United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026)
United Bankshares (UBSI) posted quarterly Loans - Loss Allowance of $299.6 million for Q1 2026, down 3.49% year-over-year from $310.4 million in Q1 2025, and up 0.7% quarter-over-quarter from $297.5 million in Q4 2025.
United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has reported Loans - Loss Allowance for 14 consecutive years, with $299.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 3.49% year-over-year to $299.6 million; the TTM figure through Mar 2026 stood at $299.6 million (down 3.49% YoY), while the FY2025 annual figure was $297.5 million, up 9.44% from the prior year.
- Loans - Loss Allowance grew to $299.6 million in Q1 2026 per UBSI's latest filing, from $297.5 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $310.4 million in Q1 2025 and bottomed at $213.7 million in Q2 2022.
- Historically, Loans - Loss Allowance has averaged $263.3 million across 5 years, with a median of $262.9 million in 2024.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance retreated 7.34% — and 2025, when it rose 18.07%.
- United Bankshares' Loans - Loss Allowance stood at $234.7 million in 2022, then grew by 10.43% to $259.2 million in 2023, then rose by 4.86% to $271.8 million in 2024, then advanced by 9.44% to $297.5 million in 2025, then gained by 0.7% to $299.6 million in 2026.
- Business Quant data shows UBSI's Loans - Loss Allowance at $299.6 million in Q1 2026, $297.5 million in Q4 2025, and $300.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | United Bankshares | 6.60 Bn | 4.48 Bn | - | 299.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 299.50 Mn |
| Mar 31, 2026 | 299.60 Mn |
| Dec 31, 2025 | 297.52 Mn |
| Sep 30, 2025 | 300.05 Mn |
| Jun 30, 2025 | 307.96 Mn |
| Mar 31, 2025 | 310.42 Mn |
| Dec 31, 2024 | 271.84 Mn |
| Sep 30, 2024 | 270.77 Mn |
| Jun 30, 2024 | 267.42 Mn |
| Mar 31, 2024 | 262.91 Mn |
| Dec 31, 2023 | 259.24 Mn |
| Sep 30, 2023 | 254.89 Mn |
| Jun 30, 2023 | 250.72 Mn |
| Mar 31, 2023 | 240.49 Mn |
| Dec 31, 2022 | 234.75 Mn |
| Sep 30, 2022 | 219.61 Mn |
| Jun 30, 2022 | 213.73 Mn |
| Mar 31, 2022 | 214.59 Mn |
| Dec 31, 2021 | 216.02 Mn |
| Sep 30, 2021 | 210.89 Mn |