KPIs & Operating Metrics(New)

United Bankshares (UBSI) Provisions (2016 - 2025)

United Bankshares (UBSI) has disclosed Provisions for 15 consecutive years, with $6.8 million as the latest value for Q4 2025.

  • Quarterly Provisions rose 1.32% to $6.8 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $53.9 million through Dec 2025, up 114.15% year-over-year, with the annual reading at $53.9 million for FY2025, 114.15% up from the prior year.
  • Provisions for Q4 2025 was $6.8 million at United Bankshares, down from $12.1 million in the prior quarter.
  • The five-year high for Provisions was $29.1 million in Q1 2025, with the low at -$8.9 million in Q2 2021.
  • Average Provisions over 5 years is $5.3 million, with a median of $6.3 million recorded in 2023.
  • The sharpest move saw Provisions tumbled 2484.62% in 2022, then skyrocketed 733.09% in 2023.
  • Over 5 years, Provisions stood at -$7.4 million in 2021, then skyrocketed by 321.04% to $16.4 million in 2022, then tumbled by 58.0% to $6.9 million in 2023, then fell by 2.68% to $6.7 million in 2024, then rose by 1.32% to $6.8 million in 2025.
  • According to Business Quant data, Provisions over the past three periods came in at $6.8 million, $12.1 million, and $5.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.