United Bankshares (UBSI) Debt Ratio (2009 - 2026)

United Bankshares' (UBSI) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 19.1% year-on-year from 0.01 in Q1 2025, and up 25.73% on a QoQ basis from 0.01 in Q4 2025.

United Bankshares (UBSI) Debt Ratio (2009 - 2026) Analysis & Trends

United Bankshares (UBSI) has 18 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 19.1% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 19.1% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 36.79% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.01, up from 0.01 in the prior quarter.
  • Over the last five years, Debt Ratio for UBSI reached as high as 0.08 in Q1 2023 and fell as low as 0.0 in Q2 2022.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2025.
  • Across the five-year window, Debt Ratio soared 678.12% in 2022 and tumbled 88.83% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.01 in 2022, then surged by 70.85% to 0.01 in 2023, then climbed by 0.25% to 0.01 in 2024, then sank by 36.79% to 0.01 in 2025, then advanced by 25.73% to 0.01 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 United Bankshares 7.16 Bn 4.85 Bn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.08
Dec 31, 2022 0.01
Sep 30, 2022 0.03
Jun 30, 2022 0.00
Mar 31, 2022 0.02
Dec 31, 2021 0.00
Sep 30, 2021 0.00
Jun 30, 2021 0.00