KPIs & Operating Metrics(New)

LendingClub (LC) Interest Coverage Ratio: 2011-2024

Historic Interest Coverage Ratio for LendingClub (LC) over the last 14 years, with Dec 2024 value amounting to 0.38.

  • LendingClub's Interest Coverage Ratio rose 91.66% to 0.75 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.63, marking a year-over-year increase of 79.07%. This contributed to the annual value of 0.38 for FY2024, which is 49.34% down from last year.
  • Latest data reveals that LendingClub reported Interest Coverage Ratio of 0.38 as of FY2024, which was down 49.34% from 0.75 recorded in FY2023.
  • In the past 5 years, LendingClub's Interest Coverage Ratio registered a high of 2.70 during FY2022, and its lowest value of -1.57 during FY2020.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 0.75 (2023), whereas its average is 1.28.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 19,485.62% in 2022, then plummeted by 72.03% in 2023.
  • Over the past 5 years, LendingClub's Interest Coverage Ratio (Yearly) stood at -1.57 in 2020, then spiked by 100.88% to 0.01 in 2021, then soared by 19,485.62% to 2.70 in 2022, then slumped by 72.03% to 0.75 in 2023, then tumbled by 49.34% to 0.38 in 2024.