United Bankshares Income Statement (2011-2025) | UBSI

1Y3Y5Y7Y10YAll
Download Data
Income Statement Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 4.44M4.80M3.64M4.27M4.13M3.44M4.35M5.95M5.19M4.96M4.78M4.34M4.68M6.20M4.75M6.31M5.35M5.72M5.18M6.32M4.04M7.67M6.99M5.82M5.90M8.25M7.28M6.98M5.18M6.20M4.81M5.82M5.00M5.42M5.03M5.87M27.12M45.91M16.78M0.14M-8.88M-7.83M-7.41M-3.41M-1.81M7.67M16.37M6.89M11.44M5.95M6.88M5.74M5.78M6.94M6.69M29.10M5.89M12.10M
Revenue 75.34M75.29M89.00M89.82M86.43M86.70M88.02M87.31M84.76M83.53M85.04M86.26M111.25M112.91M114.72M119.04M112.38M114.73M113.35M114.62M113.94M119.69M129.11M128.89M123.15M0.68M20.39M15.31M14.57M18.69M13.28M11.57M13.68M21.70M24.02M17.55M17.63M68.21M109.46M65.39M36.94M42.01M27.34M19.20M12.45M10.07M4.62M9.36M9.32M9.28M9.11M8.97M9.33M9.41M9.47M9.31M9.66M10.14M
Interest income
Interest income - Loans 65.86M65.32M77.63M79.40M75.66M75.67M75.52M74.99M71.82M70.82M71.26M72.12M87.61M96.17M97.87M102.00M95.15M96.70M97.33M98.53M99.33M103.33M112.27M115.80M108.94M140.90M155.82M159.88M148.93M159.29M164.23M164.27M164.87M175.13M165.15M161.80M158.85M179.31M192.27M188.67M182.74M176.69M176.38M180.84M196.16M225.50M262.08M279.90M294.36M308.20M320.73M320.99M326.25M331.53M323.83M351.84M370.64M378.19M
Interest income - Investments -0.04M-0.78M2.36M0.81M65.21M0.95M0.64M0.78M67.13M1.29M2.92M1.84M90.95M2.98M2.90M2.72M61.91M2.78M1.85M4.00M2.82M2.74M3.60M4.97M4.18M4.05M1.80M2.52M7.13M3.05M2.38M
Interest Income - Debt Securities 10.86M10.44M12.61M13.44M12.79M13.12M16.56M10.95M12.88M12.35M12.30M10.55M14.88M14.57M14.06M16.58M14.63M14.45M13.20M12.51M14.23M16.27M14.30M13.59M15.48M21.89M20.05M23.12M18.35M18.94M19.19M19.80M18.62M19.82M20.15M22.35M23.47M30.39M32.67M27.85M26.79M31.47M34.84M32.92M35.56M32.87M37.07M36.26M36.72M35.73M35.71M34.72M33.97M31.76M29.24M44.44M37.26M33.72M
Interest Income - Fed Funds 0.29M0.28M0.37M0.31M0.34M0.41M0.14M0.27M0.13M0.16M0.16M0.17M0.17M0.25M0.24M0.30M0.33M0.35M0.46M0.50M0.62M0.64M1.11M1.12M2.69M3.79M4.87M4.69M4.92M3.46M5.49M5.40M5.84M5.41M6.24M3.86M3.96M1.87M2.06M1.89M1.76M2.55M2.54M2.33M4.84M6.83M8.95M10.98M12.71M11.81M11.57M12.30M12.79M19.24M21.88M23.73M22.63M24.05M
Interest Income - Total 73.86M72.44M84.70M85.53M81.79M81.11M81.34M79.67M76.33M75.48M76.70M77.64M95.16M104.80M106.86M111.72M104.55M105.53M106.31M107.24M108.50M113.09M123.14M125.62M120.76M154.95M171.58M176.52M167.19M178.00M185.03M187.50M189.10M199.25M190.35M183.87M180.48M198.72M210.27M205.66M200.19M194.08M195.19M202.79M227.77M263.68M307.74M329.30M345.93M356.91M369.18M369.18M374.18M382.72M376.03M403.65M421.20M430.96M
