KPIs & Operating Metrics(New)

LendingClub (LC) Operating Margin: 2011-2024

Historic Operating Margin for LendingClub (LC) over the last 14 years, with Dec 2024 value amounting to 18.16%.

  • LendingClub's Operating Margin rose 409.00% to 23.59% in Q3 2025 from the same period last year, while for Sep 2025 it was 23.01%, marking a year-over-year increase of 658.00%. This contributed to the annual value of 18.16% for FY2024, which is 547.00% down from last year.
  • According to the latest figures from FY2024, LendingClub's Operating Margin is 18.16%, which was down 23.16% from 23.63% recorded in FY2023.
  • LendingClub's Operating Margin's 5-year high stood at 23.63% during FY2023, with a 5-year trough of -74.12% in FY2020.
  • In the last 3 years, LendingClub's Operating Margin had a median value of 18.75% in 2022 and averaged 20.18%.
  • Its Operating Margin has fluctuated over the past 5 years, first tumbled by 3,902bps in 2020, then surged by 7,425bps in 2021.
  • Over the past 5 years, LendingClub's Operating Margin (Yearly) stood at -74.12% in 2020, then spiked by 7,425bps to 0.13% in 2021, then surged by 1,862bps to 18.75% in 2022, then surged by 488bps to 23.63% in 2023, then tumbled by 547bps to 18.16% in 2024.