United Bankshares (UBSI) Mortgage Banking (2009 - 2025)
United Bankshares' (UBSI) quarterly Mortgage Banking came in at $2.0 million in Q4 2025, down 14.0% year-on-year from $2.3 million in Q4 2024, and down 20.24% on a QoQ basis from $2.5 million in Q3 2025.
United Bankshares (UBSI) Mortgage Banking (2009 - 2025) Analysis & Trends
United Bankshares (UBSI) has 17 years of Mortgage Banking data on file, last reported at $2.0 million in Q4 2025.
- On a quarterly basis, Mortgage Banking fell 14.0% year-over-year to $2.0 million in Q4 2025; TTM through Dec 2025 was $9.6 million, a 49.38% decrease from a year earlier, with the FY2024 full-year figure at $9.0 million, down 34.83% from the prior year.
- Mortgage Banking for Q4 2025 stood at $2.0 million, down from $2.5 million in the prior quarter.
- Over the last five years, Mortgage Banking for UBSI reached as high as $65.4 million in Q1 2021 and fell as low as $2.0 million in Q4 2025.
- Historically, Mortgage Banking has averaged $13.6 million across 5 years, with a median of $6.4 million in 2022.
- Across the five-year window, Mortgage Banking surged 270.91% in 2021 and tumbled 84.71% in 2022, its largest moves.
- Year by year, Mortgage Banking stood at $27.3 million in 2021, then plunged by 83.1% to $4.6 million in 2022, then climbed by 2.73% to $4.7 million in 2023, then plunged by 51.24% to $2.3 million in 2024, then dropped by 14.0% to $2.0 million in 2025.
- Per Business Quant data, the three most recent Mortgage Banking figures were $2.0 million in Q4 2025, $2.5 million in Q3 2025, and $2.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - |
| 10 | United Bankshares | 6.69 Bn | 4.39 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.99 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.60 Mn |
| Mar 31, 2025 | 2.48 Mn |
| Dec 31, 2024 | 2.31 Mn |
| Sep 30, 2024 | 7.39 Mn |
| Jun 30, 2024 | 3.90 Mn |
| Mar 31, 2024 | 5.30 Mn |
| Dec 31, 2023 | 4.75 Mn |
| Sep 30, 2023 | 7.56 Mn |
| Jun 30, 2023 | 9.84 Mn |
| Mar 31, 2023 | 6.38 Mn |
| Dec 31, 2022 | 4.62 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 12.45 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 27.34 Mn |
| Sep 30, 2021 | 42.01 Mn |
| Jun 30, 2021 | 36.94 Mn |
| Mar 31, 2021 | 65.40 Mn |