World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)

World Acceptance (WRLD) recorded quarterly Asset Utilization Ratio of 0.52 in Q4 2025, down 4.93% quarter-over-quarter from 0.55 in Q3 2025, and up 0.52% year-on-year from 0.52 in Q4 2024.

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Asset Utilization Ratio across 15 years of filings, most recently posting 0.52 for Q4 2025.

  • For the quarter ending Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the trailing twelve-month figure through Dec 2025 stood at 0.52 (up 0.52% YoY), and the FY2025 full-year result was 0.55, up 3.78% from the prior year.
  • Asset Utilization Ratio was 0.52 for Q4 2025 at World Acceptance, down from 0.55 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.56 in Q2 2025 and troughed at 0.47 in Q4 2021.
  • The 5-year median for Asset Utilization Ratio is 0.53 (2023), against an average of 0.52.
  • The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio decreased 17.28% in 2021, then climbed 12.32% in 2023.
  • Year by year, Asset Utilization Ratio stood at 0.47 in 2021, then grew by 8.53% to 0.51 in 2022, then grew by 1.95% to 0.52 in 2023, then grew by 0.18% to 0.52 in 2024, then rose by 0.52% to 0.52 in 2025.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.45
2 Mastercard 437.48 Bn 427.27 Bn - 0.64
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.24
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.42
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.16
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.16
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.08
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.04
10 World Acceptance 894.60 Mn 884.60 Mn - 0.52

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Sep 30, 2025 0.55
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 0.52
Sep 30, 2024 0.53
Jun 30, 2024 0.54
Mar 31, 2024 0.53
Dec 31, 2023 0.52
Sep 30, 2023 0.53
Jun 30, 2023 0.54
Mar 31, 2023 0.53
Dec 31, 2022 0.51
Sep 30, 2022 0.50
Jun 30, 2022 0.49
Mar 31, 2022 0.47
Dec 31, 2021 0.47
Sep 30, 2021 0.50
Jun 30, 2021 0.54
Mar 31, 2021 0.53