Growth Metrics

World Acceptance (WRLD) Net Margin (2016 - 2025)

World Acceptance (WRLD) has disclosed Net Margin for 14 consecutive years, with 0.65% as the latest value for Q4 2025.

  • On a quarterly basis, Net Margin fell 1030.0% to 0.65% in Q4 2025 year-over-year; TTM through Dec 2025 was 7.46%, a 695.0% decrease, with the full-year FY2025 number at 17.91%, up 441.0% from a year prior.
  • Net Margin was 0.65% for Q4 2025 at World Acceptance, up from 1.45% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 30.68% in Q1 2021 to a low of 5.42% in Q2 2022.
  • A 5-year average of 9.68% and a median of 9.34% in 2024 define the central range for Net Margin.
  • Peak YoY movement for Net Margin: tumbled -1978bps in 2022, then skyrocketed 1227bps in 2023.
  • World Acceptance's Net Margin stood at 4.92% in 2021, then increased by 23bps to 6.04% in 2022, then soared by 100bps to 12.1% in 2023, then dropped by -20bps to 9.66% in 2024, then tumbled by -107bps to 0.65% in 2025.
  • Per Business Quant, the three most recent readings for WRLD's Net Margin are 0.65% (Q4 2025), 1.45% (Q3 2025), and 1.01% (Q2 2025).