World Acceptance (WRLD) Net Margin (2010 - 2025)

World Acceptance has disclosed Net Margin across 15 years of filings, most recently posting 0.65% for Q4 2025.

• For the quarter ending Q4 2025, Net Margin fell 1030.0% year-over-year to 0.65%; the trailing twelve-month figure through Dec 2025 stood at 7.46% (down 695.0% YoY), and the FY2025 full-year result was 15.89%, up 239.0% from the prior year.
• Net Margin was 0.65% for Q4 2025 at World Acceptance, up from 1.45% in the prior quarter.
• Over five years, Net Margin peaked at 30.68% in Q1 2021 and troughed at 5.42% in Q2 2022.
• The 5-year median for Net Margin is 9.34% (2024), against an average of 9.69%.
• The sharpest annual moves came in 2022 and 2023: Net Margin tumbled 1978 bps in 2022, then jumped 1227 bps in 2023.
• Year by year, Net Margin stood at 4.92% in 2021, then slipped by 19 bps to 3.96% in 2022, then jumped by 205 bps to 12.1% in 2023, then slipped by 20 bps to 9.66% in 2024, then plunged by 107 bps to 0.65% in 2025.
• Per Business Quant data, the three most recent Net Margin figures were 0.65% in Q4 2025, 1.45% in Q3 2025, and 1.01% in Q2 2025.