United Bankshares (UBSI) Net Margin (2009 - 2026)
United Bankshares (UBSI) recorded Net Margin of 460.36% in Q2 2026, down 16.50 percentage points from 476.86% a year earlier but up 8.20 percentage points from the prior quarter.
United Bankshares (UBSI) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, United Bankshares' Net Margin came in at 471.58% as of Jun 30, 2026, up 83.88 percentage points year-over-year; for FY2025, it was 448.48%, up 88.14 percentage points from FY2024.
- Annual Net Margin has increased for five straight years, with a five-year change of +361.75 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 360.34% in FY2024 (+26.64 pp), 333.70% in FY2023 (+34.13 pp), 299.57% in FY2022 (+153.05 pp) and 146.53% in FY2021 (+59.80 pp).
- Quarterly Net Margin has ranged from 148.09% in Q3 2021 to 489.49% in Q4 2025 over the past five years.
- On a year-over-year basis, Net Margin rose in seven of the last eight quarters, with an average year-over-year change of +66.43 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 249.94 percentage points in Q4 2022, against a drop of 92.62 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 452.16% (Q1 2026), 489.49% (Q4 2025) and 485.78% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | United Bankshares | 6.29 Bn | 6.17 Bn | - | 460.36% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 460.36% |
| Mar 31, 2026 | 452.16% |
| Dec 31, 2025 | 489.49% |
| Sep 30, 2025 | 485.78% |
| Jun 30, 2025 | 476.86% |
| Mar 31, 2025 | 336.62% |
| Dec 31, 2024 | 379.99% |
| Sep 30, 2024 | 358.16% |
| Jun 30, 2024 | 383.66% |
| Mar 31, 2024 | 322.57% |
| Dec 31, 2023 | 310.51% |
| Sep 30, 2023 | 339.65% |
| Jun 30, 2023 | 326.46% |
| Mar 31, 2023 | 356.56% |
| Dec 31, 2022 | 403.12% |
| Sep 30, 2022 | 370.80% |
| Jun 30, 2022 | 280.06% |
| Mar 31, 2022 | 203.31% |
| Dec 31, 2021 | 153.19% |
| Sep 30, 2021 | 148.09% |
United Bankshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();