World Acceptance (WRLD) Net Margin (2010 - 2025)
World Acceptance (WRLD) posted quarterly Net Margin of 0.65% for Q4 2025, down 1030.0% YoY from 0.07% in Q4 2024, and up 55.42% sequentially from 1.45% in Q3 2025.
World Acceptance (WRLD) Net Margin (2010 - 2025) Analysis & Trends
World Acceptance has disclosed Net Margin across 15 years of filings, most recently posting 0.65% for Q4 2025.
- In Q4 2025, Net Margin fell 1030.0% year-over-year to 0.65%; the TTM figure through Dec 2025 stood at 7.46% (down 695.0% YoY), while the FY2025 annual figure was 15.89%, up 239.0% from the prior year.
- Net Margin rose to 0.65% in Q4 2025, from 1.45% in the prior quarter.
- Over the last five years, Net Margin for WRLD reached as high as 30.68% in Q1 2021 and fell as low as 5.42% in Q2 2022.
- The 5-year median for Net Margin is 9.34% (2024), against an average of 9.69%.
- Annual changes were most pronounced in 2022 — Net Margin slumped 1978 bps — and 2023, when it jumped 1227 bps.
- A 5-year view of Net Margin shows it stood at 4.92% in 2021, then slipped by 19 bps to 3.96% in 2022, then jumped by 205 bps to 12.1% in 2023, then slipped by 20 bps to 9.66% in 2024, then plunged by 107 bps to 0.65% in 2025.
- According to Business Quant data, Net Margin over the past three periods registered 0.65%, 1.45%, and 1.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | World Acceptance | 1.04 Bn | 1.03 Bn | - | -0.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.65% |
| Sep 30, 2025 | -1.45% |
| Jun 30, 2025 | 1.01% |
| Mar 31, 2025 | 26.79% |
| Dec 31, 2024 | 9.66% |
| Sep 30, 2024 | 16.84% |
| Jun 30, 2024 | 7.68% |
| Mar 31, 2024 | 22.01% |
| Dec 31, 2023 | 12.10% |
| Sep 30, 2023 | 11.75% |
| Jun 30, 2023 | 6.85% |
| Mar 31, 2023 | 15.31% |
| Dec 31, 2022 | 3.96% |
| Sep 30, 2022 | -0.42% |
| Jun 30, 2022 | -5.42% |
| Mar 31, 2022 | 10.90% |
| Dec 31, 2021 | 4.92% |
| Sep 30, 2021 | 9.03% |
| Jun 30, 2021 | 12.16% |
| Mar 31, 2021 | 30.68% |