KPIs & Operating Metrics(New)

LendingClub (LC) EBT Margin: 2011-2024

Historic EBT Margin for LendingClub (LC) over the last 14 years, with Dec 2024 value amounting to 8.27%.

  • LendingClub's EBT Margin rose 1258.00% to 21.50% in Q3 2025 from the same period last year, while for Sep 2025 it was 14.54%, marking a year-over-year increase of 558.00%. This contributed to the annual value of 8.27% for FY2024, which is 195.00% up from last year.
  • Latest data reveals that LendingClub reported EBT Margin of 8.27% as of FY2024, which was up 30.88% from 6.32% recorded in FY2023.
  • LendingClub's 5-year EBT Margin high stood at 12.89% for FY2022, and its period low was -58.98% during FY2020.
  • Its 3-year average for EBT Margin is 9.16%, with a median of 8.27% in 2024.
  • In the last 5 years, LendingClub's EBT Margin crashed by 5,491bps in 2020 and then soared by 6,124bps in 2021.
  • Yearly analysis of 5 years shows LendingClub's EBT Margin stood at -58.98% in 2020, then spiked by 6,124bps to 2.25% in 2021, then soared by 1,064bps to 12.89% in 2022, then tumbled by 657bps to 6.32% in 2023, then spiked by 195bps to 8.27% in 2024.