World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025)

World Acceptance (WRLD) posted quarterly Asset Utilization Ratio of 0.52 for Q4 2025, up 0.52% YoY from 0.52 in Q4 2024, and down 4.93% sequentially from 0.55 in Q3 2025.

World Acceptance (WRLD) Asset Utilization Ratio (2011 - 2025) Analysis & Trends

World Acceptance has disclosed Asset Utilization Ratio across 15 years of filings, most recently posting 0.52 for Q4 2025.

  • In Q4 2025, Asset Utilization Ratio rose 0.52% year-over-year to 0.52; the TTM figure through Dec 2025 stood at 0.52 (up 0.52% YoY), while the FY2025 annual figure was 0.55, up 3.78% from the prior year.
  • Asset Utilization Ratio retreated to 0.52 in Q4 2025, from 0.55 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for WRLD reached as high as 0.56 in Q2 2025 and fell as low as 0.47 in Q4 2021.
  • The 5-year median for Asset Utilization Ratio is 0.53 (2023), against an average of 0.52.
  • Annual changes were most pronounced in 2021 — Asset Utilization Ratio declined 17.28% — and 2023, when it rose 12.32%.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2021, then grew by 8.53% to 0.51 in 2022, then grew by 1.95% to 0.52 in 2023, then grew by 0.18% to 0.52 in 2024, then rose by 0.52% to 0.52 in 2025.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.52, 0.55, and 0.56 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 World Acceptance 1.04 Bn 1.03 Bn - 0.52

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Sep 30, 2025 0.55
Jun 30, 2025 0.56
Mar 31, 2025 0.53
Dec 31, 2024 0.52
Sep 30, 2024 0.53
Jun 30, 2024 0.54
Mar 31, 2024 0.53
Dec 31, 2023 0.52
Sep 30, 2023 0.53
Jun 30, 2023 0.54
Mar 31, 2023 0.53
Dec 31, 2022 0.51
Sep 30, 2022 0.50
Jun 30, 2022 0.49
Mar 31, 2022 0.47
Dec 31, 2021 0.47
Sep 30, 2021 0.50
Jun 30, 2021 0.54
Mar 31, 2021 0.53