World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)
World Acceptance (WRLD) reported Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% year-over-year from 0.52 in Q4 2024, and down 4.93% quarter-over-quarter from 0.55 in Q3 2025.
World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Asset Utilization Ratio data on file, last reported at 0.52 in Q4 2025.
- Asset Utilization Ratio for Q4 2025 came in at 0.52, up 0.52% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.52 (up 0.52% YoY), and the FY2025 annual result was 0.55, up 3.78% from the prior year.
- Asset Utilization Ratio declined to 0.52 in Q4 2025 per WRLD's latest filing, from 0.55 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.56 in Q2 2025 and troughed at 0.47 in Q4 2021.
- A 5-year average of 0.52 and a median of 0.53 in 2023 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2021 and 2023: Asset Utilization Ratio declined 17.28% in 2021, then rose 12.32% in 2023.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2021, then grew by 8.53% to 0.51 in 2022, then grew by 1.95% to 0.52 in 2023, then grew by 0.18% to 0.52 in 2024, then rose by 0.52% to 0.52 in 2025.
- Business Quant data shows WRLD's Asset Utilization Ratio at 0.52 in Q4 2025, 0.55 in Q3 2025, and 0.56 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | 0.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.56 |
| Mar 31, 2025 | 0.53 |
| Dec 31, 2024 | 0.52 |
| Sep 30, 2024 | 0.53 |
| Jun 30, 2024 | 0.54 |
| Mar 31, 2024 | 0.53 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.53 |
| Jun 30, 2023 | 0.54 |
| Mar 31, 2023 | 0.53 |
| Dec 31, 2022 | 0.51 |
| Sep 30, 2022 | 0.50 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.47 |
| Sep 30, 2021 | 0.50 |
| Jun 30, 2021 | 0.54 |
| Mar 31, 2021 | 0.53 |