KPIs & Operating Metrics(New)
Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - AdjustmentsLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term InvestmentsNon-Current DebtOperating LeasesOther Non-Current AssetsPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecuritiesSecurities - Held-to-maturityShareholder's EquityShares OutstandingShort-term InvestmentsTotal DebtTotal LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

United Bankshares (UBSI) Loans - Loss Allowance (2017 - 2025)

United Bankshares (UBSI) has disclosed Loans - Loss Allowance for 11 consecutive years, with $297.5 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 9.44% to $297.5 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $297.5 million through Dec 2025, up 9.44% year-over-year, with the annual reading at $297.5 million for FY2025, 9.44% up from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $297.5 million at United Bankshares, down from $300.0 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $310.4 million in Q1 2025, with the low at $210.9 million in Q3 2021.
  • Average Loans - Loss Allowance over 5 years is $252.6 million, with a median of $252.8 million recorded in 2023.
  • Peak annual rise in Loans - Loss Allowance hit 49.48% in 2021, while the deepest fall reached 8.4% in 2021.
  • Over 5 years, Loans - Loss Allowance stood at $216.0 million in 2021, then increased by 8.67% to $234.7 million in 2022, then increased by 10.43% to $259.2 million in 2023, then grew by 4.86% to $271.8 million in 2024, then rose by 9.44% to $297.5 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $297.5 million, $300.0 million, and $308.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.