United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026)
United Bankshares' (UBSI) quarterly Loans - Loss Allowance came in at $299.6 million in Q1 2026, down 3.49% year-on-year from $310.4 million in Q1 2025, and up 0.7% on a QoQ basis from $297.5 million in Q4 2025.
United Bankshares (UBSI) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has 14 years of Loans - Loss Allowance data on file, last reported at $299.6 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance fell 3.49% year-over-year to $299.6 million in Q1 2026; TTM through Mar 2026 was $299.6 million, a 3.49% decrease from a year earlier, with the FY2025 full-year figure at $297.5 million, up 9.44% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $299.6 million, up from $297.5 million in the prior quarter.
- Over the last five years, Loans - Loss Allowance for UBSI reached as high as $310.4 million in Q1 2025 and fell as low as $213.7 million in Q2 2022.
- Historically, Loans - Loss Allowance has averaged $263.3 million across 5 years, with a median of $262.9 million in 2024.
- Across the five-year window, Loans - Loss Allowance declined 7.34% in 2022 and grew 18.07% in 2025, its largest moves.
- Year by year, Loans - Loss Allowance stood at $234.7 million in 2022, then rose by 10.43% to $259.2 million in 2023, then advanced by 4.86% to $271.8 million in 2024, then grew by 9.44% to $297.5 million in 2025, then climbed by 0.7% to $299.6 million in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $299.6 million in Q1 2026, $297.5 million in Q4 2025, and $300.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | United Bankshares | 7.16 Bn | 4.85 Bn | - | 299.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 299.60 Mn |
| Dec 31, 2025 | 297.52 Mn |
| Sep 30, 2025 | 300.05 Mn |
| Jun 30, 2025 | 307.96 Mn |
| Mar 31, 2025 | 310.42 Mn |
| Dec 31, 2024 | 271.84 Mn |
| Sep 30, 2024 | 270.77 Mn |
| Jun 30, 2024 | 267.42 Mn |
| Mar 31, 2024 | 262.91 Mn |
| Dec 31, 2023 | 259.24 Mn |
| Sep 30, 2023 | 254.89 Mn |
| Jun 30, 2023 | 250.72 Mn |
| Mar 31, 2023 | 240.49 Mn |
| Dec 31, 2022 | 234.75 Mn |
| Sep 30, 2022 | 219.61 Mn |
| Jun 30, 2022 | 213.73 Mn |
| Mar 31, 2022 | 214.59 Mn |
| Dec 31, 2021 | 216.02 Mn |
| Sep 30, 2021 | 210.89 Mn |
| Jun 30, 2021 | 217.55 Mn |