X Financial (XYF) Interest Expenses (2017 - 2025)

X Financial (XYF) posted quarterly Interest Expenses of $241440.0 for Q4 2025, up 2773.71% year-over-year from $8401.7 in Q4 2024, and up 2773.71% quarter-over-quarter from $8401.7 in Q4 2024.

X Financial (XYF) Interest Expenses (2017 - 2025) Analysis & Trends

X Financial's Interest Expenses history runs 9 years deep, the most recent figure standing at $241440.0 for Q4 2025.

  • In Q4 2025, Interest Expenses rose 2773.71% year-over-year to $241440.0; the TTM figure through Dec 2025 stood at $241440.0 (up 2773.71% YoY), while the FY2025 annual figure was $14.7 million, down 66.61% from the prior year.
  • Interest Expenses for Q4 2025 stood at $241440.0, up from $8401.7 in the prior quarter.
  • The five-year high for Interest Expenses was $31.4 million in Q4 2023, with the low at $8401.7 in Q4 2024.
  • The 5-year median for Interest Expenses is $17.7 million (2021), against an average of $15.9 million.
  • The sharpest annual moves came in 2024 and 2025: Interest Expenses sank 99.97% in 2024, then jumped 2773.71% in 2025.
  • X Financial's Interest Expenses stood at $17.7 million in 2021, then soared by 70.35% to $30.2 million in 2022, then advanced by 4.03% to $31.4 million in 2023, then tumbled by 99.97% to $8401.7 in 2024, then surged by 2773.71% to $241440.0 in 2025.
  • Business Quant data shows XYF's Interest Expenses at $241440.0 in Q4 2025, $8401.7 in Q4 2024, and $31.4 million in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 14.50 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 241,439.96
Dec 31, 2025 241,439.96
Dec 31, 2024 8,401.67
Dec 31, 2024 8,401.67
Dec 31, 2023 31.43 Mn
Dec 31, 2023 31.43 Mn
Dec 31, 2022 30.21 Mn
Dec 31, 2022 30.21 Mn
Dec 31, 2021 17.74 Mn
Dec 31, 2021 17.74 Mn
Dec 31, 2020 2.11 Mn
Dec 31, 2020 2.11 Mn
Dec 31, 2019 688,824.75
Dec 31, 2019 688,824.75
Dec 31, 2018 58,383.20
Dec 31, 2018 58,383.20
Dec 31, 2017 580.08
Dec 31, 2017 580.08