United Bankshares (UBSI) Debt Ratio (2009 - 2026)
United Bankshares (UBSI) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 19.1% year-over-year from 0.01 in Q1 2025, and up 25.73% quarter-over-quarter from 0.01 in Q4 2025.
United Bankshares (UBSI) Debt Ratio (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has reported Debt Ratio for 18 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 19.1% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 19.1% YoY), while the FY2025 annual figure was 0.01, down 36.79% from the prior year.
- Debt Ratio grew to 0.01 in Q1 2026 per UBSI's latest filing, from 0.01 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.08 in Q1 2023 and bottomed at 0.0 in Q2 2022.
- Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2025.
- Annual changes were most pronounced in 2022 — Debt Ratio surged 678.12% — and 2024, when it sank 88.83%.
- United Bankshares' Debt Ratio stood at 0.01 in 2022, then soared by 70.85% to 0.01 in 2023, then gained by 0.25% to 0.01 in 2024, then sank by 36.79% to 0.01 in 2025, then rose by 25.73% to 0.01 in 2026.
- Business Quant data shows UBSI's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | United Bankshares | 6.60 Bn | 4.48 Bn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.00 |