KPIs & Operating Metrics(New)

LendingClub (LC) Return on Equity (2016 - 2025)

LendingClub (LC) has disclosed Return on Equity for 15 consecutive years, with 0.09% as the latest value for Q4 2025.

  • Quarterly Return on Equity rose 5.0% to 0.09% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.09% through Dec 2025, up 5.0% year-over-year, with the annual reading at 0.1% for FY2025, 6.0% up from the prior year.
  • Return on Equity hit 0.09% in Q4 2025 for LendingClub, up from 0.07% in the prior quarter.
  • In the past five years, Return on Equity ranged from a high of 0.27% in Q2 2022 to a low of 0.23% in Q1 2021.
  • Historically, Return on Equity has averaged 0.07% across 5 years, with a median of 0.04% in 2024.
  • Biggest five-year swings in Return on Equity: surged 37bps in 2022 and later decreased -22bps in 2023.
  • Year by year, Return on Equity stood at 0.03% in 2021, then skyrocketed by 823bps to 0.25% in 2022, then plummeted by -88bps to 0.03% in 2023, then increased by 21bps to 0.04% in 2024, then surged by 140bps to 0.09% in 2025.
  • Business Quant data shows Return on Equity for LC at 0.09% in Q4 2025, 0.07% in Q3 2025, and 0.05% in Q2 2025.