KPIs & Operating Metrics(New)

LendingClub (LC) Net Margin: 2011-2024

Historic Net Margin for LendingClub (LC) over the last 14 years, with Dec 2024 value amounting to 6.52%.

  • LendingClub's Net Margin rose 948.00% to 16.62% in Q3 2025 from the same period last year, while for Sep 2025 it was 10.93%, marking a year-over-year increase of 409.00%. This contributed to the annual value of 6.52% for FY2024, which is 202.00% up from last year.
  • Latest data reveals that LendingClub reported Net Margin of 6.52% as of FY2024, which was up 44.82% from 4.50% recorded in FY2023.
  • Over the past 5 years, LendingClub's Net Margin peaked at 24.40% during FY2022, and registered a low of -58.96% during FY2020.
  • Moreover, its 3-year median value for Net Margin was 6.52% (2024), whereas its average is 11.81%.
  • Its Net Margin has fluctuated over the past 5 years, first slumped by 5,491bps in 2020, then soared by 6,123bps in 2021.
  • LendingClub's Net Margin (Yearly) stood at -58.96% in 2020, then spiked by 6,123bps to 2.27% in 2021, then skyrocketed by 2,213bps to 24.40% in 2022, then crashed by 1,990bps to 4.50% in 2023, then surged by 202bps to 6.52% in 2024.