KPIs & Operating Metrics(New)

LendingClub (LC) Equity Ratio (2016 - 2025)

Historic Equity Ratio for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 0.13.

  • LendingClub's Equity Ratio rose 276.67% to 0.13 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.13, marking a year-over-year increase of 276.67%. This contributed to the annual value of 0.13 for FY2025, which is 276.67% up from last year.
  • Latest data reveals that LendingClub reported Equity Ratio of 0.13 as of Q4 2025, which was up 276.67% from 0.13 recorded in Q3 2025.
  • Over the past 5 years, LendingClub's Equity Ratio peaked at 0.17 during Q2 2021, and registered a low of 0.12 during Q3 2024.
  • In the last 5 years, LendingClub's Equity Ratio had a median value of 0.14 in 2023 and averaged 0.15.
  • As far as peak fluctuations go, LendingClub's Equity Ratio tumbled by 5535.65% in 2021, and later soared by 854.09% in 2025.
  • Over the past 5 years, LendingClub's Equity Ratio (Quarter) stood at 0.17 in 2021, then dropped by 15.91% to 0.15 in 2022, then decreased by 2.81% to 0.14 in 2023, then dropped by 11.0% to 0.13 in 2024, then grew by 2.77% to 0.13 in 2025.
  • Its last three reported values are 0.13 in Q4 2025, 0.13 for Q3 2025, and 0.13 during Q2 2025.