Mn
Dec 31, 2021 144.39 Mn
Sep 30, 2021 104.74 Mn
Jun 30, 2021 71.08 Mn