KPIs & Operating Metrics(New)

United Bankshares (UBSI) FCF Payout Ratio (2018 - 2025)

United Bankshares (UBSI) has disclosed FCF Payout Ratio for 10 consecutive years, with 0.39 as the latest value for Q4 2025.

  • Quarterly FCF Payout Ratio rose 4.56% to 0.39 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.43 through Dec 2025, down 6.23% year-over-year, with the annual reading at 0.43 for FY2025, 6.23% down from the prior year.
  • FCF Payout Ratio for Q4 2025 was 0.39 at United Bankshares, up from 0.36 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.87 in Q4 2021, with the low at 0.17 in Q1 2022.
  • Average FCF Payout Ratio over 5 years is 0.45, with a median of 0.4 recorded in 2025.
  • Peak annual rise in FCF Payout Ratio hit 245.09% in 2021, while the deepest fall reached 78.24% in 2021.
  • Over 5 years, FCF Payout Ratio stood at 0.87 in 2021, then plummeted by 57.51% to 0.37 in 2022, then dropped by 16.88% to 0.31 in 2023, then rose by 23.0% to 0.38 in 2024, then rose by 4.56% to 0.39 in 2025.
  • According to Business Quant data, FCF Payout Ratio over the past three periods came in at 0.39, 0.36, and 0.63 for Q4 2025, Q3 2025, and Q2 2025 respectively.