Interest expenses
Interest Expense - Deposits 10.51M9.74M9.67M9.16M8.62M8.31M7.84M7.47M6.98M6.86M6.57M6.13M6.40M7.01M7.08M6.97M6.88M6.80M7.14M7.20M6.88M6.67M7.72M7.85M8.47M12.59M14.23M14.45M15.66M19.08M26.37M30.41M32.64M35.45M36.37M31.19M27.48M19.25M17.73M11.98M11.01M9.80M8.82M8.56M9.75M17.66M44.27M68.59M91.58M108.79M122.13M128.38M132.43M143.31M135.69M136.29M139.16M143.44M
Interest Expense - Debt 3.96M4.05M4.23M4.32M4.15M3.67M3.42M2.40M2.33M2.21M2.23M2.12M3.11M3.53M3.63M3.98M2.68M2.62M2.63M2.71M3.11M3.33M3.79M4.07M4.37M5.70M6.65M6.79M7.06M9.34M9.27M9.65M11.60M12.63M11.53M10.89M11.03M8.67M6.71M2.53M2.48M2.53M2.53M2.55M2.88M4.91M13.20M25.23M25.41M17.86M15.36M16.23M13.84M7.11M6.11M5.85M6.01M5.98M
Interest Expenses 14.49M13.81M13.95M13.54M12.82M12.05M11.32M10.00M9.50M9.28M9.07M8.45M9.86M10.87M10.94M11.17M9.80M9.63M9.99M10.09M10.21M10.36M12.07M12.37M13.14M18.70M21.31M21.66M23.14M28.88M36.26M40.80M44.93M48.69M48.43M42.59M38.96M28.11M24.61M14.70M13.67M12.50M11.52M11.29M12.87M23.06M58.34M94.98M118.47M128.46M139.49M146.69M148.47M152.47M143.43M143.59M146.66M150.84M
Interest Income - Net 59.36M58.62M70.75M71.99M68.97M69.06M70.01M69.67M66.82M66.20M67.63M69.19M85.30M93.93M95.92M100.56M94.75M95.90M96.32M97.16M98.28M102.72M111.07M113.25M107.62M136.25M150.28M154.86M144.04M149.12M148.78M146.71M144.17M150.55M141.92M141.28M141.52M170.60M185.66M190.96M186.52M181.58M183.68M191.50M214.90M240.62M249.40M234.32M227.46M228.45M229.69M222.49M225.72M230.26M232.61M260.06M274.54M280.12M
Non-interest income
Interest Income - Total 54.93M53.82M67.11M67.72M64.83M65.62M65.67M63.73M61.63M61.24M62.85M64.84M80.62M87.73M91.17M94.25M89.39M90.19M91.14M90.83M94.25M95.06M104.08M107.43M101.72M127.99M143.00M147.88M138.87M142.92M143.97M140.88M139.17M145.14M136.88M135.42M114.40M124.69M168.88M190.82M195.40M189.41M191.08M194.91M216.71M232.95M233.04M227.43M216.02M222.50M222.81M216.75M219.94M223.31M225.92M230.95M268.65M268.02M
Financial Services Fees 0.45M0.38M0.46M0.56M0.58M0.60M0.51M0.54M0.56M0.63M0.60M0.46M0.43M0.60M0.51M0.51M0.48M0.64M0.53M0.50M0.43M0.80M0.50M0.33M1.86M1.88M2.08M-3.76M2.22M1.95M2.79M
Service Charges 9.63M10.34M10.46M11.68M10.31M10.39M10.52M10.61M9.62M10.21M10.34M10.07M9.56M10.90M11.13M10.78M9.77M10.43M9.06M8.70M7.97M8.39M8.31M8.19M7.71M8.53M8.74M8.64M8.23M
