X Financial (XYF) Interest Expenses (2017 - 2025)
X Financial (XYF) posted quarterly Interest Expenses of $241440.0 for Q4 2025, up 2773.71% year-over-year from $8401.7 in Q4 2024, and up 2773.71% quarter-over-quarter from $8401.7 in Q4 2024.
X Financial (XYF) Interest Expenses (2017 - 2025) Analysis & Trends
X Financial's Interest Expenses history runs 9 years deep, the most recent figure standing at $241440.0 for Q4 2025.
- In Q4 2025, Interest Expenses rose 2773.71% year-over-year to $241440.0; the TTM figure through Dec 2025 stood at $241440.0 (up 2773.71% YoY), while the FY2025 annual figure was $14.7 million, down 66.61% from the prior year.
- Interest Expenses for Q4 2025 stood at $241440.0, up from $8401.7 in the prior quarter.
- The five-year high for Interest Expenses was $31.4 million in Q4 2023, with the low at $8401.7 in Q4 2024.
- The 5-year median for Interest Expenses is $17.7 million (2021), against an average of $15.9 million.
- The sharpest annual moves came in 2024 and 2025: Interest Expenses sank 99.97% in 2024, then jumped 2773.71% in 2025.
- X Financial's Interest Expenses stood at $17.7 million in 2021, then soared by 70.35% to $30.2 million in 2022, then advanced by 4.03% to $31.4 million in 2023, then tumbled by 99.97% to $8401.7 in 2024, then surged by 2773.71% to $241440.0 in 2025.
- Business Quant data shows XYF's Interest Expenses at $241440.0 in Q4 2025, $8401.7 in Q4 2024, and $31.4 million in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 14.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 241,439.96 |
| Dec 31, 2025 | 241,439.96 |
| Dec 31, 2024 | 8,401.67 |
| Dec 31, 2024 | 8,401.67 |
| Dec 31, 2023 | 31.43 Mn |
| Dec 31, 2023 | 31.43 Mn |
| Dec 31, 2022 | 30.21 Mn |
| Dec 31, 2022 | 30.21 Mn |
| Dec 31, 2021 | 17.74 Mn |
| Dec 31, 2021 | 17.74 Mn |
| Dec 31, 2020 | 2.11 Mn |
| Dec 31, 2020 | 2.11 Mn |
| Dec 31, 2019 | 688,824.75 |
| Dec 31, 2019 | 688,824.75 |
| Dec 31, 2018 | 58,383.20 |
| Dec 31, 2018 | 58,383.20 |
| Dec 31, 2017 | 580.08 |
| Dec 31, 2017 | 580.08 |