United Bankshares (UBSI) Mortgage Banking (2009 - 2025)
United Bankshares (UBSI) posted quarterly Mortgage Banking of $2.0 million for Q4 2025, down 14.0% year-over-year from $2.3 million in Q4 2024, and down 20.24% quarter-over-quarter from $2.5 million in Q3 2025.
United Bankshares (UBSI) Mortgage Banking (2009 - 2025) Analysis & Trends
United Bankshares (UBSI) has reported Mortgage Banking for 17 consecutive years, with $2.0 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Mortgage Banking fell 14.0% year-over-year to $2.0 million; the TTM figure through Dec 2025 stood at $9.6 million (down 49.38% YoY), while the FY2024 annual figure was $9.0 million, down 34.83% from the prior year.
- Mortgage Banking retreated to $2.0 million in Q4 2025 per UBSI's latest filing, from $2.5 million in the prior quarter.
- Across five years, Mortgage Banking topped out at $65.4 million in Q1 2021 and bottomed at $2.0 million in Q4 2025.
- Historically, Mortgage Banking has averaged $13.6 million across 5 years, with a median of $6.4 million in 2022.
- Annual changes were most pronounced in 2021 — Mortgage Banking jumped 270.91% — and 2022, when it sank 84.71%.
- United Bankshares' Mortgage Banking stood at $27.3 million in 2021, then plunged by 83.1% to $4.6 million in 2022, then gained by 2.73% to $4.7 million in 2023, then plunged by 51.24% to $2.3 million in 2024, then decreased by 14.0% to $2.0 million in 2025.
- Business Quant data shows UBSI's Mortgage Banking at $2.0 million in Q4 2025, $2.5 million in Q3 2025, and $2.6 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - |
| 10 | United Bankshares | 6.60 Bn | 4.48 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.99 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.60 Mn |
| Mar 31, 2025 | 2.48 Mn |
| Dec 31, 2024 | 2.31 Mn |
| Sep 30, 2024 | 7.39 Mn |
| Jun 30, 2024 | 3.90 Mn |
| Mar 31, 2024 | 5.30 Mn |
| Dec 31, 2023 | 4.75 Mn |
| Sep 30, 2023 | 7.56 Mn |
| Jun 30, 2023 | 9.84 Mn |
| Mar 31, 2023 | 6.38 Mn |
| Dec 31, 2022 | 4.62 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 12.45 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 27.34 Mn |
| Sep 30, 2021 | 42.01 Mn |
| Jun 30, 2021 | 36.94 Mn |
| Mar 31, 2021 | 65.40 Mn |