United Bankshares (UBSI) Interest Expense - Deposits (2009 - 2026)
United Bankshares (UBSI) reported Interest Expense - Deposits of $126.14 million for Q2 2026, down 9.4% from $139.16 million a year earlier and down 0.5% from the prior quarter.
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Analysis
United Bankshares (UBSI) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, United Bankshares' Interest Expense - Deposits came in at $531.92 million, down 4.1% year-over-year; for FY2025, it came in at $554.49 million, up 2.7% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 47.8% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $539.81 million in FY2024 (+38.0%), $391.09 million in FY2023 (+387.4%), $80.24 million in FY2022 (+92.8%) and $41.62 million in FY2021 (-47.0%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Expense - Deposits since Q4 2023.
- Year over year, Interest Expense - Deposits has now declined in each of the last three quarters, with growth averaging 4.7% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was Q2 2023 (growth of 839.2%); the low point was Q3 2021 (a decline of 44.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $126.73 million (Q1 2026), $135.6 million (Q4 2025) and $143.45 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - | 126.14 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 126.14 Mn |
| Mar 31, 2026 | 126.73 Mn |
| Dec 31, 2025 | 135.60 Mn |
| Sep 30, 2025 | 143.45 Mn |
| Jun 30, 2025 | 139.16 Mn |
| Mar 31, 2025 | 136.29 Mn |
| Dec 31, 2024 | 135.69 Mn |
| Sep 30, 2024 | 143.31 Mn |
| Jun 30, 2024 | 132.43 Mn |
| Mar 31, 2024 | 128.38 Mn |
| Dec 31, 2023 | 122.13 Mn |
| Sep 30, 2023 | 108.79 Mn |
| Jun 30, 2023 | 91.58 Mn |
| Mar 31, 2023 | 68.59 Mn |
| Dec 31, 2022 | 44.27 Mn |
| Sep 30, 2022 | 17.66 Mn |
| Jun 30, 2022 | 9.75 Mn |
| Mar 31, 2022 | 8.56 Mn |
| Dec 31, 2021 | 8.82 Mn |
| Sep 30, 2021 | 9.80 Mn |
API Access
United Bankshares Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();