United Bankshares (UBSI) FCF Margin (2009 - 2026)
United Bankshares' FCF Margin came in at 30.27% for Q2 2026, up 2.42 percentage points from 27.84% a year earlier but down 19.02 percentage points from the prior quarter.
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Analysis
United Bankshares (UBSI) FCF Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, United Bankshares reported FCF Margin of 41.64%, up 0.85 percentage points year-over-year; for FY2025, it was 38.89%, down 2.99 percentage points from FY2024.
- FCF Margin carries a five-year change of +27.27 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 41.88% in FY2024 (+1.74 pp), 40.14% in FY2023 (-30.73 pp), 70.87% in FY2022 (+12.67 pp) and 58.20% in FY2021 (+46.58 pp).
- The five-year range for quarterly FCF Margin is 22.01% (Q4 2021) to 117.92% (Q1 2022).
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of +0.38 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q3 2021 (a gain of 117.41 percentage points), and the weakest in Q1 2023 (a drop of 74.97 percentage points).
- Business Quant data shows UBSI's FCF Margin at 49.28% (Q1 2026), 41.93% (Q4 2025) and 45.29% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | United Bankshares | 6.54 Bn | -2.38 Bn | - | 50.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 50.04% |
| Jun 30, 2026 | 30.27% |
| Mar 31, 2026 | 49.28% |
| Dec 31, 2025 | 41.93% |
| Sep 30, 2025 | 45.29% |
| Jun 30, 2025 | 27.84% |
| Mar 31, 2025 | 40.08% |
| Dec 31, 2024 | 50.96% |
| Sep 30, 2024 | 46.54% |
| Jun 30, 2024 | 22.74% |
| Mar 31, 2024 | 46.96% |
| Dec 31, 2023 | 60.51% |
| Sep 30, 2023 | 33.50% |
| Jun 30, 2023 | 23.48% |
| Mar 31, 2023 | 42.95% |
| Dec 31, 2022 | 47.11% |
| Sep 30, 2022 | 46.83% |
| Jun 30, 2022 | 78.83% |
| Mar 31, 2022 | 117.92% |
| Dec 31, 2021 | 22.01% |
API Access
United Bankshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();