United Bankshares (UBSI) Interest Expense - Debt (2009 - 2026)
United Bankshares (UBSI) recorded Interest Expense - Debt of $5.32 million in Q2 2026, down 11.6% from $6.02 million a year earlier but up 1.4% from the prior quarter.
United Bankshares (UBSI) Interest Expense - Debt (2009 - 2026) Analysis & Trends
On a TTM basis, United Bankshares' Interest Expense - Debt came in at $22.09 million as of Jun 30, 2026, down 11.9% year-over-year; for FY2025, it came in at $23.4 million, down 45.9% from FY2024.
- Annual Interest Expense - Debt has a five-year compound annual growth rate of -4.2% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Debt came in at $43.28 million in FY2024 (-48.4%), $83.85 million in FY2023 (+256.3%), $23.54 million in FY2022 (+133.7%) and $10.07 million in FY2021 (-65.3%).
- Quarterly Interest Expense - Debt has ranged from $2.53 million in Q4 2021 to $25.41 million in Q2 2023 over the past five years.
- On a year-over-year basis, Interest Expense - Debt has declined for ten consecutive quarters, with an average decline of 36.0% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Debt in the last five years was growth of 889.2% in Q1 2023, against a decline of 63.9% in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $5.25 million (Q1 2026), $5.55 million (Q4 2025) and $5.98 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - | 5.32 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.32 Mn |
| Mar 31, 2026 | 5.25 Mn |
| Dec 31, 2025 | 5.55 Mn |
| Sep 30, 2025 | 5.98 Mn |
| Jun 30, 2025 | 6.02 Mn |
| Mar 31, 2025 | 5.85 Mn |
| Dec 31, 2024 | 6.11 Mn |
| Sep 30, 2024 | 7.11 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 16.23 Mn |
| Dec 31, 2023 | 15.36 Mn |
| Sep 30, 2023 | 17.86 Mn |
| Jun 30, 2023 | 25.41 Mn |
| Mar 31, 2023 | 25.23 Mn |
| Dec 31, 2022 | 13.20 Mn |
| Sep 30, 2022 | 4.91 Mn |
| Jun 30, 2022 | 2.88 Mn |
| Mar 31, 2022 | 2.55 Mn |
| Dec 31, 2021 | 2.53 Mn |
| Sep 30, 2021 | 2.53 Mn |
United Bankshares Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();