KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Bankshares (UBSI) Times Interest Earned (2016 - 2025)

United Bankshares (UBSI) has disclosed Times Interest Earned for 15 consecutive years, with $2.12 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 15.04% to $2.12 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.0 through Dec 2025, up 11.95% year-over-year, with the annual reading at $2.0 for FY2025, 11.95% up from the prior year.
  • Times Interest Earned for Q4 2025 was $2.12 at United Bankshares, up from $2.09 in the prior quarter.
  • The five-year high for Times Interest Earned was $10.26 in Q3 2021, with the low at $1.74 in Q1 2024.
  • Average Times Interest Earned over 5 years is $4.62, with a median of $2.11 recorded in 2025.
  • The sharpest move saw Times Interest Earned skyrocketed 344.14% in 2021, then crashed 80.72% in 2023.
  • Over 5 years, Times Interest Earned stood at $9.11 in 2021, then crashed by 65.23% to $3.17 in 2022, then crashed by 44.82% to $1.75 in 2023, then grew by 5.55% to $1.84 in 2024, then increased by 15.04% to $2.12 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $2.12, $2.09, and $2.04 for Q4 2025, Q3 2025, and Q2 2025 respectively.