World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)
World Acceptance (WRLD) posted quarterly Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% year-over-year from 0.52 in Q4 2024, and down 4.93% quarter-over-quarter from 0.55 in Q3 2025.
World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has reported Asset Utilization Ratio for 15 consecutive years, with 0.52 the latest figure, recorded in Q4 2025.
- In Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the TTM figure through Dec 2025 stood at 0.52 (up 0.52% YoY), while the FY2025 annual figure was 0.55, up 3.78% from the prior year.
- Asset Utilization Ratio slipped to 0.52 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.56 in Q2 2025 and bottomed at 0.47 in Q4 2021.
- Historically, Asset Utilization Ratio has averaged 0.52 across 5 years, with a median of 0.53 in 2023.
- Annual changes were most pronounced in 2021 — Asset Utilization Ratio declined 17.28% — and 2023, when it rose 12.32%.
- World Acceptance's Asset Utilization Ratio stood at 0.47 in 2021, then increased by 8.53% to 0.51 in 2022, then increased by 1.95% to 0.52 in 2023, then increased by 0.18% to 0.52 in 2024, then gained by 0.52% to 0.52 in 2025.
- Business Quant data shows WRLD's Asset Utilization Ratio at 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | World Acceptance | 909.24 Mn | 899.24 Mn | - | 0.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.56 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | 0.52 |
| Sep 30, 2024 | 0.53 |
| Jun 30, 2024 | 0.54 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.53 |
| Jun 30, 2023 | 0.54 |
| Mar 31, 2023 | 0.53 |
| Dec 31, 2022 | 0.51 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.47 |
| Sep 30, 2021 | 0.50 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.53 |