United Bankshares (UBSI) EBT Margin (2009 - 2026)
United Bankshares' EBT Margin came in at 50.69% for Q2 2026, up 0.99 percentage points from 49.70% a year earlier and up 1.42 percentage points from the prior quarter.
United Bankshares (UBSI) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, United Bankshares reported EBT Margin of 50.27%, up 5.62 percentage points year-over-year; for FY2025, it was 47.15%, up 2.25 percentage points from FY2024.
- EBT Margin carries a five-year change of +12.71 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 44.90% in FY2024 (+0.94 pp), 43.95% in FY2023 (-1.37 pp), 45.33% in FY2022 (-0.01 pp) and 45.34% in FY2021 (+10.90 pp).
- The five-year range for quarterly EBT Margin is 36.92% (Q1 2025) to 50.87% (Q3 2025).
- Year-over-year, EBT Margin has increased for five consecutive quarters, with an average year-over-year change of +3.47 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q1 2026 (a gain of 12.35 percentage points), and the weakest in Q1 2025 (a drop of 5.57 percentage points).
- Business Quant data shows UBSI's EBT Margin at 49.27% (Q1 2026), 50.22% (Q4 2025) and 50.87% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | United Bankshares | 6.54 Bn | -2.38 Bn | - | 49.87% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 49.87% |
| Jun 30, 2026 | 50.69% |
| Mar 31, 2026 | 49.27% |
| Dec 31, 2025 | 50.22% |
| Sep 30, 2025 | 50.87% |
| Jun 30, 2025 | 49.70% |
| Mar 31, 2025 | 36.92% |
| Dec 31, 2024 | 46.22% |
| Sep 30, 2024 | 45.73% |
| Jun 30, 2024 | 45.08% |
| Mar 31, 2024 | 42.49% |
| Dec 31, 2023 | 39.57% |
| Sep 30, 2023 | 46.14% |
| Jun 30, 2023 | 44.13% |
| Mar 31, 2023 | 45.96% |
| Dec 31, 2022 | 45.09% |
| Sep 30, 2022 | 47.01% |
| Jun 30, 2022 | 46.09% |
| Mar 31, 2022 | 42.84% |
| Dec 31, 2021 | 39.26% |
United Bankshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();