X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Interest Expenses (2025 - 2026)

X Financial (XYF) posted quarterly Interest Expenses of $241440.0 for Q4 2025, up 2773.71% year-over-year from $8401.7 in Q4 2024, and up 2773.71% quarter-over-quarter from $8401.7 in Q4 2024.

Analysis

X Financial (XYF) Interest Expenses (2025 - 2026) Analysis & Trends

X Financial's Interest Expenses history runs 9 years deep, the most recent figure standing at $241440.0 for Q4 2025.

  • In Q4 2025, Interest Expenses rose 2773.71% year-over-year to $241440.0; the TTM figure through Dec 2025 stood at $241440.0 (up 2773.71% YoY), while the FY2025 annual figure was $14.7 million, down 66.61% from the prior year.
  • Interest Expenses for Q4 2025 stood at $241440.0, up from $8401.7 in the prior quarter.
  • The five-year high for Interest Expenses was $31.4 million in Q4 2023, with the low at $8401.7 in Q4 2024.
  • The 5-year median for Interest Expenses is $17.7 million (2021), against an average of $15.9 million.
  • The sharpest annual moves came in 2024 and 2025: Interest Expenses sank 99.97% in 2024, then jumped 2773.71% in 2025.
  • X Financial's Interest Expenses stood at $17.7 million in 2021, then soared by 70.35% to $30.2 million in 2022, then advanced by 4.03% to $31.4 million in 2023, then tumbled by 99.97% to $8401.7 in 2024, then surged by 2773.71% to $241440.0 in 2025.
  • Business Quant data shows XYF's Interest Expenses at $241440.0 in Q4 2025, $8401.7 in Q4 2024, and $31.4 million in Q4 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 194.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 218.00 Mn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 4.01 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 118.51 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 975.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 352.33 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.51 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn -228,808.19
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -228,808.19
Jun 30, 2026 -228,808.19
Mar 31, 2026 -298,414.27
Mar 31, 2026 -298,414.27
Jun 30, 2025 -683,383.27
Jun 30, 2025 -683,383.27
Mar 31, 2025 -776,010.32
Mar 31, 2025 -776,010.32