United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026)
United Bankshares (UBSI) posted quarterly Interest Coverage Ratio of 2.17 for Q1 2026, up 24.33% year-over-year from 1.74 in Q1 2025, and up 2.26% quarter-over-quarter from 2.12 in Q4 2025.
United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has reported Interest Coverage Ratio for 18 consecutive years, with 2.17 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 24.33% year-over-year to 2.17; the TTM figure through Mar 2026 stood at 2.1 (up 17.61% YoY), while the FY2025 annual figure was 2.0, up 11.95% from the prior year.
- Interest Coverage Ratio improved to 2.17 in Q1 2026 per UBSI's latest filing, from 2.12 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.26 in Q2 2022 and bottomed at 1.74 in Q1 2024.
- Historically, Interest Coverage Ratio has averaged 3.25 across 5 years, with a median of 2.04 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 80.72% — and 2026, when it rose 24.33%.
- United Bankshares' Interest Coverage Ratio stood at 3.17 in 2022, then tumbled by 44.82% to 1.75 in 2023, then climbed by 5.55% to 1.84 in 2024, then grew by 15.04% to 2.12 in 2025, then gained by 2.26% to 2.17 in 2026.
- Business Quant data shows UBSI's Interest Coverage Ratio at 2.17 in Q1 2026, 2.12 in Q4 2025, and 2.09 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | United Bankshares | 6.60 Bn | 4.48 Bn | - | 2.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.75 |
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 2.09 |
| Jun 30, 2025 | 2.04 |
| Mar 31, 2025 | 1.74 |
| Dec 31, 2024 | 1.84 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.74 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.98 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 6.57 |
| Jun 30, 2022 | 10.26 |
| Mar 31, 2022 | 10.01 |
| Dec 31, 2021 | 9.11 |
| Sep 30, 2021 | 10.26 |