World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)

World Acceptance (WRLD) posted quarterly Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% year-over-year from 0.52 in Q4 2024, and down 4.93% quarter-over-quarter from 0.55 in Q3 2025.

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Asset Utilization Ratio for 15 consecutive years, with 0.52 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the TTM figure through Dec 2025 stood at 0.52 (up 0.52% YoY), while the FY2025 annual figure was 0.55, up 3.78% from the prior year.
  • Asset Utilization Ratio slipped to 0.52 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.56 in Q2 2025 and bottomed at 0.47 in Q4 2021.
  • Historically, Asset Utilization Ratio has averaged 0.52 across 5 years, with a median of 0.53 in 2023.
  • Annual changes were most pronounced in 2021 — Asset Utilization Ratio declined 17.28% — and 2023, when it rose 12.32%.
  • World Acceptance's Asset Utilization Ratio stood at 0.47 in 2021, then increased by 8.53% to 0.51 in 2022, then increased by 1.95% to 0.52 in 2023, then increased by 0.18% to 0.52 in 2024, then gained by 0.52% to 0.52 in 2025.
  • Business Quant data shows WRLD's Asset Utilization Ratio at 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 World Acceptance 909.24 Mn 899.24 Mn - 0.52

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Sep 30, 2025 0.55
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 0.52
Sep 30, 2024 0.53
Jun 30, 2024 0.54
Mar 31, 2024 0.53
Dec 31, 2023 0.52
Sep 30, 2023 0.53
Jun 30, 2023 0.54
Mar 31, 2023 0.53
Dec 31, 2022 0.51
Sep 30, 2022 0.50
Jun 30, 2022 0.49
Mar 31, 2022 0.47
Dec 31, 2021 0.47
Sep 30, 2021 0.50
Jun 30, 2021 0.54
Mar 31, 2021 0.53