KPIs & Operating Metrics(New)

LendingClub (LC) Provisions: 2011-2024

Historic Provisions for LendingClub (LC) over the last 11 years, with Dec 2024 value amounting to $178.3 million.

  • LendingClub's Provisions fell 2.65% to $46.3 million in Q3 2025 from the same period last year, while for Sep 2025 it was $208.3 million, marking a year-over-year increase of 31.85%. This contributed to the annual value of $178.3 million for FY2024, which is 26.81% down from last year.
  • LendingClub's Provisions amounted to $178.3 million in FY2024, which was down 26.81% from $243.6 million recorded in FY2023.
  • LendingClub's 5-year Provisions high stood at $267.3 million for FY2022, and its period low was $3.4 million during FY2020.
  • Its 3-year average for Provisions is $229.7 million, with a median of $243.6 million in 2023.
  • As far as peak fluctuations go, LendingClub's Provisions soared by 4,067.68% in 2021, and later dropped by 26.81% in 2024.
  • Yearly analysis of 5 years shows LendingClub's Provisions stood at $3.4 million in 2020, then surged by 4,067.68% to $141.0 million in 2021, then spiked by 89.66% to $267.3 million in 2022, then fell by 8.89% to $243.6 million in 2023, then dropped by 26.81% to $178.3 million in 2024.