KPIs & Operating Metrics(New)

LendingClub (LC) Equity Ratio (2016 - 2025)

Historic Equity Ratio for LendingClub (LC) over the last 15 years, with Q3 2025 value amounting to 0.13.

  • LendingClub's Equity Ratio rose 854.09% to 0.13 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.03, marking a year-over-year decrease of 192.6%. This contributed to the annual value of 0.13 for FY2024, which is 1099.7% down from last year.
  • According to the latest figures from Q3 2025, LendingClub's Equity Ratio is 0.13, which was up 854.09% from 0.13 recorded in Q2 2025.
  • LendingClub's Equity Ratio's 5-year high stood at 0.17 during Q2 2021, with a 5-year trough of 0.12 in Q3 2024.
  • For the 5-year period, LendingClub's Equity Ratio averaged around 0.15, with its median value being 0.14 (2023).
  • Per our database at Business Quant, LendingClub's Equity Ratio plummeted by 5535.65% in 2021 and then surged by 854.09% in 2025.
  • Quarter analysis of 5 years shows LendingClub's Equity Ratio stood at 0.17 in 2021, then fell by 15.91% to 0.15 in 2022, then dropped by 2.81% to 0.14 in 2023, then fell by 11.0% to 0.13 in 2024, then grew by 4.63% to 0.13 in 2025.
  • Its Equity Ratio was 0.13 in Q3 2025, compared to 0.13 in Q2 2025 and 0.13 in Q1 2025.