World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)

World Acceptance (WRLD) reported Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% year-over-year from 0.52 in Q4 2024, and down 4.93% quarter-over-quarter from 0.55 in Q3 2025.

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends

World Acceptance (WRLD) has 15 years of Asset Utilization Ratio data on file, last reported at 0.52 in Q4 2025.

  • Asset Utilization Ratio for Q4 2025 came in at 0.52, up 0.52% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.52 (up 0.52% YoY), and the FY2025 annual result was 0.55, up 3.78% from the prior year.
  • Asset Utilization Ratio declined to 0.52 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.56 in Q2 2025 and troughed at 0.47 in Q4 2021.
  • A 5-year average of 0.52 and a median of 0.53 in 2023 frame the typical range for Asset Utilization Ratio.
  • The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio declined 17.28% in 2021, then rose 12.32% in 2023.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2021, then grew by 8.53% to 0.51 in 2022, then grew by 1.95% to 0.52 in 2023, then grew by 0.18% to 0.52 in 2024, then rose by 0.52% to 0.52 in 2025.
  • Business Quant data shows WRLD's Asset Utilization Ratio at 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 World Acceptance 796.25 Mn 786.25 Mn - 0.52

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Sep 30, 2025 0.55
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 0.52
Sep 30, 2024 0.53
Jun 30, 2024 0.54
Mar 31, 2024 0.53
Dec 31, 2023 0.52
Sep 30, 2023 0.53
Jun 30, 2023 0.54
Mar 31, 2023 0.53
Dec 31, 2022 0.51
Sep 30, 2022 0.50
Jun 30, 2022 0.49
Mar 31, 2022 0.47
Dec 31, 2021 0.47
Sep 30, 2021 0.50
Jun 30, 2021 0.54
Mar 31, 2021 0.53