KPIs & Operating Metrics(New)

United Bankshares (UBSI) Change in Net Loans (2018 - 2025)

United Bankshares (UBSI) has disclosed Change in Net Loans for 10 consecutive years, with $192.5 million as the latest value for Q4 2025.

  • Quarterly Change in Net Loans rose 247.42% to $192.5 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.0 billion through Dec 2025, up 227.25% year-over-year, with the annual reading at $1.0 billion for FY2025, 227.25% up from the prior year.
  • Change in Net Loans for Q4 2025 was $192.5 million at United Bankshares, down from $482.6 million in the prior quarter.
  • The five-year high for Change in Net Loans was $727.4 million in Q3 2022, with the low at -$480.9 million in Q2 2021.
  • Average Change in Net Loans over 5 years is $182.2 million, with a median of $169.2 million recorded in 2024.
  • The sharpest move saw Change in Net Loans plummeted 263.64% in 2021, then surged 4020.08% in 2022.
  • Over 5 years, Change in Net Loans stood at -$17.9 million in 2021, then soared by 4020.08% to $700.3 million in 2022, then tumbled by 55.83% to $309.3 million in 2023, then tumbled by 82.09% to $55.4 million in 2024, then surged by 247.42% to $192.5 million in 2025.
  • According to Business Quant data, Change in Net Loans over the past three periods came in at $192.5 million, $482.6 million, and $188.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.