United Bankshares Inc/Wv (UBSI) Mortgage Banking (2009 - 2025)
United Bankshares' Mortgage Banking was $1.99 million in Q4 2025, down 14.0% from $2.31 million a year earlier and down 20.2% from the prior quarter.
United Bankshares Inc/Wv (UBSI) Mortgage Banking (2009 - 2025) Analysis & Trends
On a trailing twelve-month basis, United Bankshares' Mortgage Banking was $9.57 million through Dec 31, 2025, down 49.4% year-over-year; for FY2024, it was $8.96 million, down 34.8% from FY2023.
- Mortgage Banking shows a four-year compound annual growth rate of 9.6% (FY2020 to FY2024).
- In earlier years, Mortgage Banking was $13.75 million in FY2023 (+48.8%), $9.24 million in FY2022 (-3.9%), $9.61 million in FY2021 (+54.6%) and $6.21 million in FY2020.
- The Q4 2025 figure marks the lowest quarterly Mortgage Banking since Q1 2017.
- Compared with a year earlier, Mortgage Banking has declined for eight straight quarters, with an average decline of 37.2% over the last eight quarters.
- The best year-over-year quarter for Mortgage Banking over five years was Q1 2021 (growth of 270.9%); the worst was Q3 2022 (a decline of 84.7%).
- Per Business Quant data, UBSI's Mortgage Banking in the three quarters before Q4 2025 was $2.5 million (Q3 2025), $2.6 million (Q2 2025) and $2.48 million (Q1 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.99 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.60 Mn |
| Mar 31, 2025 | 2.48 Mn |
| Dec 31, 2024 | 2.31 Mn |
| Sep 30, 2024 | 7.39 Mn |
| Jun 30, 2024 | 3.90 Mn |
| Mar 31, 2024 | 5.30 Mn |
| Dec 31, 2023 | 4.75 Mn |
| Sep 30, 2023 | 7.56 Mn |
| Jun 30, 2023 | 9.84 Mn |
| Mar 31, 2023 | 6.38 Mn |
| Dec 31, 2022 | 4.62 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 12.45 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 27.34 Mn |
| Sep 30, 2021 | 42.01 Mn |
| Jun 30, 2021 | 36.94 Mn |
| Mar 31, 2021 | 65.40 Mn |
United Bankshares Inc/Wv Mortgage Banking API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=mortgage-banking&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "mortgage-banking", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=mortgage-banking&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();