United Bankshares (UBSI) Retained Earnings (2009 - 2026)
United Bankshares (UBSI) recorded Retained Earnings of $2.32 billion in Q2 2026, up 15.0% from $2.02 billion a year earlier and up 3.5% from the prior quarter.
United Bankshares (UBSI) Retained Earnings (2009 - 2026) Analysis & Trends
At the end of FY2025, United Bankshares reported Retained Earnings of $2.17 billion, up 13.2% from FY2024.
- Annual Retained Earnings has increased for 16 straight years, with a five-year compound annual growth rate of 12.5% (FY2020 to FY2025).
- Across earlier years, Retained Earnings came in at $1.92 billion in FY2024 (+9.9%), $1.75 billion in FY2023 (+10.8%), $1.58 billion in FY2022 (+13.3%) and $1.39 billion in FY2021 (+15.4%).
- The Q2 2026 figure is the highest quarterly Retained Earnings in data going back to Q4 2009.
- On a year-over-year basis, Retained Earnings has increased for 27 consecutive quarters, with growth averaging 11.7% over the last eight quarters.
- Over the past five years, the year-over-year growth in Retained Earnings ranged from 9.2% (Q3 2024) to 17.7% (Q3 2021).
- Per Business Quant, the preceding three quarters came in at $2.24 billion (Q1 2026), $2.17 billion (Q4 2025) and $2.09 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 237.23 Bn |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - | 2.32 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.32 Bn |
| Mar 31, 2026 | 2.24 Bn |
| Dec 31, 2025 | 2.17 Bn |
| Sep 30, 2025 | 2.09 Bn |
| Jun 30, 2025 | 2.02 Bn |
| Mar 31, 2025 | 1.95 Bn |
| Dec 31, 2024 | 1.92 Bn |
| Sep 30, 2024 | 1.87 Bn |
| Jun 30, 2024 | 1.83 Bn |
| Mar 31, 2024 | 1.78 Bn |
| Dec 31, 2023 | 1.75 Bn |
| Sep 30, 2023 | 1.72 Bn |
| Jun 30, 2023 | 1.67 Bn |
| Mar 31, 2023 | 1.63 Bn |
| Dec 31, 2022 | 1.58 Bn |
| Sep 30, 2022 | 1.52 Bn |
| Jun 30, 2022 | 1.47 Bn |
| Mar 31, 2022 | 1.42 Bn |
| Dec 31, 2021 | 1.39 Bn |
| Sep 30, 2021 | 1.36 Bn |
United Bankshares Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();