United Bankshares (UBSI) Interest Coverage Ratio (2009 - 2026)
United Bankshares (UBSI) reported Interest Coverage Ratio of 2.17 for Q1 2026, up 24.33% year-over-year from 1.74 in Q1 2025, and up 2.26% on a QoQ basis from 2.12 in Q4 2025.
United Bankshares (UBSI) has 18 years of Interest Coverage Ratio data on file, last reported at 2.17 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 24.33% year-over-year to 2.17 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.1 (up 17.61% YoY) and the FY2025 annual result came in at 2.0, up 11.95% from the prior year.
- Interest Coverage Ratio advanced to 2.17 in Q1 2026 per UBSI's latest filing, from 2.12 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.26 in Q2 2022 and bottomed at 1.74 in Q1 2024.
- The 5-year median for Interest Coverage Ratio is 2.04 (2025), against an average of 3.25.
- The widest annual swing landed in 2023, when Interest Coverage Ratio slumped 80.72%; it then grew 24.33% in 2026.
- Tracing UBSI's Interest Coverage Ratio over 5 years: stood at 3.17 in 2022, then plunged by 44.82% to 1.75 in 2023, then rose by 5.55% to 1.84 in 2024, then gained by 15.04% to 2.12 in 2025, then grew by 2.26% to 2.17 in 2026.
- Per Business Quant, the three latest UBSI Interest Coverage Ratio figures stand at 2.17 (Q1 2026), 2.12 (Q4 2025), and 2.09 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | United Bankshares | 6.04 Bn | 3.72 Bn | - | 2.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 2.09 |
| Jun 30, 2025 | 2.04 |
| Mar 31, 2025 | 1.74 |
| Dec 31, 2024 | 1.84 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.74 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.98 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 6.57 |
| Jun 30, 2022 | 10.26 |
| Mar 31, 2022 | 10.01 |
| Dec 31, 2021 | 9.11 |
| Sep 30, 2021 | 10.26 |
| Jun 30, 2021 | 9.73 |
| Mar 31, 2021 | 10.15 |
| Dec 31, 2020 | 7.69 |
| Sep 30, 2020 | 6.40 |
| Jun 30, 2020 | 3.27 |
| Mar 31, 2020 | 2.29 |
| Dec 31, 2019 | 2.78 |
| Sep 30, 2019 | 2.71 |
| Jun 30, 2019 | 2.74 |
| Mar 31, 2019 | 2.80 |
| Dec 31, 2018 | 2.95 |
| Sep 30, 2018 | 3.27 |
| Jun 30, 2018 | 3.96 |
| Mar 31, 2018 | 4.44 |
| Dec 31, 2017 | 4.92 |
| Sep 30, 2017 | 4.97 |
| Jun 30, 2017 | 4.01 |
| Mar 31, 2017 | 5.49 |
| Dec 31, 2016 | 5.98 |
| Sep 30, 2016 | 6.00 |
| Jun 30, 2016 | 5.65 |
| Mar 31, 2016 | 6.15 |
| Dec 31, 2015 | 5.99 |
| Sep 30, 2015 | 6.13 |
| Jun 30, 2015 | 6.40 |
| Mar 31, 2015 | 6.10 |
| Dec 31, 2014 | 5.45 |
| Sep 30, 2014 | 5.54 |
| Jun 30, 2014 | 5.57 |
| Mar 31, 2014 | 5.66 |
| Dec 31, 2013 | 4.42 |
| Sep 30, 2013 | 4.59 |
| Jun 30, 2013 | 4.43 |
| Mar 31, 2013 | 4.34 |
| Dec 31, 2012 | 4.12 |
| Sep 30, 2012 | 3.51 |
| Jun 30, 2012 | 3.57 |
| Mar 31, 2012 | 3.41 |
| Dec 31, 2011 | 3.18 |
| Sep 30, 2011 | 3.09 |
| Jun 30, 2011 | 2.84 |
| Mar 31, 2011 | 2.80 |
| Dec 31, 2010 | 2.51 |
| Sep 30, 2010 | 2.18 |
| Jun 30, 2010 | 2.19 |
| Mar 31, 2010 | 2.08 |
| Dec 31, 2009 | 1.90 |
| Sep 30, 2009 | 1.55 |
| Jun 30, 2009 | 1.37 |