Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) Interest Coverage Ratio: 2020-2024

Historic Interest Coverage Ratio for BayFirst Financial (BAFN) over the last 5 years, with Dec 2024 value amounting to 1.38.

  • BayFirst Financial's Interest Coverage Ratio fell 232.65% to -1.50 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.64, marking a year-over-year decrease of 44.26%. This contributed to the annual value of 1.38 for FY2024, which is 10.31% up from last year.
  • Per BayFirst Financial's latest filing, its Interest Coverage Ratio stood at 1.38 for FY2024, which was up 10.31% from 1.25 recorded in FY2023.
  • Over the past 5 years, BayFirst Financial's Interest Coverage Ratio peaked at 2.61 during FY2021, and registered a low of 1.25 during FY2023.
  • In the last 3 years, BayFirst Financial's Interest Coverage Ratio had a median value of 1.38 in 2024 and averaged 1.48.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first crashed by 31.36% in 2023, then rose by 10.31% in 2024.
  • BayFirst Financial's Interest Coverage Ratio (Yearly) stood at 2.54 in 2020, then rose by 2.78% to 2.61 in 2021, then tumbled by 30.09% to 1.82 in 2022, then plummeted by 31.36% to 1.25 in 2023, then rose by 10.31% to 1.38 in 2024.