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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) Net Margin: 2020-2024

Historic Net Margin for BayFirst Financial (BAFN) over the last 5 years, with Dec 2024 value amounting to 11.23%.

  • BayFirst Financial's Net Margin fell 19192.00% to -188.46% in Q3 2025 from the same period last year, while for Sep 2025 it was -14.22%, marking a year-over-year decrease of 1757.00%. This contributed to the annual value of 11.23% for FY2024, which is 573.00% up from last year.
  • Per BayFirst Financial's latest filing, its Net Margin stood at 11.23% for FY2024, which was up 104.34% from 5.50% recorded in FY2023.
  • In the past 5 years, BayFirst Financial's Net Margin ranged from a high of 40.36% in FY2021 and a low of -1.92% during FY2022.
  • Moreover, its 3-year median value for Net Margin was 5.50% (2023), whereas its average is 4.94%.
  • In the last 5 years, BayFirst Financial's Net Margin soared by 3,134bps in 2021 and then slumped by 4,228bps in 2022.
  • Over the past 5 years, BayFirst Financial's Net Margin (Yearly) stood at 9.03% in 2020, then spiked by 3,134bps to 40.36% in 2021, then tumbled by 4,228bps to -1.92% in 2022, then surged by 742bps to 5.50% in 2023, then spiked by 573bps to 11.23% in 2024.