X Financial (XYF) Interest Expenses (2025 - 2026)
X Financial (XYF) posted Interest Expenses of -$228808.2 for Q2 2026, up 23.33% on a QoQ basis from -$298414.3 in Q1 2026, and up 66.52% year-over-year from -$137407.2 in Q2 2025.
Analysis
X Financial (XYF) Interest Expenses (2025 - 2026) Analysis & Trends
X Financial has reported Interest Expenses for 2 years, with the latest figure at -$228808.2 in Q2 2026.
- On a quarterly basis, Interest Expenses rose 66.52% year-over-year to -$228808.2 in Q2 2026; TTM through Jun 2026 was -$2.0 million, a N/A change from a year earlier, with the FY2025 full-year figure at -$2.6 million, up 17.63% from the prior year.
- Interest Expenses was -$228808.2 for Q2 2026 at X Financial, up from -$298414.3 in the prior quarter.
- The five-year high for Interest Expenses was -$228808.2 in Q2 2026, with the low at -$776010.3 in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 12.53 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 18.95 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -2.94 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | -228,808.19 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 1.33 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | -939,170.95 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 5.26 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -228,808.19 |
| Mar 31, 2026 | -298,414.27 |
| Jun 30, 2025 | -683,383.27 |
| Mar 31, 2025 | -776,010.32 |