United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026)
United Bankshares' (UBSI) quarterly FCF Payout Ratio came in at 0.34 in Q1 2026, down 21.31% year-on-year from 0.43 in Q1 2025, and down 12.97% on a QoQ basis from 0.39 in Q4 2025.
United Bankshares (UBSI) FCF Payout Ratio (2010 - 2026) Analysis & Trends
United Bankshares (UBSI) has 12 years of FCF Payout Ratio data on file, last reported at 0.34 in Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 21.31% year-over-year to 0.34 in Q1 2026; TTM through Mar 2026 was 0.41, a 13.08% decrease from a year earlier, with the FY2025 full-year figure at 0.43, down 6.23% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.34, down from 0.39 in the prior quarter.
- Over the last five years, FCF Payout Ratio for UBSI reached as high as 0.86 in Q2 2024 and fell as low as 0.17 in Q1 2022.
- Historically, FCF Payout Ratio has averaged 0.44 across 5 years, with a median of 0.39 in 2025.
- Across the five-year window, FCF Payout Ratio plunged 71.47% in 2022 and jumped 226.01% in 2023, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.37 in 2022, then decreased by 16.88% to 0.31 in 2023, then gained by 23.0% to 0.38 in 2024, then grew by 4.56% to 0.39 in 2025, then slipped by 12.97% to 0.34 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.34 in Q1 2026, 0.39 in Q4 2025, and 0.36 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 5.86 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.36 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.61 |
| 10 | United Bankshares | 6.69 Bn | 4.39 Bn | - | 0.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.63 |
| Mar 31, 2025 | 0.43 |
| Dec 31, 2024 | 0.38 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.86 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.79 |
| Mar 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.37 |
| Sep 30, 2022 | 0.38 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.87 |
| Sep 30, 2021 | 0.23 |
| Jun 30, 2021 | 0.17 |