United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026)

United Bankshares' (UBSI) quarterly FCF Payout Ratio came in at 0.34 in Q1 2026, down 21.31% year-on-year from 0.43 in Q1 2025, and down 12.97% on a QoQ basis from 0.39 in Q4 2025.

United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026) Analysis & Trends

United Bankshares (UBSI) has 12 years of FCF Payout Ratio data on file, last reported at 0.34 in Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 21.31% year-over-year to 0.34 in Q1 2026; TTM through Mar 2026 was 0.41, a 13.08% decrease from a year earlier, with the FY2025 full-year figure at 0.43, down 6.23% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.34, down from 0.39 in the prior quarter.
  • Over the last five years, FCF Payout Ratio for UBSI reached as high as 0.86 in Q2 2024 and fell as low as 0.17 in Q1 2022.
  • Historically, FCF Payout Ratio has averaged 0.44 across 5 years, with a median of 0.39 in 2025.
  • Across the five-year window, FCF Payout Ratio plunged 71.47% in 2022 and jumped 226.01% in 2023, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.37 in 2022, then decreased by 16.88% to 0.31 in 2023, then gained by 23.0% to 0.38 in 2024, then grew by 4.56% to 0.39 in 2025, then slipped by 12.97% to 0.34 in 2026.
  • Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.34 in Q1 2026, 0.39 in Q4 2025, and 0.36 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -1.36
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 5.86
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 0.18
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.36
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.61
10 United Bankshares 6.69 Bn 4.39 Bn - 0.34

Historic Data

Download Data
DateValue
Mar 31, 2026 0.34
Dec 31, 2025 0.39
Sep 30, 2025 0.36
Jun 30, 2025 0.63
Mar 31, 2025 0.43
Dec 31, 2024 0.38
Sep 30, 2024 0.41
Jun 30, 2024 0.86
Mar 31, 2024 0.42
Dec 31, 2023 0.31
Sep 30, 2023 0.56
Jun 30, 2023 0.79
Mar 31, 2023 0.42
Dec 31, 2022 0.37
Sep 30, 2022 0.38
Jun 30, 2022 0.24
Mar 31, 2022 0.17
Dec 31, 2021 0.87
Sep 30, 2021 0.23
Jun 30, 2021 0.17