World Acceptance WRLD
NASDAQ WRLD
$188.35 -1.70 (-0.89%)
At close: Aug 28, 2026 · 4:00 PM EDT

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2026)

World Acceptance (WRLD) posted quarterly Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% year-over-year from 0.52 in Q4 2024, and down 4.93% quarter-over-quarter from 0.55 in Q3 2025.

Analysis

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

World Acceptance (WRLD) has reported Asset Utilization Ratio for 15 consecutive years, with 0.52 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the TTM figure through Dec 2025 stood at 0.52 (up 0.52% YoY), while the FY2025 annual figure was 0.55, up 3.78% from the prior year.
  • Asset Utilization Ratio slipped to 0.52 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.56 in Q2 2025 and bottomed at 0.47 in Q4 2021.
  • Historically, Asset Utilization Ratio has averaged 0.52 across 5 years, with a median of 0.53 in 2023.
  • Annual changes were most pronounced in 2021 — Asset Utilization Ratio declined 17.28% — and 2023, when it rose 12.32%.
  • World Acceptance's Asset Utilization Ratio stood at 0.47 in 2021, then increased by 8.53% to 0.51 in 2022, then increased by 1.95% to 0.52 in 2023, then increased by 0.18% to 0.52 in 2024, then gained by 0.52% to 0.52 in 2025.
  • Business Quant data shows WRLD's Asset Utilization Ratio at 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.47
2 Mastercard 518.33 Bn 504.84 Bn - 0.64
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.25
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.09
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.42
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.29
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.16
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.08
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.04
10 World Acceptance 877.49 Mn 867.07 Mn - 0.55
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.55
Mar 31, 2026 0.53
Dec 31, 2025 0.52
Sep 30, 2025 0.55
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 0.52
Sep 30, 2024 0.53
Jun 30, 2024 0.54
Mar 31, 2024 0.53
Dec 31, 2023 0.52
Sep 30, 2023 0.53
Jun 30, 2023 0.54
Mar 31, 2023 0.53
Dec 31, 2022 0.51
Sep 30, 2022 0.50
Jun 30, 2022 0.49
Mar 31, 2022 0.47
Dec 31, 2021 0.47
Sep 30, 2021 0.50