United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026)

United Bankshares (UBSI) reported FCF Payout Ratio of 0.34 for Q1 2026, down 21.31% year-over-year from 0.43 in Q1 2025, and down 12.97% quarter-over-quarter from 0.39 in Q4 2025.

United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026) Analysis & Trends

United Bankshares (UBSI) has 12 years of FCF Payout Ratio data on file, last reported at 0.34 in Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.34, down 21.31% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.41 (down 13.08% YoY), and the FY2025 annual result was 0.43, down 6.23% from the prior year.
  • FCF Payout Ratio fell to 0.34 in Q1 2026 per UBSI's latest filing, from 0.39 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.86 in Q2 2024 and troughed at 0.17 in Q1 2022.
  • A 5-year average of 0.44 and a median of 0.39 in 2025 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio slumped 71.47% in 2022, then soared 226.01% in 2023.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.37 in 2022, then declined by 16.88% to 0.31 in 2023, then grew by 23.0% to 0.38 in 2024, then gained by 4.56% to 0.39 in 2025, then fell by 12.97% to 0.34 in 2026.
  • Business Quant data shows UBSI's FCF Payout Ratio at 0.34 in Q1 2026, 0.39 in Q4 2025, and 0.36 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 United Bankshares 6.37 Bn 4.05 Bn - 0.34

Historic Data

Download Data
DateValue
Mar 31, 2026 0.34
Dec 31, 2025 0.39
Sep 30, 2025 0.36
Jun 30, 2025 0.63
Mar 31, 2025 0.43
Dec 31, 2024 0.38
Sep 30, 2024 0.41
Jun 30, 2024 0.86
Mar 31, 2024 0.42
Dec 31, 2023 0.31
Sep 30, 2023 0.56
Jun 30, 2023 0.79
Mar 31, 2023 0.42
Dec 31, 2022 0.37
Sep 30, 2022 0.38
Jun 30, 2022 0.24
Mar 31, 2022 0.17
Dec 31, 2021 0.87
Sep 30, 2021 0.23
Jun 30, 2021 0.17