KPIs & Operating Metrics(New)

United Bankshares (UBSI) Debt Ratio (2009 - 2026)

United Bankshares (UBSI) reported Debt Ratio of 0.01 for Q1 2026, down 2.72% year-over-year from 0.01 in Q1 2025, and little changed on a QoQ basis from 0.01 in Q4 2025.

United Bankshares (UBSI) has 18 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 2.72% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 2.72% YoY) and the FY2025 annual result came in at 0.01, down 14.3% from the prior year.
  • Debt Ratio was little changed at 0.01 in Q1 2026 per UBSI's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.06 in Q4 2022 and bottomed at 0.0 in Q1 2022.
  • The 5-year median for Debt Ratio is 0.01 (2024), against an average of 0.01.
  • The widest annual swing landed in 2023, when Debt Ratio plunged 89.89%; it then jumped 762.98% in 2024.
  • Tracing UBSI's Debt Ratio over 5 years: stood at 0.06 in 2022, then sank by 89.89% to 0.01 in 2023, then surged by 32.26% to 0.01 in 2024, then dropped by 14.3% to 0.01 in 2025, then slipped by 0.13% to 0.01 in 2026.
  • Per Business Quant, the three latest UBSI Debt Ratio figures stand at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 United Bankshares 6.04 Bn 3.72 Bn - 0.01

Historic Data

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DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.00
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.05
Dec 31, 2023 0.01
Sep 30, 2023 0.04
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.06
Sep 30, 2022 0.00
Jun 30, 2022 0.01
Mar 31, 2022 0.00
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.00
Mar 31, 2021 0.02
Dec 31, 2020 0.01
Sep 30, 2020 0.02
Jun 30, 2020 0.05
Mar 31, 2020 0.11
Dec 31, 2019 0.01
Sep 30, 2019 0.01
Jun 30, 2019 0.01
Mar 31, 2019 0.08
Dec 31, 2018 0.01
Dec 31, 2017 0.01
Dec 31, 2016 0.02
Dec 31, 2015 0.01
Dec 31, 2014 0.01
Dec 31, 2013 0.01
Dec 31, 2012 0.02
Mar 31, 2012 0.02
Dec 31, 2011 0.05
Sep 30, 2011 0.05
Jun 30, 2011 0.05
Mar 31, 2011 0.04
Dec 31, 2010 0.05
Dec 31, 2009 0.08