World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)
World Acceptance (WRLD) posted quarterly Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% YoY from 0.52 in Q4 2024, and down 4.93% sequentially from 0.55 in Q3 2025.
World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends
World Acceptance has disclosed Asset Utilization Ratio across 15 years of filings, most recently posting 0.52 for Q4 2025.
- In Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the TTM figure through Dec 2025 stood at 0.52 (up 0.52% YoY), while the FY2025 annual figure was 0.55, up 3.78% from the prior year.
- Asset Utilization Ratio retreated to 0.52 in Q4 2025, from 0.55 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for WRLD reached as high as 0.56 in Q2 2025 and fell as low as 0.47 in Q4 2021.
- The 5-year median for Asset Utilization Ratio is 0.53 (2023), against an average of 0.52.
- Annual changes were most pronounced in 2021 — Asset Utilization Ratio declined 17.28% — and 2023, when it rose 12.32%.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2021, then grew by 8.53% to 0.51 in 2022, then grew by 1.95% to 0.52 in 2023, then grew by 0.18% to 0.52 in 2024, then rose by 0.52% to 0.52 in 2025.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.52, 0.55, and 0.56 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | 0.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.56 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | 0.52 |
| Sep 30, 2024 | 0.53 |
| Jun 30, 2024 | 0.54 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.53 |
| Jun 30, 2023 | 0.54 |
| Mar 31, 2023 | 0.53 |
| Dec 31, 2022 | 0.51 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.47 |
| Sep 30, 2021 | 0.50 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.53 |