United Bankshares (UBSI) Times Interest Earned (2009 - 2026)
United Bankshares' (UBSI) quarterly Times Interest Earned came in at $2.17 in Q1 2026, up 24.33% year-on-year from $1.74 in Q1 2025, and up 2.26% on a QoQ basis from $2.12 in Q4 2025.
United Bankshares (UBSI) Times Interest Earned (2009 - 2026) Analysis & Trends
United Bankshares (UBSI) has 18 years of Times Interest Earned data on file, last reported at $2.17 in Q1 2026.
- On a quarterly basis, Times Interest Earned rose 24.33% year-over-year to $2.17 in Q1 2026; TTM through Mar 2026 was $2.1, a 17.61% increase from a year earlier, with the FY2025 full-year figure at $2.0, up 11.95% from the prior year.
- Times Interest Earned for Q1 2026 stood at $2.17, up from $2.12 in the prior quarter.
- Over the last five years, Times Interest Earned for UBSI reached as high as $10.26 in Q2 2022 and fell as low as $1.74 in Q1 2024.
- Historically, Times Interest Earned has averaged $3.25 across 5 years, with a median of $2.04 in 2025.
- Across the five-year window, Times Interest Earned slumped 80.72% in 2023 and grew 24.33% in 2026, its largest moves.
- Year by year, Times Interest Earned stood at $3.17 in 2022, then tumbled by 44.82% to $1.75 in 2023, then increased by 5.55% to $1.84 in 2024, then rose by 15.04% to $2.12 in 2025, then climbed by 2.26% to $2.17 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were $2.17 in Q1 2026, $2.12 in Q4 2025, and $2.09 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | United Bankshares | 6.69 Bn | 4.39 Bn | - | 2.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.17 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 2.09 |
| Jun 30, 2025 | 2.04 |
| Mar 31, 2025 | 1.74 |
| Dec 31, 2024 | 1.84 |
| Sep 30, 2024 | 1.79 |
| Jun 30, 2024 | 1.78 |
| Mar 31, 2024 | 1.74 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.98 |
| Mar 31, 2023 | 2.29 |
| Dec 31, 2022 | 3.17 |
| Sep 30, 2022 | 6.57 |
| Jun 30, 2022 | 10.26 |
| Mar 31, 2022 | 10.01 |
| Dec 31, 2021 | 9.11 |
| Sep 30, 2021 | 10.26 |
| Jun 30, 2021 | 9.73 |