United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026)
United Bankshares (UBSI) posted quarterly FCF Payout Ratio of 0.34 for Q1 2026, down 21.31% year-over-year from 0.43 in Q1 2025, and down 12.97% quarter-over-quarter from 0.39 in Q4 2025.
United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026) Analysis & Trends
United Bankshares (UBSI) has reported FCF Payout Ratio for 12 consecutive years, with 0.34 the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 21.31% year-over-year to 0.34; the TTM figure through Mar 2026 stood at 0.41 (down 13.08% YoY), while the FY2025 annual figure was 0.43, down 6.23% from the prior year.
- FCF Payout Ratio eased to 0.34 in Q1 2026 per UBSI's latest filing, from 0.39 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.86 in Q2 2024 and bottomed at 0.17 in Q1 2022.
- Historically, FCF Payout Ratio has averaged 0.44 across 5 years, with a median of 0.39 in 2025.
- Annual changes were most pronounced in 2022 — FCF Payout Ratio slumped 71.47% — and 2023, when it soared 226.01%.
- United Bankshares' FCF Payout Ratio stood at 0.37 in 2022, then fell by 16.88% to 0.31 in 2023, then increased by 23.0% to 0.38 in 2024, then advanced by 4.56% to 0.39 in 2025, then retreated by 12.97% to 0.34 in 2026.
- Business Quant data shows UBSI's FCF Payout Ratio at 0.34 in Q1 2026, 0.39 in Q4 2025, and 0.36 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | United Bankshares | 6.60 Bn | 4.48 Bn | - | 0.54 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.54 |
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.63 |
| Mar 31, 2025 | 0.43 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.86 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.79 |
| Mar 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.38 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.87 |
| Sep 30, 2021 | 0.23 |