KPIs & Operating Metrics(New)

United Bankshares (UBSI) Equity Ratio (2016 - 2025)

United Bankshares (UBSI) has disclosed Equity Ratio for 15 consecutive years, with 0.16 as the latest value for Q4 2025.

  • Quarterly Equity Ratio fell 1.82% to 0.16 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.16 through Dec 2025, down 1.82% year-over-year, with the annual reading at 0.16 for FY2025, 1.82% down from the prior year.
  • Equity Ratio for Q4 2025 was 0.16 at United Bankshares, roughly flat from 0.16 in the prior quarter.
  • The five-year high for Equity Ratio was 0.17 in Q3 2024, with the low at 0.15 in Q1 2023.
  • Average Equity Ratio over 5 years is 0.16, with a median of 0.16 recorded in 2021.
  • The sharpest move saw Equity Ratio dropped 5.11% in 2022, then grew 4.89% in 2024.
  • Over 5 years, Equity Ratio stood at 0.16 in 2021, then decreased by 4.81% to 0.15 in 2022, then rose by 4.1% to 0.16 in 2023, then increased by 4.31% to 0.17 in 2024, then dropped by 1.82% to 0.16 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods came in at 0.16, 0.16, and 0.16 for Q4 2025, Q3 2025, and Q2 2025 respectively.