United Bankshares (UBSI) Net Margin (2009 - 2026)
United Bankshares (UBSI) recorded Net Margin of 40.57% in Q2 2026, up 1.12 percentage points from 39.45% a year earlier and up 1.34 percentage points from the prior quarter.
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Analysis
United Bankshares (UBSI) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, United Bankshares' Net Margin came in at 40.18% as of Jun 30, 2026, up 4.93 percentage points year-over-year; for FY2025, it was 37.55%, up 1.50 percentage points from FY2024.
- Annual Net Margin has a five-year change of +9.88 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 36.05% in FY2024 (+1.33 pp), 34.72% in FY2023 (-1.45 pp), 36.17% in FY2022 (+0.14 pp) and 36.02% in FY2021 (+8.35 pp).
- The Q2 2026 figure is the highest quarterly Net Margin in data going back to Q2 2009.
- On a year-over-year basis, Net Margin has increased for five consecutive quarters, with an average year-over-year change of +2.76 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 10.12 percentage points in Q1 2026, against a drop of 5.45 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 39.23% (Q1 2026), 40.46% (Q4 2025) and 40.44% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | United Bankshares | 6.54 Bn | -2.38 Bn | - | 39.59% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.59% |
| Jun 30, 2026 | 40.57% |
| Mar 31, 2026 | 39.23% |
| Dec 31, 2025 | 40.46% |
| Sep 30, 2025 | 40.44% |
| Jun 30, 2025 | 39.45% |
| Mar 31, 2025 | 29.11% |
| Dec 31, 2024 | 36.04% |
| Sep 30, 2024 | 36.33% |
| Jun 30, 2024 | 37.71% |
| Mar 31, 2024 | 34.08% |
| Dec 31, 2023 | 30.14% |
| Sep 30, 2023 | 36.69% |
| Jun 30, 2023 | 35.20% |
| Mar 31, 2023 | 36.81% |
| Dec 31, 2022 | 35.59% |
| Sep 30, 2022 | 37.53% |
| Jun 30, 2022 | 36.99% |
| Mar 31, 2022 | 34.38% |
| Dec 31, 2021 | 31.07% |
API Access
United Bankshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();