World Acceptance (WRLD) Net Margin (2010 - 2025)
World Acceptance (WRLD) reported Net Margin of 0.65% for Q4 2025, down 1030.0% year-over-year from 0.07% in Q4 2024, and up 55.42% quarter-over-quarter from 1.45% in Q3 2025.
World Acceptance (WRLD) Net Margin (2010 - 2025) Analysis & Trends
World Acceptance (WRLD) has 15 years of Net Margin data on file, last reported at 0.65% in Q4 2025.
- Net Margin for Q4 2025 came in at 0.65%, down 1030.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 7.46% (down 695.0% YoY), and the FY2025 annual result was 15.89%, up 239.0% from the prior year.
- Net Margin climbed to 0.65% in Q4 2025 per WRLD's latest filing, from 1.45% in the prior quarter.
- Over five years, Net Margin peaked at 30.68% in Q1 2021 and troughed at 5.42% in Q2 2022.
- A 5-year average of 9.69% and a median of 9.34% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin plunged 1978 bps in 2022, then jumped 1227 bps in 2023.
- A 5-year view of Net Margin shows it stood at 4.92% in 2021, then slipped by 19 bps to 3.96% in 2022, then jumped by 205 bps to 12.1% in 2023, then slipped by 20 bps to 9.66% in 2024, then slumped by 107 bps to 0.65% in 2025.
- Business Quant data shows WRLD's Net Margin at 0.65% in Q4 2025, 1.45% in Q3 2025, and 1.01% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | World Acceptance | 796.25 Mn | 786.25 Mn | - | -0.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.65% |
| Sep 30, 2025 | -1.45% |
| Jun 30, 2025 | 1.01% |
| Mar 31, 2025 | 26.79% |
| Dec 31, 2024 | 9.66% |
| Sep 30, 2024 | 16.84% |
| Jun 30, 2024 | 7.68% |
| Mar 31, 2024 | 22.01% |
| Dec 31, 2023 | 12.10% |
| Sep 30, 2023 | 11.75% |
| Jun 30, 2023 | 6.85% |
| Mar 31, 2023 | 15.31% |
| Dec 31, 2022 | 3.96% |
| Sep 30, 2022 | -0.42% |
| Jun 30, 2022 | -5.42% |
| Mar 31, 2022 | 10.90% |
| Dec 31, 2021 | 4.92% |
| Sep 30, 2021 | 9.03% |
| Jun 30, 2021 | 12.16% |
| Mar 31, 2021 | 30.68% |