United Bankshares (UBSI) Mortgage Banking (2009 - 2025)
United Bankshares' Mortgage Banking was $1.99 million in Q4 2025, down 14.0% from $2.31 million a year earlier and down 20.2% from the prior quarter.
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Analysis
United Bankshares (UBSI) Mortgage Banking (2009 - 2025) Analysis & Trends
On a trailing twelve-month basis, United Bankshares' Mortgage Banking was $9.57 million through Dec 31, 2025, down 49.4% year-over-year; for FY2024, it was $8.96 million, down 34.8% from FY2023.
- Mortgage Banking shows a four-year compound annual growth rate of 9.6% (FY2020 to FY2024).
- In earlier years, Mortgage Banking was $13.75 million in FY2023 (+48.8%), $9.24 million in FY2022 (-3.9%), $9.61 million in FY2021 (+54.6%) and $6.21 million in FY2020.
- The Q4 2025 figure marks the lowest quarterly Mortgage Banking since Q1 2017.
- Compared with a year earlier, Mortgage Banking has declined for eight straight quarters, with an average decline of 37.2% over the last eight quarters.
- The best year-over-year quarter for Mortgage Banking over five years was Q1 2021 (growth of 270.9%); the worst was Q3 2022 (a decline of 84.7%).
- Per Business Quant data, UBSI's Mortgage Banking in the three quarters before Q4 2025 was $2.5 million (Q3 2025), $2.6 million (Q2 2025) and $2.48 million (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.99 Mn |
| Sep 30, 2025 | 2.50 Mn |
| Jun 30, 2025 | 2.60 Mn |
| Mar 31, 2025 | 2.48 Mn |
| Dec 31, 2024 | 2.31 Mn |
| Sep 30, 2024 | 7.39 Mn |
| Jun 30, 2024 | 3.90 Mn |
| Mar 31, 2024 | 5.30 Mn |
| Dec 31, 2023 | 4.75 Mn |
| Sep 30, 2023 | 7.56 Mn |
| Jun 30, 2023 | 9.84 Mn |
| Mar 31, 2023 | 6.38 Mn |
| Dec 31, 2022 | 4.62 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 12.45 Mn |
| Mar 31, 2022 | 19.20 Mn |
| Dec 31, 2021 | 27.34 Mn |
| Sep 30, 2021 | 42.01 Mn |
| Jun 30, 2021 | 36.94 Mn |
| Mar 31, 2021 | 65.40 Mn |
API Access
United Bankshares Mortgage Banking API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=mortgage-banking&ticker=UBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "mortgage-banking", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=mortgage-banking&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();