United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026)

United Bankshares' (UBSI) quarterly Interest Coverage Ratio came in at 2.17 in Q1 2026, up 24.33% year-on-year from 1.74 in Q1 2025, and up 2.26% on a QoQ basis from 2.12 in Q4 2025.

United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

United Bankshares (UBSI) has 18 years of Interest Coverage Ratio data on file, last reported at 2.17 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 24.33% year-over-year to 2.17 in Q1 2026; TTM through Mar 2026 was 2.1, a 17.61% increase from a year earlier, with the FY2025 full-year figure at 2.0, up 11.95% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.17, up from 2.12 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for UBSI reached as high as 10.26 in Q2 2022 and fell as low as 1.74 in Q1 2024.
  • Historically, Interest Coverage Ratio has averaged 3.25 across 5 years, with a median of 2.04 in 2025.
  • Across the five-year window, Interest Coverage Ratio slumped 80.72% in 2023 and grew 24.33% in 2026, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 3.17 in 2022, then tumbled by 44.82% to 1.75 in 2023, then increased by 5.55% to 1.84 in 2024, then rose by 15.04% to 2.12 in 2025, then climbed by 2.26% to 2.17 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.17 in Q1 2026, 2.12 in Q4 2025, and 2.09 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 United Bankshares 7.16 Bn 4.85 Bn - 2.17

Historic Data

Download Data
DateValue
Mar 31, 2026 2.17
Dec 31, 2025 2.12
Sep 30, 2025 2.09
Jun 30, 2025 2.04
Mar 31, 2025 1.74
Dec 31, 2024 1.84
Sep 30, 2024 1.79
Jun 30, 2024 1.78
Mar 31, 2024 1.74
Dec 31, 2023 1.75
Sep 30, 2023 1.94
Jun 30, 2023 1.98
Mar 31, 2023 2.29
Dec 31, 2022 3.17
Sep 30, 2022 6.57
Jun 30, 2022 10.26
Mar 31, 2022 10.01
Dec 31, 2021 9.11
Sep 30, 2021 10.26
Jun 30, 2021 9.73