United Bankshares (UBSI) Net Cash Flow (2010 - 2026)
United Bankshares' Net Cash Flow was -$223.73 million in Q2 2026, compared with -$295.49 million a year earlier.
United Bankshares (UBSI) Net Cash Flow (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Bankshares' Net Cash Flow was -$233.39 million through Jun 30, 2026; for FY2025, it came in at $250.01 million, down 63.9% from FY2024.
- Net Cash Flow shows a five-year compound annual growth rate of -28.9% (FY2020 to FY2025).
- In earlier years, Net Cash Flow was $693.3 million in FY2024 (+64.2%), $422.29 million in FY2023, -$2.58 billion in FY2022 and $1.55 billion in FY2021 (+12.9%).
- Quarterly Net Cash Flow has moved between -$1.14 billion (Q2 2022) and $742.04 million (Q1 2023) over five years.
- Compared with a year earlier, Net Cash Flow was higher in two of the last four quarters, with growth averaging 86.2%.
- Per Business Quant data, UBSI's Net Cash Flow in the three quarters before Q2 2026 was -$237.22 million (Q1 2026), $23.53 million (Q4 2025) and $204.03 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -88.00 Mn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | -12.45 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 27.11 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 2.71 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 8.45 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 28.19 Bn |
| 10 | United Bankshares | 6.26 Bn | 6.15 Bn | - | -223.73 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -223.73 Mn |
| Mar 31, 2026 | -237.22 Mn |
| Dec 31, 2025 | 23.53 Mn |
| Sep 30, 2025 | 204.03 Mn |
| Jun 30, 2025 | -295.49 Mn |
| Mar 31, 2025 | 317.94 Mn |
| Dec 31, 2024 | 383.41 Mn |
| Sep 30, 2024 | 49.97 Mn |
| Jun 30, 2024 | 126.22 Mn |
| Mar 31, 2024 | 133.70 Mn |
| Dec 31, 2023 | 414.89 Mn |
| Sep 30, 2023 | -508.30 Mn |
| Jun 30, 2023 | -226.34 Mn |
| Mar 31, 2023 | 742.04 Mn |
| Dec 31, 2022 | -179.70 Mn |
| Sep 30, 2022 | -302.14 Mn |
| Jun 30, 2022 | -1.14 Bn |
| Mar 31, 2022 | -955.08 Mn |
| Dec 31, 2021 | -275.39 Mn |
| Sep 30, 2021 | 356.17 Mn |
United Bankshares Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=UBSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "UBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=UBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();