United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026)
United Bankshares' (UBSI) quarterly Interest Coverage Ratio came in at 2.17 in Q1 2026, up 24.33% year-on-year from 1.74 in Q1 2025, and up 2.26% on a QoQ basis from 2.12 in Q4 2025.
United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has 18 years of Interest Coverage Ratio data on file, last reported at 2.17 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 24.33% year-over-year to 2.17 in Q1 2026; TTM through Mar 2026 was 2.1, a 17.61% increase from a year earlier, with the FY2025 full-year figure at 2.0, up 11.95% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.17, up from 2.12 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for UBSI reached as high as 10.26 in Q2 2022 and fell as low as 1.74 in Q1 2024.
- Historically, Interest Coverage Ratio has averaged 3.25 across 5 years, with a median of 2.04 in 2025.
- Across the five-year window, Interest Coverage Ratio slumped 80.72% in 2023 and grew 24.33% in 2026, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.17 in 2022, then tumbled by 44.82% to 1.75 in 2023, then increased by 5.55% to 1.84 in 2024, then rose by 15.04% to 2.12 in 2025, then climbed by 2.26% to 2.17 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.17 in Q1 2026, 2.12 in Q4 2025, and 2.09 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | United Bankshares | 7.16 Bn | 4.85 Bn | - | 2.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 2.09 |
| Jun 30, 2025 | 2.04 |
| Mar 31, 2025 | 1.74 |
| Dec 31, 2024 | 1.84 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.74 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.98 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 6.57 |
| Jun 30, 2022 | 10.26 |
| Mar 31, 2022 | 10.01 |
| Dec 31, 2021 | 9.11 |
| Sep 30, 2021 | 10.26 |
| Jun 30, 2021 | 9.73 |