Investment Gain (Loss) 0.55M0.63M0.45M-0.05M-0.08M0.20M0.07M0.26M0.14M0.35M0.10M0.93M0.82M0.00M1.31M1.23M0.05M0.00M0.11M0.04M0.00M0.25M0.00M0.06M3.98M0.76M0.47M0.43M0.15M0.03M0.11M0.48M-0.35M0.13M0.37M-0.06M-0.17M0.79M0.42M-0.10M4.65M-0.05M11.69M0.52M
Income - Trust 3.31M3.44M3.28M3.32M3.98M4.01M4.17M3.68M3.83M4.37M4.01M4.24M4.59M4.64M4.47M4.43M4.89M4.93M4.74M4.53M4.87M4.79M4.89M4.49M3.03M4.75M5.05M4.85M3.09M
Mortgage Banking 0.23M0.13M0.20M0.38M0.32M0.48M0.82M0.85M0.96M0.74M0.60M0.26M0.26M0.44M0.77M0.41M0.55M0.66M0.67M0.63M0.73M0.79M0.98M0.95M0.68M22.54M20.39M15.31M14.57M18.69M13.28M11.57M13.68M21.70M24.02M17.55M17.63M68.21M109.46M65.39M36.94M42.01M27.34M19.20M12.45M6.42M4.62M6.38M7.91M7.56M4.75M0.79M0.78M7.38M2.31M
Card Income 0.56M0.68M1.24M0.10M0.65M0.74M0.87M0.74M0.80M0.90M1.00M0.89M0.75M1.13M1.10M1.23M0.81M1.23M1.24M1.50M0.84M1.36M1.55M1.46M0.88M1.22M1.33M1.36M1.36M
Other Non-Interest Income 2.34M2.33M2.31M12.63M1.55M1.50M1.49M16.02M2.39M1.56M1.54M16.29M1.51M2.07M1.98M19.68M2.09M2.06M2.10M19.25M2.12M2.13M2.54M29.84M1.75M1.77M1.54M27.80M17.11M17.37M18.56M20.18M17.70M17.98M18.09M19.59M18.98M18.67M25.15M24.58M25.90M26.54M26.75M27.07M29.98M26.53M26.21M26.77M34.61M26.29M28.65M6.46M5.06M4.34M27.69M4.73M4.53M4.34M
Non-Interest Income 15.98M16.67M18.25M17.83M17.47M17.65M18.00M17.63M17.94M17.33M17.41M17.07M25.94M18.98M18.80M18.48M17.63M18.83M17.04M17.46M15.66M16.96M18.04M15.64M15.53M17.22M17.38M17.02M31.19M36.01M31.69M20.18M31.22M39.80M42.22M37.24M36.81M88.39M135.47M92.57M62.86M68.63M54.05M46.02M43.61M32.75M30.88M32.74M35.18M33.66M33.67M32.21M30.22M31.94M29.32M29.55M31.46M43.20M
Operating Items
Amortization - Intangibles 1.04M0.97M1.02M0.95M0.92M0.89M0.82M0.89M0.76M0.73M0.70M0.68M0.85M0.91M0.87M0.87M0.88M0.90M0.90M0.85M0.83M0.86M0.99M1.07M1.12M1.45M1.48M1.46M1.47M1.43M1.32M1.24M1.03M0.96M0.80M0.70M0.69M1.30M1.50M1.56M1.84M1.84M1.97M2.12M2.21M2.20M2.15M2.17M2.15M1.17M1.16M1.16M1.18M1.15M1.08M1.17M1.21M1.20M
Depreciation & Amortization - Total 1.65M1.46M2.23M2.63M1.94M2.41M2.05M1.91M1.70M1.71M1.96M2.38M1.90M2.24M2.38M3.05M2.12M2.02M2.60M2.29M2.01M2.06M2.10M2.46M1.97M2.47M3.06M3.04M3.16M3.28M3.89M3.52M3.31M3.67M3.70M3.52M3.85M5.00M5.62M6.04M5.83M7.29M6.82M7.33M7.31M7.81M6.87M7.00M8.03M7.17M7.54M6.85M7.55M7.81M7.47M8.58M8.55M8.54M
Research & Development 2.92M2.75M2.94M3.02M3.21M2.64M3.67M3.01M2.73M2.81M2.88M2.97M3.24M3.59M3.79M3.84M3.74M3.87M3.58M3.67M3.55M3.60M3.86M4.28M4.04M5.33M5.60M6.05M5.85M5.82M6.07M6.07M5.16M5.57M5.78M5.73M5.51M15.93M6.71M7.03M6.96M6.61M10.85M7.37M7.55M7.61M7.46M7.47M7.26M7.41M7.26M7.46M7.29M7.46M7.44M8.46M7.95M8.13M
