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LendingClub (LC) Asset Utilization Ratio: 2012-2024

Historic Asset Utilization Ratio for LendingClub (LC) over the last 13 years, with Dec 2024 value amounting to 0.08.

  • LendingClub's Asset Utilization Ratio rose 18.66% to 0.09 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09, marking a year-over-year increase of 18.66%. This contributed to the annual value of 0.08 for FY2024, which is 21.38% down from last year.
  • As of FY2024, LendingClub's Asset Utilization Ratio stood at 0.08, which was down 21.38% from 0.10 recorded in FY2023.
  • LendingClub's 5-year Asset Utilization Ratio high stood at 0.24 for FY2021, and its period low was 0.08 during FY2024.
  • Moreover, its 3-year median value for Asset Utilization Ratio was 0.10 (2023), whereas its average is 0.12.
  • In the last 5 years, LendingClub's Asset Utilization Ratio spiked by 84.38% in 2021 and then tumbled by 44.19% in 2023.
  • Over the past 5 years, LendingClub's Asset Utilization Ratio (Yearly) stood at 0.13 in 2020, then spiked by 84.38% to 0.24 in 2021, then dropped by 23.84% to 0.18 in 2022, then crashed by 44.19% to 0.10 in 2023, then fell by 21.38% to 0.08 in 2024.