United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026)
United Bankshares (UBSI) reported FCF Payout Ratio of 0.34 for Q1 2026, down 21.31% year-over-year from 0.43 in Q1 2025, and down 12.97% on a QoQ basis from 0.39 in Q4 2025.
United Bankshares (UBSI) has 12 years of FCF Payout Ratio data on file, last reported at 0.34 in Q1 2026.
- Quarterly FCF Payout Ratio fell 21.31% year-over-year to 0.34 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.41 (down 13.08% YoY) and the FY2025 annual result came in at 0.43, down 6.23% from the prior year.
- FCF Payout Ratio retreated to 0.34 in Q1 2026 per UBSI's latest filing, from 0.39 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.86 in Q2 2024 and bottomed at 0.17 in Q1 2022.
- The 5-year median for FCF Payout Ratio is 0.39 (2025), against an average of 0.44.
- The widest annual swing landed in 2022, when FCF Payout Ratio plunged 71.47%; it then jumped 226.01% in 2023.
- Tracing UBSI's FCF Payout Ratio over 5 years: stood at 0.37 in 2022, then slipped by 16.88% to 0.31 in 2023, then advanced by 23.0% to 0.38 in 2024, then increased by 4.56% to 0.39 in 2025, then dropped by 12.97% to 0.34 in 2026.
- Per Business Quant, the three latest UBSI FCF Payout Ratio figures stand at 0.34 (Q1 2026), 0.39 (Q4 2025), and 0.36 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | United Bankshares | 6.04 Bn | 3.72 Bn | - | 0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.63 |
| Mar 31, 2025 | 0.43 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.86 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.79 |
| Mar 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.38 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.87 |
| Sep 30, 2021 | 0.23 |
| Jun 30, 2021 | 0.17 |
| Mar 31, 2021 | 0.58 |
| Dec 31, 2020 | 0.25 |
| Sep 30, 2020 | -0.36 |
| Jun 30, 2020 | 0.78 |
| Mar 31, 2020 | 1.86 |
| Dec 31, 2019 | 0.61 |
| Sep 30, 2019 | 0.61 |
| Jun 30, 2019 | -0.54 |
| Mar 31, 2019 | 0.38 |
| Dec 31, 2018 | 0.48 |
| Sep 30, 2018 | 0.30 |
| Jun 30, 2018 | -0.58 |
| Mar 31, 2018 | 0.23 |
| Mar 31, 2012 | 0.49 |
| Dec 31, 2011 | 0.41 |
| Sep 30, 2011 | 0.60 |
| Jun 30, 2011 | 0.78 |
| Mar 31, 2011 | 0.38 |
| Dec 31, 2010 | 0.45 |
| Sep 30, 2010 | 2.09 |
| Jun 30, 2010 | 0.53 |
| Mar 31, 2010 | 0.35 |