Wages, Salaries and Other 14.87M15.02M16.97M17.76M17.91M17.96M17.26M18.27M16.60M16.96M17.27M17.24M25.01M21.55M22.17M22.10M20.27M20.72M22.70M24.43M22.28M22.63M24.21M26.53M24.03M56.03M44.88M41.45M40.84M43.12M41.31M39.20M38.95M44.30M46.31M44.40M44.54M68.66M84.45M72.41M68.56M67.46M71.54M62.62M62.63M59.62M57.54M55.41M58.50M59.06M57.83M59.29M58.50M58.48M58.34M60.87M62.93M64.09M
Rent Expense 4.39M4.14M5.05M5.02M5.04M5.32M5.06M5.00M5.19M4.82M4.93M4.88M6.43M6.51M6.40M6.45M6.53M6.54M5.65M5.58M6.25M7.77M6.92M6.58M6.78M13.91M9.36M9.01M9.43M9.08M9.27M8.69M8.75M8.67M8.70M8.73M9.06M10.32M10.94M10.94M10.10M10.34M10.65M11.19M11.21M11.28M11.46M11.83M11.41M11.49M11.69M12.34M11.40M11.27M11.07M12.60M12.53M12.49M
Pension (IS) 5.99M5.84M5.46M5.62M5.19M4.75M4.89M6.80M6.59M6.69M7.00M6.60M7.29M7.48M5.21M6.90M9.76M9.00M9.33M9.57M9.30M8.64M8.66M9.43M8.58M8.62M9.12M10.79M12.78M13.20M15.45M14.47M13.13M10.82M12.85M12.05M10.75M10.30M13.44M12.24M12.93M9.77M14.67M12.15M13.08M13.72M13.29M13.43M14.64M
Other Operating Expenses 21.35M10.85M5.37M13.77M19.14M6.30M43.08M39.35M28.89M31.45M29.62M30.39M22.98M33.25M33.26M33.26M45.26M45.30M39.72M38.30M37.33M58.93M64.47M55.60M54.71M22.30M59.09M17.71M72.02M75.24M74.08M72.73M72.20M82.29M77.96M78.92M82.72M118.13M148.32M124.92M116.08M118.05M123.47M113.28M115.11M110.49M111.76M111.12M108.60M109.16M125.80M114.08M108.54M108.80M108.19M123.94M118.99M117.58M
Operating Expenses 43.47M41.68M48.87M50.03M50.26M51.25M53.87M49.27M48.11M47.73M48.37M47.84M61.03M57.10M57.69M64.02M57.66M57.73M57.68M58.62M58.06M64.86M62.78M62.51M62.84M112.14M96.65M95.78M90.45M93.41M93.31M91.00M89.42M100.19M96.13M96.90M101.13M149.37M171.59M148.93M138.97M142.28M151.79M139.18M141.17M137.20M137.54M137.42M135.29M135.23M152.29M140.74M134.77M135.34M134.18M153.57M148.02M146.74M
EBIT 40.60M39.29M43.17M43.11M43.72M43.00M39.76M41.19M41.24M41.08M41.68M37.37M55.85M60.49M60.58M60.80M59.73M61.58M61.26M60.42M62.80M58.53M72.39M73.95M72.16M75.06M105.88M106.53M102.75M114.39M118.59M120.50M125.90M133.43M131.41M118.34M89.04M91.82M157.36M149.16M132.96M128.26M104.86M113.06M132.01M151.56M184.71M217.74M234.38M249.39M243.69M254.91M263.85M272.38M264.49M250.53M298.75M315.32M
Non-operating items
