United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026)
United Bankshares (UBSI) reported Loans - Loss Allowance of $299.5 million for Q2 2026, down 2.7% from $307.96 million a year earlier and unchanged from the prior quarter.
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Analysis
United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, United Bankshares posted Loans - Loss Allowance of $297.52 million, up 9.4% from FY2024.
- Loans - Loss Allowance has increased for four consecutive years, with a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $271.84 million in FY2024 (+4.9%), $259.24 million in FY2023 (+10.4%), $234.75 million in FY2022 (+8.7%) and $216.02 million in FY2021 (-8.4%).
- Five-year quarterly Loans - Loss Allowance spans a low of $210.89 million in Q3 2021 and a high of $310.42 million in Q1 2025.
- Year over year, Loans - Loss Allowance gained in six of the last eight quarters, with growth averaging 7.3%.
- The high point for year-over-year Loans - Loss Allowance in five years was Q1 2025 (growth of 18.1%); the low point was Q4 2021 (a decline of 8.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $299.6 million (Q1 2026), $297.52 million (Q4 2025) and $300.05 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - | 299.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 299.50 Mn |
| Mar 31, 2026 | 299.60 Mn |
| Dec 31, 2025 | 297.52 Mn |
| Sep 30, 2025 | 300.05 Mn |
| Jun 30, 2025 | 307.96 Mn |
| Mar 31, 2025 | 310.42 Mn |
| Dec 31, 2024 | 271.84 Mn |
| Sep 30, 2024 | 270.77 Mn |
| Jun 30, 2024 | 267.42 Mn |
| Mar 31, 2024 | 262.91 Mn |
| Dec 31, 2023 | 259.24 Mn |
| Sep 30, 2023 | 254.89 Mn |
| Jun 30, 2023 | 250.72 Mn |
| Mar 31, 2023 | 240.49 Mn |
| Dec 31, 2022 | 234.75 Mn |
| Sep 30, 2022 | 219.61 Mn |
| Jun 30, 2022 | 213.73 Mn |
| Mar 31, 2022 | 214.59 Mn |
| Dec 31, 2021 | 216.02 Mn |
| Sep 30, 2021 | 210.89 Mn |
API Access
United Bankshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=UBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();