United Bankshares (UBSI) Mortgage Banking (2009 - 2025)
United Bankshares (UBSI) reported Mortgage Banking of $2.0 million for Q4 2025, down 14.0% year-over-year from $2.3 million in Q4 2024, and down 20.24% quarter-over-quarter from $2.5 million in Q3 2025.
United Bankshares (UBSI) Mortgage Banking (2009 - 2025) Analysis & Trends
United Bankshares (UBSI) has 17 years of Mortgage Banking data on file, last reported at $2.0 million in Q4 2025.
- Mortgage Banking for Q4 2025 came in at $2.0 million, down 14.0% year-over-year; the trailing twelve-month figure through Dec 2025 was $7.1 million (down 45.22% YoY), and the FY2024 annual result was $9.0 million, down 34.83% from the prior year.
- Mortgage Banking eased to $2.0 million in Q4 2025 per UBSI's latest filing, from $2.5 million in the prior quarter.
- Over five years, Mortgage Banking peaked at $42.0 million in Q3 2021 and troughed at $783000.0 in Q2 2024.
- A 5-year average of $9.8 million and a median of $4.6 million in 2022 frame the typical range for Mortgage Banking.
- The sharpest annual moves came in 2021 and 2022: Mortgage Banking jumped 1691.56% in 2021, then slumped 94.52% in 2022.
- A 5-year view of Mortgage Banking shows it stood at $27.3 million in 2021, then tumbled by 83.1% to $4.6 million in 2022, then rose by 2.73% to $4.7 million in 2023, then tumbled by 51.24% to $2.3 million in 2024, then retreated by 14.0% to $2.0 million in 2025.
- Business Quant data shows UBSI's Mortgage Banking at $2.0 million in Q4 2025, $2.5 million in Q3 2025, and $2.6 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - |
| 10 | United Bankshares | 6.37 Bn | 4.05 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.99 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.60 Mn |
| Dec 31, 2024 | 2.31 Mn |
| Sep 30, 2024 | 4.54 Mn |
| Jun 30, 2024 | 783,000.00 |
| Mar 31, 2024 | 5.30 Mn |
| Dec 31, 2023 | 4.75 Mn |
| Sep 30, 2023 | 846,000.00 |
| Jun 30, 2023 | 7.91 Mn |
| Mar 31, 2023 | 6.38 Mn |
| Dec 31, 2022 | 4.62 Mn |
| Sep 30, 2022 | 2.30 Mn |
| Jun 30, 2022 | 12.45 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 27.34 Mn |
| Sep 30, 2021 | 42.01 Mn |
| Jun 30, 2021 | 36.94 Mn |
| Mar 31, 2021 | 2.36 Mn |
| Dec 31, 2020 | 70.79 Mn |