World Acceptance (WRLD) Net Margin (2010 - 2026)
World Acceptance's (WRLD) quarterly Net Margin came in at 4.39% in Q2 2026, up 319.0% year-over-year from 1.05% in Q2 2025, and down 78.79% quarter-over-quarter from 20.68% in Q1 2026.
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World Acceptance (WRLD) Net Margin (2010 - 2026) Analysis & Trends
World Acceptance (WRLD) has reported Net Margin for 17 consecutive years, with 4.39% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 319.0% year-over-year to 4.39% in Q2 2026; TTM through Jun 2026 was 6.67%, a 761.0% decrease from a year earlier, with the FY2026 full-year figure at 5.91%, down 991.0% from the prior year.
- Net Margin was 4.39% for Q2 2026 at World Acceptance, down from 20.68% in the prior quarter.
- Over five years, Net Margin peaked at 26.89% in Q1 2025 and troughed at 5.42% in Q2 2022.
- A 5-year average of 8.98% and a median of 8.59% in 2024 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 1978 bps in 2022 and soared 1227 bps in 2023, its largest moves.
- Over 5 years, Net Margin stood at 3.96% in 2022, then soared by 205 bps to 12.1% in 2023, then fell by 21 bps to 9.58% in 2024, then sank by 107 bps to 0.71% in 2025, then jumped by 716 bps to 4.39% in 2026.
- The last three Net Margin figures came in at 4.39% (Q2 2026), 20.68% (Q1 2026), and 0.71% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 138.65% |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 17.93% |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 8.70% |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 23.14% |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 13.03% |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 11.31% |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 14.50% |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 0.00% |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 9.19% |
| 10 | World Acceptance | 805.93 Mn | 795.51 Mn | - | 4.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.39% |
| Mar 31, 2026 | 20.68% |
| Dec 31, 2025 | -0.71% |
| Sep 30, 2025 | -1.52% |
| Jun 30, 2025 | 1.19% |
| Mar 31, 2025 | 26.89% |
| Dec 31, 2024 | 9.58% |
| Sep 30, 2024 | 16.74% |
| Jun 30, 2024 | 7.61% |
| Mar 31, 2024 | 21.76% |
| Dec 31, 2023 | 12.10% |
| Sep 30, 2023 | 11.75% |
| Jun 30, 2023 | 6.85% |
| Mar 31, 2023 | 15.31% |
| Dec 31, 2022 | 3.96% |
| Sep 30, 2022 | -0.42% |
| Jun 30, 2022 | -5.42% |
| Mar 31, 2022 | 10.90% |
| Dec 31, 2021 | 4.92% |
| Sep 30, 2021 | 9.03% |
API Access
World Acceptance Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=WRLD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "WRLD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=WRLD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();