LendingClub (LC) Loans - Loss Allowance (2021 - 2026)
LendingClub's (LC) quarterly Loans - Loss Allowance came in at $237.7 million in Q1 2026, down 2.66% year-on-year from $244.2 million in Q1 2025, and down 13.8% quarter-over-quarter from $275.7 million in Q4 2025.
LendingClub (LC) Loans - Loss Allowance (2021 - 2026) Analysis & Trends
LendingClub has disclosed Loans - Loss Allowance across 6 years of filings, most recently posting $237.7 million for Q1 2026.
- Loans - Loss Allowance for Q1 2026 came in at $237.7 million, down 2.66% year-over-year; the trailing twelve-month figure through Mar 2026 was $237.7 million (down 2.66% YoY), and the FY2025 annual result was $275.7 million, up 16.48% from the prior year.
- Loans - Loss Allowance came in at $237.7 million for Q1 2026 at LendingClub, down from $275.7 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $355.2 million in Q2 2023 to a low of $188.0 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $259.2 million (2024), against an average of $273.6 million.
- Across the five-year window, Loans - Loss Allowance soared 420.27% in 2022 and plunged 37.07% in 2024, its largest moves.
- LendingClub's Loans - Loss Allowance stood at $327.9 million in 2022, then slipped by 5.33% to $310.4 million in 2023, then slipped by 23.73% to $236.7 million in 2024, then rose by 16.48% to $275.7 million in 2025, then fell by 13.8% to $237.7 million in 2026.
- The last three Loans - Loss Allowance figures came in at $237.7 million (Q1 2026), $275.7 million (Q4 2025), and $267.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | LendingClub | 2.08 Bn | 1.28 Bn | 196.84 Mn | 237.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 237.70 Mn |
| Dec 31, 2025 | 275.74 Mn |
| Sep 30, 2025 | 267.77 Mn |
| Jun 30, 2025 | 252.99 Mn |
| Mar 31, 2025 | 244.19 Mn |
| Dec 31, 2024 | 236.73 Mn |
| Sep 30, 2024 | 220.56 Mn |
| Jun 30, 2024 | 228.91 Mn |
| Mar 31, 2024 | 259.15 Mn |
| Dec 31, 2023 | 310.39 Mn |
| Sep 30, 2023 | 350.50 Mn |
| Jun 30, 2023 | 355.16 Mn |
| Mar 31, 2023 | 348.86 Mn |
| Dec 31, 2022 | 327.85 Mn |
| Sep 30, 2022 | 303.20 Mn |
| Jun 30, 2022 | 243.26 Mn |
| Mar 31, 2022 | 187.99 Mn |
| Dec 31, 2021 | 144.39 Mn |
| Sep 30, 2021 | 104.74 Mn |
| Jun 30, 2021 | 71.08 Mn |