World Acceptance (WRLD) Net Margin (2010 - 2025)

World Acceptance (WRLD) posted quarterly Net Margin of 0.65% for Q4 2025, down 1030.0% year-over-year from 0.07% in Q4 2024, and up 55.42% quarter-over-quarter from 1.45% in Q3 2025.

World Acceptance (WRLD) Net Margin (2010 - 2025) Analysis & Trends

World Acceptance (WRLD) has reported Net Margin for 15 consecutive years, with 0.65% the latest figure, recorded in Q4 2025.

  • In Q4 2025, Net Margin fell 1030.0% year-over-year to 0.65%; the TTM figure through Dec 2025 stood at 7.46% (down 695.0% YoY), while the FY2025 annual figure was 15.89%, up 239.0% from the prior year.
  • Net Margin grew to 0.65% in Q4 2025 per WRLD's latest filing, from 1.45% in the prior quarter.
  • Across five years, Net Margin topped out at 30.68% in Q1 2021 and bottomed at 5.42% in Q2 2022.
  • Historically, Net Margin has averaged 9.69% across 5 years, with a median of 9.34% in 2024.
  • Annual changes were most pronounced in 2022 — Net Margin plunged 1978 bps — and 2023, when it jumped 1227 bps.
  • World Acceptance's Net Margin stood at 4.92% in 2021, then dropped by 19 bps to 3.96% in 2022, then surged by 205 bps to 12.1% in 2023, then dropped by 20 bps to 9.66% in 2024, then tumbled by 107 bps to 0.65% in 2025.
  • Business Quant data shows WRLD's Net Margin at 0.65% in Q4 2025, 1.45% in Q3 2025, and 1.01% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 World Acceptance 909.24 Mn 899.24 Mn - -0.65%

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.65%
Sep 30, 2025 -1.45%
Jun 30, 2025 1.01%
Mar 31, 2025 26.79%
Dec 31, 2024 9.66%
Sep 30, 2024 16.84%
Jun 30, 2024 7.68%
Mar 31, 2024 22.01%
Dec 31, 2023 12.10%
Sep 30, 2023 11.75%
Jun 30, 2023 6.85%
Mar 31, 2023 15.31%
Dec 31, 2022 3.96%
Sep 30, 2022 -0.42%
Jun 30, 2022 -5.42%
Mar 31, 2022 10.90%
Dec 31, 2021 4.92%
Sep 30, 2021 9.03%
Jun 30, 2021 12.16%
Mar 31, 2021 30.68%