KPIs & Operating Metrics(New)
Allowance For Credit Loss AnnualAllowance For Credit LossesAllowance For Credit Loss To Total Loans %Allowance For Credit Loss To Total Loans Annual %Average BalanceAverage Balance AnnualAverage Equity To Average Assets %Average Equity To Average Assets Annual %Bank Premises And Equipment BreakdownBreakdown Of AssetsCommon Equity Tier 1 Capital Ratio %Common Equity Tier 1 Capital Ratio Annual %DepositsDeposits AnnualEfficiency Ratio %Efficiency Ratio Annual %Employee StatisticsIncome Before Income TaxesLoansLoans AnnualLoans To Deposit Ratio %Loans To Deposit Ratio Annual %Net Income (Loss) By SegmentNet Income (Loss) By Segment AnnualNet Income Margin By Segment %Net Income Margin By Segment Annual %Net Interest Income By SegmentNet Interest Income By Segment AnnualNet Interest Income Mix By Segment %Net Interest Income Mix By Segment Annual %Net Interest Margin %Net Interest Margin Annual %Non Accrual LoansNon Accrual Loans AnnualNon Accrual Loans To Total Loans %Non Accrual Loans To Total Loans Annual %Non Interest Expenses SegregationOther Income By SegmentOther Income By Segment AnnualOther Income Mix By Segment Annual %Return On Average Assets %Return On Average Assets Annual %Return On Average Shareholders’ Equity %Return On Average Shareholders’ Equity Annual %Return On Average Tangible Equity (Non Gaap) %Return On Average Tangible Equity (Non Gaap) Annual %Revenue Breakdown Interest IncomeRevenue Breakdown Interest Income AnnualRevenue Breakdown Mix Interest Income %Revenue Breakdown Mix Interest Income Annual %Revenue Breakdown Mix Other Income %Revenue Breakdown Mix Other Income Annual %Revenue Breakdown Other IncomeRevenue Breakdown Other Income AnnualRevenue By Business VerticalRevenue By Business Vertical %Revenue By Business Vertical AnnualRevenue By Business Vertical Annual %Tier 1 Capital Ratio %Tier 1 Capital Ratio Annual %Tier 1 Leverage Ratio %Tier 1 Leverage Ratio Annual %Total Interest IncomeTotal Interest Income Annual
Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - AdjustmentsLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term InvestmentsNon-Current DebtOperating LeasesOther Non-Current AssetsPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecuritiesSecurities - Held-to-maturityShareholder's EquityShares OutstandingShort-term InvestmentsTotal DebtTotal LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

United Bankshares (UBSI) Loans (2016 - 2025)

United Bankshares (UBSI) has disclosed Loans for 15 consecutive years, with $31.3 million as the latest value for Q4 2025.

  • Quarterly Loans fell 29.49% to $31.3 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $31.3 million through Dec 2025, down 29.49% year-over-year, with the annual reading at $31.3 million for FY2025, 29.49% down from the prior year.
  • Loans for Q4 2025 was $31.3 million at United Bankshares, up from $24.2 million in the prior quarter.
  • The five-year high for Loans was $808.1 million in Q1 2021, with the low at $24.2 million in Q3 2025.
  • Average Loans over 5 years is $190.4 million, with a median of $63.0 million recorded in 2023.
  • The sharpest move saw Loans soared 60.5% in 2021, then tumbled 88.72% in 2022.
  • Over 5 years, Loans stood at $504.4 million in 2021, then crashed by 88.72% to $56.9 million in 2022, then decreased by 1.09% to $56.3 million in 2023, then decreased by 21.15% to $44.4 million in 2024, then fell by 29.49% to $31.3 million in 2025.
  • According to Business Quant data, Loans over the past three periods came in at $31.3 million, $24.2 million, and $37.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.