World Acceptance (WRLD) Net Margin (2010 - 2025)

World Acceptance (WRLD) posted quarterly Net Margin of 0.65% for Q4 2025, down 1030.0% YoY from 0.07% in Q4 2024, and up 55.42% sequentially from 1.45% in Q3 2025.

World Acceptance (WRLD) Net Margin (2010 - 2025) Analysis & Trends

World Acceptance has disclosed Net Margin across 15 years of filings, most recently posting 0.65% for Q4 2025.

  • In Q4 2025, Net Margin fell 1030.0% year-over-year to 0.65%; the TTM figure through Dec 2025 stood at 7.46% (down 695.0% YoY), while the FY2025 annual figure was 15.89%, up 239.0% from the prior year.
  • Net Margin rose to 0.65% in Q4 2025, from 1.45% in the prior quarter.
  • Over the last five years, Net Margin for WRLD reached as high as 30.68% in Q1 2021 and fell as low as 5.42% in Q2 2022.
  • The 5-year median for Net Margin is 9.34% (2024), against an average of 9.69%.
  • Annual changes were most pronounced in 2022 — Net Margin slumped 1978 bps — and 2023, when it jumped 1227 bps.
  • A 5-year view of Net Margin shows it stood at 4.92% in 2021, then slipped by 19 bps to 3.96% in 2022, then jumped by 205 bps to 12.1% in 2023, then slipped by 20 bps to 9.66% in 2024, then plunged by 107 bps to 0.65% in 2025.
  • According to Business Quant data, Net Margin over the past three periods registered 0.65%, 1.45%, and 1.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 53.62%
2 Mastercard 465.55 Bn 455.34 Bn - 46.23%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 15.71%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 13.32%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 30.76%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 15.15%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 13.84%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 21.04%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 14.05%
10 World Acceptance 1.04 Bn 1.03 Bn - -0.65%

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.65%
Sep 30, 2025 -1.45%
Jun 30, 2025 1.01%
Mar 31, 2025 26.79%
Dec 31, 2024 9.66%
Sep 30, 2024 16.84%
Jun 30, 2024 7.68%
Mar 31, 2024 22.01%
Dec 31, 2023 12.10%
Sep 30, 2023 11.75%
Jun 30, 2023 6.85%
Mar 31, 2023 15.31%
Dec 31, 2022 3.96%
Sep 30, 2022 -0.42%
Jun 30, 2022 -5.42%
Mar 31, 2022 10.90%
Dec 31, 2021 4.92%
Sep 30, 2021 9.03%
Jun 30, 2021 12.16%
Mar 31, 2021 30.68%