United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026)
United Bankshares (UBSI) reported Interest Coverage Ratio of 2.17 for Q1 2026, up 24.33% year-over-year from 1.74 in Q1 2025, and up 2.26% quarter-over-quarter from 2.12 in Q4 2025.
United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has 18 years of Interest Coverage Ratio data on file, last reported at 2.17 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.17, up 24.33% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.1 (up 17.61% YoY), and the FY2025 annual result was 2.0, up 11.95% from the prior year.
- Interest Coverage Ratio grew to 2.17 in Q1 2026 per UBSI's latest filing, from 2.12 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 10.26 in Q2 2022 and troughed at 1.74 in Q1 2024.
- A 5-year average of 3.25 and a median of 2.04 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio plunged 80.72% in 2023, then rose 24.33% in 2026.
- A 5-year view of Interest Coverage Ratio shows it stood at 3.17 in 2022, then slumped by 44.82% to 1.75 in 2023, then advanced by 5.55% to 1.84 in 2024, then climbed by 15.04% to 2.12 in 2025, then rose by 2.26% to 2.17 in 2026.
- Business Quant data shows UBSI's Interest Coverage Ratio at 2.17 in Q1 2026, 2.12 in Q4 2025, and 2.09 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Bankshares | 6.37 Bn | 4.05 Bn | - | 2.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 2.09 |
| Jun 30, 2025 | 2.04 |
| Mar 31, 2025 | 1.74 |
| Dec 31, 2024 | 1.84 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.74 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.98 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 6.57 |
| Jun 30, 2022 | 10.26 |
| Mar 31, 2022 | 10.01 |
| Dec 31, 2021 | 9.11 |
| Sep 30, 2021 | 10.26 |
| Jun 30, 2021 | 9.73 |