X Financial (XYF) EPS (Diluted) (2017 - 2026)
X Financial (XYF) recorded EPS (Diluted) of $0.12 in Q2 2026, down 91.7% from $1.50 a year earlier but up 42.1% from the prior quarter.
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Analysis
X Financial (XYF) EPS (Diluted) (2017 - 2026) Analysis & Trends
On a TTM basis, X Financial's EPS (Diluted) came in at $1.79 as of Jun 30, 2026, down 64.0% year-over-year; for FY2025, it came in at $4.98, up 14.5% from FY2024.
- Annual EPS (Diluted) has increased for four straight years, with a five-year compound annual growth rate of 5.1% (FY2020 to FY2025).
- Across earlier years, EPS (Diluted) came in at $4.35 in FY2024 (+25.4%), $3.47 in FY2023 (+47.8%), $2.35 in FY2022 (+3.5%) and $2.27 in FY2021 (-41.6%).
- Quarterly EPS (Diluted) has ranged from $0.09 in Q1 2026 to $1.50 in Q2 2025 over the past five years.
- On a year-over-year basis, EPS (Diluted) has declined for three consecutive quarters, with an average decline of 9.3% over the last eight quarters.
- Peak year-over-year performance for EPS (Diluted) in the last five years was growth of 112.4% in Q4 2024, against a decline of 93.2% in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $0.09 (Q1 2026), $0.18 (Q4 2025) and $1.19 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Diluted) (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 0.92 |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 1.25 |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 2.51 |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | -11.17 |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 5.70 |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | 1.06 |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 0.37 |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 0.11 |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 1.54 |
| 10 | X Financial | 225.75 Mn | -305.02 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 1.19 |
| Jun 30, 2025 | 1.50 |
| Mar 31, 2025 | 1.29 |
| Dec 31, 2024 | 1.12 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.20 |
| Mar 31, 2024 | 1.05 |
| Dec 31, 2023 | 0.53 |
| Sep 30, 2023 | 0.87 |
| Jun 30, 2023 | 1.01 |
| Mar 31, 2023 | 0.75 |
| Dec 31, 2022 | 0.71 |
| Sep 30, 2022 | 0.62 |
| Jun 30, 2022 | 0.59 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.38 |
| Sep 30, 2021 | 0.82 |
API Access
X Financial EPS (Diluted) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-diluted&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-diluted", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-diluted&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();