KPIs & Operating Metrics(New)

LendingClub (LC) Equity Ratio (2016 - 2026)

LendingClub (LC) has disclosed Equity Ratio for 16 consecutive years, with 0.13 as the latest value for Q1 2026.

  • For Q1 2026, Equity Ratio fell 1.97% year-over-year to 0.13; the TTM value through Mar 2026 reached 0.13, down 1.97%, while the annual FY2025 figure was 0.13, 2.77% up from the prior year.
  • Equity Ratio hit 0.13 in Q1 2026 for LendingClub, down from 0.13 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.17 in Q2 2022 and bottomed at 0.12 in Q3 2024.
  • Average Equity Ratio over 5 years is 0.14, with a median of 0.14 recorded in 2023.
  • Year-over-year, Equity Ratio decreased 17.15% in 2023 and then grew 8.54% in 2025.
  • LendingClub's Equity Ratio stood at 0.15 in 2022, then decreased by 2.81% to 0.14 in 2023, then fell by 11.0% to 0.13 in 2024, then increased by 2.77% to 0.13 in 2025, then dropped by 1.62% to 0.13 in 2026.
  • According to Business Quant data, Equity Ratio over the past three periods came in at 0.13, 0.13, and 0.13 for Q1 2026, Q4 2025, and Q3 2025 respectively.