KPIs & Operating Metrics(New)

LendingClub (LC) Equity Ratio: 2011-2025

Historic Equity Ratio for LendingClub (LC) over the last 15 years, with Sep 2025 value amounting to 0.13.

  • LendingClub's Equity Ratio rose 8.54% to 0.13 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.13, marking a year-over-year increase of 8.54%. This contributed to the annual value of 0.13 for FY2024, which is 11.00% down from last year.
  • Latest data reveals that LendingClub reported Equity Ratio of 0.13 as of Q3 2025, which was up 1.20% from 0.13 recorded in Q2 2025.
  • In the past 5 years, LendingClub's Equity Ratio ranged from a high of 0.17 in Q2 2021 and a low of 0.12 during Q3 2024.
  • Moreover, its 3-year median value for Equity Ratio was 0.13 (2024), whereas its average is 0.13.
  • As far as peak fluctuations go, LendingClub's Equity Ratio crashed by 55.36% in 2021, and later grew by 8.54% in 2025.
  • Over the past 5 years, LendingClub's Equity Ratio (Quarterly) stood at 0.17 in 2021, then declined by 15.91% to 0.15 in 2022, then dropped by 2.81% to 0.14 in 2023, then dropped by 11.00% to 0.13 in 2024, then increased by 8.54% to 0.13 in 2025.
  • Its Equity Ratio was 0.13 in Q3 2025, compared to 0.13 in Q2 2025 and 0.13 in Q1 2025.