KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Bankshares (UBSI) Interest Coverage Ratio (2016 - 2025)

United Bankshares (UBSI) has disclosed Interest Coverage Ratio for 15 consecutive years, with 2.12 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 15.04% to 2.12 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.0 through Dec 2025, up 11.95% year-over-year, with the annual reading at 2.0 for FY2025, 11.95% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 2.12 at United Bankshares, up from 2.09 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 10.26 in Q3 2021, with the low at 1.74 in Q1 2024.
  • Average Interest Coverage Ratio over 5 years is 4.62, with a median of 2.11 recorded in 2025.
  • The sharpest move saw Interest Coverage Ratio skyrocketed 344.14% in 2021, then crashed 80.72% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 9.11 in 2021, then crashed by 65.23% to 3.17 in 2022, then crashed by 44.82% to 1.75 in 2023, then grew by 5.55% to 1.84 in 2024, then increased by 15.04% to 2.12 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 2.12, 2.09, and 2.04 for Q4 2025, Q3 2025, and Q2 2025 respectively.