World Acceptance (WRLD) Net Margin (2010 - 2025)

World Acceptance (WRLD) reported Net Margin of 0.65% for Q4 2025, down 1030.0% year-over-year from 0.07% in Q4 2024, and up 55.42% quarter-over-quarter from 1.45% in Q3 2025.

World Acceptance (WRLD) Net Margin (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has 15 years of Net Margin data on file, last reported at 0.65% in Q4 2025.

  • Net Margin for Q4 2025 came in at 0.65%, down 1030.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 7.46% (down 695.0% YoY), and the FY2025 annual result was 15.89%, up 239.0% from the prior year.
  • Net Margin climbed to 0.65% in Q4 2025 per WRLD's latest filing, from 1.45% in the prior quarter.
  • Over five years, Net Margin peaked at 30.68% in Q1 2021 and troughed at 5.42% in Q2 2022.
  • A 5-year average of 9.69% and a median of 9.34% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2022 and 2023: Net Margin plunged 1978 bps in 2022, then jumped 1227 bps in 2023.
  • A 5-year view of Net Margin shows it stood at 4.92% in 2021, then slipped by 19 bps to 3.96% in 2022, then jumped by 205 bps to 12.1% in 2023, then slipped by 20 bps to 9.66% in 2024, then slumped by 107 bps to 0.65% in 2025.
  • Business Quant data shows WRLD's Net Margin at 0.65% in Q4 2025, 1.45% in Q3 2025, and 1.01% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 World Acceptance 796.25 Mn 786.25 Mn - -0.65%

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.65%
Sep 30, 2025 -1.45%
Jun 30, 2025 1.01%
Mar 31, 2025 26.79%
Dec 31, 2024 9.66%
Sep 30, 2024 16.84%
Jun 30, 2024 7.68%
Mar 31, 2024 22.01%
Dec 31, 2023 12.10%
Sep 30, 2023 11.75%
Jun 30, 2023 6.85%
Mar 31, 2023 15.31%
Dec 31, 2022 3.96%
Sep 30, 2022 -0.42%
Jun 30, 2022 -5.42%
Mar 31, 2022 10.90%
Dec 31, 2021 4.92%
Sep 30, 2021 9.03%
Jun 30, 2021 12.16%
Mar 31, 2021 30.68%