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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Equity Ratio (2016 - 2025)

LendingClub (LC) has disclosed Equity Ratio for 15 consecutive years, with 0.13 as the latest value for Q4 2025.

  • Quarterly Equity Ratio rose 2.77% to 0.13 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.13 through Dec 2025, up 2.77% year-over-year, with the annual reading at 0.13 for FY2025, 2.77% up from the prior year.
  • Equity Ratio hit 0.13 in Q4 2025 for LendingClub, down from 0.13 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.17 in Q2 2021 to a low of 0.12 in Q3 2024.
  • Historically, Equity Ratio has averaged 0.15 across 5 years, with a median of 0.14 in 2023.
  • Biggest five-year swings in Equity Ratio: crashed 55.36% in 2021 and later increased 8.54% in 2025.
  • Year by year, Equity Ratio stood at 0.17 in 2021, then decreased by 15.91% to 0.15 in 2022, then fell by 2.81% to 0.14 in 2023, then dropped by 11.0% to 0.13 in 2024, then rose by 2.77% to 0.13 in 2025.
  • Business Quant data shows Equity Ratio for LC at 0.13 in Q4 2025, 0.13 in Q3 2025, and 0.13 in Q2 2025.