Non Operating Investment Income -1.56M-3.47M-7.48M-6.34M-1.46M-1.54M-2.19M-1.74M-0.69M0.21M0.10M-5.43M0.18M-0.42M-3.40M0.53M0.01M0.00M0.11M0.03M0.00M0.21M0.00M0.06M3.94M0.75M0.47M0.43M-0.48M-0.06M-0.15M-1.93M-0.16M0.11M0.12M0.11M0.20M1.51M0.86M2.61M0.02M0.08M-0.04M-0.25M1.18M-0.21M0.05M-0.41M-7.34M-0.18M0.28M-0.10M-0.22M-6.71M-0.69M0.52M0.42M10.44M
Net income details
EBT 26.11M25.48M29.22M29.57M30.90M30.95M28.43M31.20M31.73M31.80M32.60M28.91M45.98M49.62M49.64M49.64M49.93M51.95M51.26M50.34M52.59M48.17M60.33M61.58M59.02M56.36M84.57M84.86M79.61M85.52M82.34M79.71M80.97M84.74M82.97M75.76M50.07M63.71M132.76M134.46M119.29M115.76M93.34M101.76M119.14M128.50M126.37M122.75M115.91M120.94M104.20M108.22M115.39M119.92M121.06M106.93M152.09M164.48M
Tax Provisions 8.22M8.03M9.20M9.31M9.89M9.90M9.10M9.98M10.15M9.58M10.43M9.25M15.86M16.38M16.38M16.38M15.30M17.14M16.22M16.86M17.88M16.38M18.85M22.47M20.22M19.30M27.84M66.89M17.90M19.24M17.93M15.76M17.33M17.53M17.01M12.47M9.89M11.02M28.97M27.57M24.45M23.60M19.49M20.10M23.53M25.92M26.61M24.45M23.45M24.78M24.81M21.41M18.88M24.65M26.65M22.63M31.37M33.73M
Profit After Tax 17.89M17.45M20.02M20.26M21.01M21.05M19.33M21.21M21.58M22.22M22.17M19.66M30.12M33.25M33.26M33.26M34.63M34.81M35.05M33.48M34.71M31.79M41.48M39.11M38.81M37.06M56.74M17.98M61.71M66.27M64.41M63.95M63.64M67.21M65.97M63.28M40.18M52.69M103.78M106.90M94.84M92.15M73.85M81.66M95.61M102.58M99.77M98.31M92.46M96.16M79.39M86.81M96.51M95.27M94.41M84.31M120.72M130.75M
Income from Continuing Operations 17.89M17.45M20.02M20.26M21.01M21.05M19.33M21.21M21.58M22.22M22.17M19.66M30.12M33.25M33.26M33.26M34.63M34.81M35.05M33.48M34.71M31.79M41.48M39.11M38.81M37.06M56.74M17.98M61.71M66.27M64.41M63.95M63.64M67.21M65.97M63.28M40.18M52.69M103.78M106.90M94.84M92.15M73.85M81.66M95.61M102.58M99.77M98.31M92.46M96.16M79.39M86.81M96.51M95.27M94.41M84.31M120.72M130.75M
Consolidated Net Income 17.89M17.45M20.02M20.26M21.01M21.05M19.33M21.21M21.58M22.22M22.17M19.66M30.12M33.25M33.26M33.26M34.63M34.81M35.05M33.48M34.71M31.79M41.48M39.11M38.81M37.06M56.74M17.98M61.71M66.27M64.41M63.95M63.64M67.21M65.97M63.28M40.18M52.69M103.78M106.90M94.84M92.15M73.85M81.66M95.61M102.58M99.77M98.31M92.46M96.16M79.39M86.81M96.51M95.27M94.41M84.31M120.72M130.75M
Income towards Parent Company 17.89M17.45M20.02M20.26M21.01M21.05M19.33M21.21M21.58M22.22M22.17M19.66M30.12M33.25M33.26M33.26M34.63M34.81M35.05M33.48M34.71M31.79M41.48M39.11M38.81M37.06M56.74M17.98M61.71M66.27M64.41M63.95M63.64M67.21M65.97M63.28M40.18M52.69M103.78M106.90M94.84M92.15M73.85M81.66M95.61M102.58M99.77M98.31M92.46M96.16M79.39M86.81M96.51M95.27M94.41M84.31M120.72M130.75M
Net Income towards Common Stockholders 17.89M17.45M20.02M20.26M21.01M21.05M19.33M21.21M21.58M22.22M22.17M19.66M30.12M33.25M33.26M33.26M34.63M34.81M35.05M33.48M34.71M31.79M41.48M39.11M38.81M37.06M56.74M17.98M61.71M66.27M64.41M63.95M63.64M67.21M65.97M63.28M40.18M52.69M103.78M106.90M94.84M92.15M73.85M81.66M95.61M102.58M99.77M98.31M92.46M96.16M79.39M86.81M96.51M95.27M94.41M84.31M120.72M130.75M
Additional items
EPS (Basic) 0.410.400.400.400.420.420.380.420.430.440.440.390.480.480.480.480.500.500.500.480.500.440.540.510.480.370.540.170.590.630.620.620.620.660.650.620.400.440.800.830.730.710.560.600.710.760.740.730.680.710.590.640.710.700.700.590.850.92
EPS (Weighted Average and Diluted) 0.410.400.400.400.420.420.380.420.430.440.440.390.480.480.480.480.500.500.500.480.500.440.540.510.480.370.540.170.590.630.620.620.620.660.650.620.400.440.800.830.730.710.560.600.710.760.740.730.680.710.590.640.710.700.690.590.850.92
Shares Outstanding (Weighted Average) 43.62M43.65M50.19M50.21M50.21M50.27M50.28M50.28M50.28M50.34M50.37M50.41M68.77M69.08M69.17M69.20M69.32M69.45M69.54M69.57M69.63M69.71M76.38M76.45M81.05M104.85M104.96M104.99M105.04M105.14M103.82M103.18M102.10M102.10M101.87M101.55M101.57M101.72M129.76M128.98M129.18M129.20M129.20M136.52M135.29M134.59M134.66M134.75M134.93M134.94M134.93M134.95M135.20M135.22M135.22M143.21M142.06M141.65M
Shares Outstanding (Diluted Average) 43.70M43.68M49.64M50.24M50.31M50.30M50.40M50.47M97.89M105.16M104.95M103.93M104.30M102.16M102.05M101.71M101.85M101.40M119.89M129.46M128.89M129.03M128.96M129.51M136.44M134.86M134.55M135.12M0.13M0.13M0.13M134.75M135.12M135.31M135.50M135.73M142.70M142.47M142.21M
EBITDA 42.26M40.75M45.40M45.74M45.66M45.42M41.81M43.10M42.94M42.79M43.64M39.74M57.75M62.73M62.96M63.85M61.85M63.60M63.86M62.71M64.80M60.59M74.49M76.41M74.13M77.54M108.94M109.56M105.90M117.67M122.48M124.02M129.21M137.10M135.11M121.87M92.88M96.83M162.98M155.20M138.79M135.54M111.68M120.39M139.32M159.37M191.58M224.73M242.41M256.56M251.23M261.76M271.40M280.19M271.96M259.11M307.30M323.87M
Tax Rate 31.50%31.50%31.50%31.49%32.00%32.00%32.00%32.00%32.00%30.12%32.00%32.00%34.49%33.00%33.00%33.00%30.65%33.00%31.63%33.50%34.00%34.00%31.24%36.49%34.25%34.25%32.91%78.82%22.48%22.50%21.77%19.77%21.40%20.69%20.50%16.46%19.75%17.30%21.82%20.50%20.50%20.39%20.88%19.75%19.75%20.17%21.06%19.92%20.23%20.49%23.81%19.78%16.36%20.56%22.01%21.16%20.62%20.51%